Matkapital is represented by a special measure of support from the state. It is issued only to families in which a second child is born. Additionally, it can be obtained by citizens raising adopted children. It is quite easy to issue mother capital, and confirmation of its presence is a special certificate obtained at the PF department. According to this document, approximately 450 thousand rubles are issued. You can use this amount only for specific purposes prescribed in the legislative act. Among them there is the opportunity to send funds to pay for the education of children. Citizens can use maternity capital even to pay for kindergarten. This is possible provided that children go to an institution licensed to carry out such activities.
Terms of use
This support measure has been in effect for quite some time. Moreover, the program is constantly being extended, as it has proved to be an effective means to increase the birth rate in the country. The rules for the use of funds issued by the state are prescribed in FZ-256. In accordance with the clauses of the regulatory enactment, money can be used only in a limited number of cases, which include:
- purchase or construction of a residential facility, which ensures the improvement of the conditions in which children and their parents live;
- payment for education of minors;
- the acquisition of various items necessary for the social adaptation of babies with any disability group;
- increase in mother's pension in the future.
If you are not planning to buy any real estate in the future, then most often citizens decide to use maternity capital for training or paying for kindergarten.
The nuances of paying the garden
Maternity capital can pay for pre-school education in the following ways:
- repayment of obligations arising in connection with the provision of paid educational services, but only on condition that the programs used have passed state accreditation;
- covering costs incurred in obtaining education by children, and the amount of such costs is set at the federal level.
Funds are transferred to the account of the educational institution in non-cash form. For this, an official contract is signed between the parents of the children and the leadership of such an organization.
Money Transfer Periods
It is the parents who choose the frequency with which funds will be transferred from the PF to the educational institution. To do this, you can choose monthly, quarterly or annual payments.
Additionally, what requirements are presented directly by educational institutions where minors receive education.
Terms of receiving funds
Can I pay for kindergarten services with maternity capital? The law does provide for such an opportunity, but for this some significant conditions must be met. These include:
- an official contract is necessarily concluded with an educational institution;
- payment should be made exclusively in non-cash form;
- it is allowed to use the funds on matkapital only after the child for whom the privilege has been issued is three years old;
- it is allowed to use money to pay for the education of all children in the family, and not just the child for whom the certificate was received.
If the above conditions are violated, then PF employees may refuse to transfer funds to kindergarten.
How to pay for kindergarten with maternity capital?
Using money with a certificate is quite simple. Back in 2014, the legislation was amended to allow using public funds to pay for kindergartens. For this, only educational institutions that work under accredited educational programs are selected.
You can get money only three years after the appearance of the second baby in the family. The procedure is divided into the following steps:
- a contract is concluded with the selected institution;
- the necessary package of documents is collected, which is transferred to the PF department at the place of residence of the family;
- if a positive decision is made, then the necessary amount of funds will be transferred to the account of the kindergarten monthly or quarterly;
- money can be transferred not only for one child, but also for other children in the family.
Payment is made until the entire limit of the capital has been exhausted or until the child goes to school.
What services are paid for?
Payment of kindergarten by maternity capital is used by many parents. This solution saves a significant part of the family budget. Money from the PF goes to pay for the maintenance, supervision and care of babies. This includes the following services:
- catering in a children's institution;
- household and household services for babies;
- the performance by garden workers of certain actions aimed at maintaining personal hygiene by children;
- organization of the optimal regime of the day.
It is for the above services that you need to transfer a fee.
Legislative regulation
The rules for using mothercapital to pay for the education of babies are given in several regulatory acts. Basic information is contained in FZ-256. It indicates how to properly issue a certificate, for what purpose it can be used, and also how much money can be obtained.
The possibility of using mothercapital to pay for kindergartens was introduced by PP No. 931. It is on the basis of this Decree that you can not only use money to pay for education in schools or universities, but also direct funds to support children in kindergartens. The key nuance is that the selected institution should be located in Russia, and must also have a license for educational activities.
What documents are needed?
Documents for payment of kindergarten by maternity capital should be transferred to the PF department at the place of residence of the family. These include the following documentation:
- a written contract drawn up directly with the selected kindergarten;
- supplementary agreement to the contract;
- an application in the form of a PF, which indicates the need to receive money to pay for kindergarten;
- SNILS of the parent;
- certificate for matkapital issued earlier;
- passports and birth certificates of all family members.
