Many citizens think how the length of service differs from the length of service. Usually such thoughts arise in the older generation, which is approaching retirement. Until recently, in Russia it was clear why work experience was needed. Only numerous reforms have led the population to become entangled in terminology. In fact, there is nothing difficult to understand. If you try, you can quickly distinguish from each other the mentioned types of experience.
Labor definition
What is the difference between insurance and overall work experience? To clearly distinguish between these concepts, it is necessary to understand the definition of each of them. Let's start with the second one.
Work experience is the total amount of time actually worked by a citizen. That is how much a particular person has worked in his life. Only official labor is taken into account.
About the insurance period
How does seniority differ from seniority? In reality, everything is not as difficult as it might seem.
An insurance record is all periods when a person transferred funds in the form of contributions to the FIU of the Russian Federation. They play a huge role in retirement, especially after the recent reforms of the country's pension system.
Difference between seniority
Differences in employment and insurance experience are many. For example, the first since 2007 is practically not used. It is necessary for admission to work, as well as for the appointment of various forms of state support. For retirement, it plays a role in exceptional cases.
The accrual of seniority is carried out only during the period of employment in an official manner. If a person works concurrently, twice no one will count.
In the case of informal employment, this will not increase. Therefore, citizens should try to work officially. In the future, working hours may come in handy.
The experience of the insurance type includes not only labor periods, but also moments when a person did not work officially. It is crucial when retiring.
If a person takes on the form of an entrepreneur, the insurance experience will increase. In the case of self-employment, it increases if the employee makes regular payments to the FIU of the Russian Federation from his earnings.
What does the insurance period include?
The seniority for an insurance pension currently does not play any role. With it, a person will simply be able to receive a retirement pension. For example, for length of service.
What does the length of service include? At the moment this is:
- all the time of official employment;
- the period of leave to care for a minor (and a disabled child);
- Military service;
- the time during which the citizen received benefits as unemployed;
- care for a disabled person or an old man after 80 years;
- membership in public works of a paid type;
- temporary disability;
- Stay with a diplomatic spouse abroad
- period of residence in a military town, where there are problems with employment;
- imprisonment if the citizen is acquitted in the end.
Accordingly, even if a person does not officially work, he can count on an insurance pension.
For Russians living abroad
What awaits persons insured in the Russian Federation who work or live abroad. What will happen to them with insurance experience?
It will be taken into account if, despite living and working in another country, a citizen regularly made contributions to the FIU of the Russian Federation. In practice, this does not happen so often.
According to
The procedure for calculating work and insurance experience should be known to every resident of Russia. Understanding this is not so difficult.
The experience in years, months, weeks and days is considered. To find out the duration of a particular experience, you will need:
- Write down the moments of work (according to the work book) and the time of making payments to the FIU.
- Add up the relevant indicators. It is important to consider that insurance periods are considered together with insurance periods, and labor periods are considered labor periods.
The data obtained is the experience of one or another type. It is recommended not to do these calculations yourself. Citizens often make mistakes in calculating the duration of work and insurance experience.
Where to find out about periods
How does seniority differ from seniority? We have already familiarized ourselves with the main differences. It is worth remembering that the period of doing business, as well as self-employment, is not included in the labor law.
How to find out about the length of service of a particular type without independent calculations? To do this, you can contact:
- at the MFC;
- in the FIU;
- to your employer.
The web service from the FIU also allows you to order an extract on the status of the insurance type account. It will indicate SNILS, as well as the amount of funds transferred to the fund.
How to find out about insurance coverage
In order to plan retirement, you need to obtain information about insurance and employment history. The second, if it is continuous, can contribute to obtaining an increased pension or registering a pensioner status ahead of time. For example, with length of service in some positions.
For the relevant data, they most often turn to pension funds at the citizen's place of residence. To cope with the task, you must do the following:
- Prepare a passport, SNILS and work book. Without these documents, it is problematic to obtain the necessary information.
- Contact the FIU with a request for information on the seniority of a citizen. It is recommended to fill out the form in the established form directly at the office of the said service.
- Get on hand a certificate with information of interest to the applicant.
It is best to order a personal account statement. With its help, you can understand how much money is on the person’s insurance account. This information worries the population the most.
Important: third parties cannot receive relevant data. To request information about a stranger, you must be his legal representative. For example, by issuing a notarized power of attorney.
Conclusion
Now it’s clear how the length of service differs from the length of service. The first term has almost completely lost its relevance. That is why the population is advised to pay attention to insurance experience.
The government of the Russian Federation recommends the active use of unearned periods recorded in the insurance record. For example, while studying at a university, applying for the care of an elderly person or a disabled person.
At the moment, for retirement a person must have a certain period of insurance period. It doesn’t matter if the person worked officially or not. As already mentioned, seniority at the moment is rarely significant for a pension. Its presence is an advantage in individual cases. Differences between insurance and seniority are now clear to everyone.