Along with all the reforms carried out at the end of the 20th century in the state of the Russian Federation, the government slowly began to try to establish a personalized account. The first, of course, were the fiscals, who tried to assign their individual tax numbers not only to all organizations, but also to every ordinary citizen. And although some not particularly conscious elements tried to refuse such a high honor, motivating the assignment of numbers by the proximity of the arrival of the Antichrist, the valiant tax authorities listed all of them themselves. And obtaining a certificate with a TIN made the question purely voluntary: if you want, get it, if you want it, no. In databases, it still exists and is firmly tied to passport data. And since 2003, a new misfortune has come - SNILS, or insurance numbers of individual personal accounts with which the Pension Fund began to work. Learn SNILS, respectively, has become simply necessary.
What is SNILS?
What is SNILS in its economic essence and why is it worth considering in more detail. In general, visually this is a piece of yellow-green cardboard, rigidly laminated, which is issued by the state pension system almost from the very person’s birth. It contains information about the surname, name, patronymic and date of birth of the person. And there is a digital code of eleven characters separated by hyphens. This is the notorious SNILS. Therefore, the easiest way to solve the problem, how to find out SNILS, is to find this piece of cardboard and look into it.
The insurance number of an individual personal account is purely unique, assigned in a single version to each person by the Pension Fund. He also laminates the certificate, and first of all, when assigning a pension, he uses it in order to use SNILS to find out the accumulations in the personal account of a future pensioner to calculate the amount of the pension.
When is SNILS required
First of all, the employer requires it, since it is necessary for the accountant who is responsible for paying mandatory pension contributions for reporting. This identifier refers to personal data, therefore, upon employment, the applicant agrees to its processing and transfer to various authorities. Since the organization has this data, in the event of an accidental loss of certificate, there is no simpler way to find out SNILS how to contact a payroll accountant. Of course, you will not be provided with data about colleagues, but a photocopy of your document will be made.
What to do if SNILS is lost?
Losing a small piece of cardboard in plastic packaging is easy enough. In such situations, the advice is clear: the certificate needs to be urgently restored. Is it not enough when and for what purposes it may be required? It is worth noting that it is impossible to recognize SNILS by passport via the Internet, as it happens with the TIN. The personalized information in this case is completely closed, and not a single site, including the official sites of the Pension Fund, will provide the necessary information. And those resources that offer to do this for a fee, simply deceive potential customers.
Is it possible to find out SNILS in the Pension Fund?
As for the possibility of recognizing your own number in the Pension, the answer is almost unequivocal: yes, it is possible upon presentation of a passport. Why almost? There is a small nuance in the form of residence. If the fiscal authorities have a database all over the country and a person who has received his TIN, for example, in Novokuznetsk, can freely find it in Arkhangelsk, then the situation is somewhat different. Specialists of the Pension Fund departments have a database only within their region. Here Arkhangelsk pensioners will not be able to see and dictate the certificate number if the applicant is registered in the same Novokuznetsk. And the question of how to learn SNILS will be solved in a much more complicated way - through a written request for interagency cooperation.
SNILS and public services
Due to the fact that the issue of replacing a bunch of identifiers (the state medical insurance insurance number, the notorious TIN and the like) has been repeatedly raised, and SNILS has been proposed as a replacement, they are already starting to use it quietly in a number of situations. So, for example, it is the retirement insurance number that is one of the most important positions, one might even say the key one, when registering on the Russian government services website. By the way, there is an option in the services of state pension agencies that gives a clear idea of how to find out a pension from SNILS in the future and evaluate the amount of contributions paid by an employer. By the way, in the case of confirmed registration on the public services website, the user can order an extract from the Pension Fund, it will also contain a certificate number. It will be possible to say about such a situation that the question of how to learn SNILS was resolved via the Internet.
Change of surname
There are certain situations in life when you have to apply for a replacement insurance certificate even when it is actually “very healthy” and stored at home, in the left corner of the top drawer of the desk, with all the other documents. This, for example, a change of surname in women in connection with marriage. In such cases, after replacing the passport, it is necessary to apply with the appropriate statements to other authorities that have ever issued any documents containing information about the name. The Pension Fund is one of them. It is worth noting that applying for a replacement certificate will be more formal in nature - the task of finding out the SNILS number is not worth it, because it will remain the same.
Retirement benefits
As noted above, the number on the insurance certificate is the number of the individual account on which the payment of contributions by the employer is reflected, and the size of the person's pension will depend on their size in the future. Given the constant “body movements” of the state in the direction of various options for reforming the pension system, allowing to maintain a balance between the promised size of pensions and the sufficient availability of funds in the fund itself, the number is becoming increasingly important.
Since the record in the work book about the period of work in some organization does not at all take into account forced breaks and downtime, unpaid leave, the state is guided exclusively by the data generated by the Pension Fund in the context of SNILS when calculating the length of service. And if the employer has not paid contributions for a certain period, then these time intervals will not fall into the length of service necessary for the appointment of a pension.
Conclusion
Briefly summarizing all of the above, the following can be noted.
To solve the problem of how to find out your SNILS, you can choose one of three ways: contact the accounting department (personnel department) at the place of work; apply at the place of residence with a passport to the nearest branch of the Pension Fund; take information with a verified account from your personal account from the public services website. In no case should you be led to various inaudible offers of Internet scammers to give information about your SNILS number for a small financial reward.
An insurance certificate is an important and necessary document. And even though it is impossible to get a left credit with a bank or microfinance organization, as with a lost passport, it is advisable not to lose it. Especially when you consider the prospect that over time it may become the only personifying key. But in case of loss, you should not worry too much, but you need to apply with a passport to the department of the Pension Fund.
It is SNILS that is access to information about your recorded work experience for a future pension and the amount of insurance premiums paid. It is advisable to periodically monitor this information, and if they differ from the actual situation, then try to take measures to resolve it.