Of course, each newly made "cell of society" dreams of having "its own corner." However, due to the high cost of housing, not everyone can purchase it. It is good when the spouses are presented with the keys to the apartment as a wedding present. But in most cases they will have to earn their own square meters.
Newlyweds especially need their own housing
Given the fact that real estate is constantly growing in price, buying an apartment becomes a heavy burden for a guy and a girl who has just legalized a relationship.
Of course, for them the question of how a young family to get an apartment is of paramount importance. What should they do when there is no desire to rent a house? Many couples, having no idea how a young family can get an apartment, opt for a mortgage. Yes, this is a solution to the problem. But again, for this you need to have good earnings, so that after making a loan there is money left to satisfy the basic needs of the family. Unfortunately, in our country, the wages of young professionals, as they say, are not too large, and therefore only a select few can overpower mortgage lending. How can a young family get an apartment yet?
What help can the state offer
It remains to hope for state assistance. Meanwhile, officials, while deciding on how to get a apartment for a young family, have specially developed a federal program. It is called "Housing for young families." Its implementation is carried out at the expense of the federal and regional budgets. Moreover, the allocation allocated by officials can be spent solely on the purchase of apartments.
The subsidy is transferred to the current account of the future owners of the apartment. Its size is about thirty percent of the cost of the apartment, provided that the social payment is designed for ten years.
Some may ask: “Is it possible to get an apartment in turn, which existed in Soviet times?” Yes, such a right is enshrined in law. But for this it is necessary that the newlyweds fall into the category of citizens who need to improve their living conditions. In addition, they will have to run around a huge number of instances in order to collect a lot of certificates and various documents. Do not forget also that the queue for housing from the state is moving slowly - perhaps you will receive the cherished square meters only after thirty years. It is better to be realistic and try to get apartments through material support from officials.
Requirements for applicants for housing subsidies
Who can count on participating in a state-sponsored subsidy program? For example, in the Tyumen region these are husbands and wives who are under thirty years old, and incomplete young families. It must be emphasized that the law expressly provides that each tenant registered in the apartment can count on an area not exceeding twelve square meters.
In addition, it should be borne in mind that a couple must live a certain number of years in the territory of the region where the federal program operates. Of course, the amount of earnings in the family is taken into account - it should be enough to pay off the average cost of “square meters”.
How to get a municipal apartment under the state program? Newlyweds need to write a corresponding application, which must be submitted no later than nine months from the date of issuance of a certificate confirming the right to receive a subsidy.
Newly made husband and wife should also remember that they can use the right to receive housing through budget funding only for three years from the date of their official marriage.