If the family plans to use maternity capital to pay for the kindergarten, then it will be necessary to not only sign a standard agreement with the institution, but also draw up a special additional agreement. It certainly includes the following data:
- bank details of the institution;
- legal details of the kindergarten;
- monthly fee;
- terms during which funds should be transferred to the account of the institution;
- personal information about the parent of the child with whom the agreement is directly concluded;
- information about the various benefits that citizens can use to reduce the size of fees;
- it is certainly indicated that if, for various reasons, the contract is terminated, then the funds will be returned to the PF.
An application for transfers of funds from the capital will be considered solely on the condition that the agreement states that the institution has an official license to conduct this activity.
Board size
Payment of a preschool institution with the help of matkapital is considered the best option by many certificate holders. Board sizes may vary slightly between organizations. This is due to the fact that it is the institution itself that determines the size of payments. Payment of private kindergarten by maternity capital is allowed, but only on condition that the organization has a license, and also it works according to special state programs.
Some citizens may even expect a cancellation fee. This is possible in the following situations:
- parents are raising a disabled child;
- no fee is required from children without parental care;
- a child with tuberculosis intoxication lives in the family.
The local authorities of each region make their own rules in calculating the size of the fee. There is no single regulated algorithm for calculating the amount of payment for kindergarten services. The amount of payment is reduced during the repair work in the garden, when various diseases are detected in babies or when parents take a vacation. To do this, take into account how many days the child actually went to the garden.
How are funds transferred?
The rules for paying for kindergarten with maternity capital are really simple. For this, the nuances are taken into account:
- The documentation submitted to the PF department is checked for a maximum of two months, therefore, during this period, parents must take care of making their own payments;
- funds are transferred exclusively in non-cash form, therefore they are not issued in cash to certificate holders;
- the entire amount for the period the child is in the institution may be transferred on the basis of the schedule of payments and the contract;
- the application may indicate the amount of payment for a month, quarter or year, but when choosing a monthly payment, you will have to draw up a new application once a month, which will be transmitted to the PF department;
- if the amount transferred from the PF will exceed the expenses for the entire period of the child’s stay in the garden, then the excess funds are returned to the fund;
- if the contract with a specific kindergarten is terminated, then an application must be sent to the PF, on the basis of which the transfer of funds to this institution is terminated.
Due to the use of mother capital, citizens may not have to worry about the fact that they need to transfer any funds in the form of payment for the kindergarten that their child attends.
Features of registration of compensation
All parents can expect to receive special compensation, the amount of which depends on the number of children in the family. She returns monthly to the kindergarten with timely payments.
For one child, such compensation is 20%, if there are two children, 50% of the fee is returned, and when raising more than two children, you can expect to return 70% of the money paid. Even if money from the capital is used to pay for the kindergarten, parents can still expect to receive compensation in a strictly defined amount. But it is not paid in cash, so it is simply taken into account in the cost of training.
Advantages and disadvantages of using matcapital
By law, paying a kindergarten with maternity capital is a simple and affordable process. It has some advantages, which include the fact that parents can not spend their own money to pay for the kindergarten. You can use money from the state to pay for education and kindergartens for all children in the family, and not just for the baby, after whose birth a certificate was issued.
The procedure for receiving payment is simple and quick, since it is enough to collect standard and affordable documents that are transferred to the PF department. Even when using money from the PF, parents are able to receive compensation.
The disadvantages include the fact that you can get money only after the child for whom the certificate was received, turns three years old. Even if the older kid is already going to the kindergarten or school, he will not be able to send money to pay for the services of these institutions. Additionally, recalculation is not carried out if the child does not attend kindergarten for various reasons. Unable to receive tax deduction.
Usually the money from the capital is used to pay for the garden by citizens who have too little income, so they want to save their money as much as possible for other purposes. In this case, they can not worry about the need to save money to pay for kindergarten or school.
Conclusion
Matkapital can be used to pay for kindergarten. Funds are transferred from the PF exclusively in non-cash form. You can use the money only three years after the birth of the baby. To do this, you must contact the PF department with a specific package of documents.
Due to the ability to use the materiel to pay for kindergarten, citizens can reduce their expenses by directing their income from the place of work to other important goals.