The retirement age in Russia is that age limit established by the state, after which a person has the right to receive old-age pension payments. Until this moment, we, as citizens of our country, work and pay contributions to the Pension Fund. And now - a little digression into history.
Germany was the first country in the world to create a pension system with the aim of providing financial assistance to people with disabilities. Then the retirement age was 70 years. Today this bar is slightly reduced and in most countries of the world is 65 years.
Pension provision in Russia, or rather, in the Soviet Union, was introduced in 1932. And while the retirement age of men was 60 years old, and women - 55, it remains to this day. And everyone, in principle, was happy with everything until recently ...
For many years now, our pensioners, and we, the still able-bodied part of the population, have heard that the government’s plans include an increase in the legal border of old age. Who benefits from this and who doesn't? Let's get it right.
If you increase the retirement age in Russia, then what will the state get? It will be able to significantly increase the income of the pension fund and, accordingly, reduce the expenditure. Benefit? Even some! This is what enormous financial reserves will open if you raise the bar even for five years, that is, from 60 to 65!
Once again, we recall the good old days, when enterprises transferred 28% of the payroll fund to the penffond of the country of the Soviets, and another 1% was deducted directly from the salaries of workers. Thus, over 40 years (from 20 to 60 years), a sickly amount was "reserved" for the needs of a working person, of which he was paid old-age payments of no more than 10 years (the life expectancy was then average). Therefore, at that time there were no problems with pensions that exist today. And the fact that this social payment was many times higher than the salary received by a person before was taken for granted.
In 2002, pension contributions were reduced to 20 percent. But even with this calculation, a person would have to receive a pension at least commensurate with his previous salary. So it would be if everything in our country happened honestly. And what happens?
Pensioners hardly make ends meet instead of receiving decent payments that they deducted to the fund all over the same period of their lives - from 20 to 60 years. Well, the state is puzzling over where to get the funds, because the pension fund turned out to be as empty as the beggar's sum. They spent it all, but what they didn’t spend, they simply looted it. And now the foreign adviser, the World Bank, offers us the same option, namely, to increase the retirement age in Russia, because a similar measure is planned in the near future in a number of European countries.
It’s just the fact that there, abroad, the life expectancy of old people in retirement is on average 15 years, and our compatriots do not always manage to get their first pension, no one takes into account. More precisely, does not want to consider. After all, if the age when citizens can receive legal old-age payments is higher than the average life expectancy, then the resources of the pension fund will become truly inexhaustible, which means that thieving officials will get even more opportunities for their own enrichment.
The interest of ordinary citizens to the problem of raising the legal border of old age is always relevant. Particular unrest is present among those who are approaching the so-called "pre-retirement" line. However, some believe that this measure is inevitable, otherwise our country will overtake a real financial collapse. Others hold the opposite opinion and believe that this will not become a panacea and it is necessary to start looking for other ways. In any case, there is no doubt that the retirement age in Russia will still be raised, albeit not next year, but in the very near future.