Before embarking on a trip to this amazing country, many people think about whether a green card is needed in Finland. Indeed, so often it takes a lot of effort, time and money to design it. Are these costs justified? In this article we will look at information related to the green card to Finland.
In the country of amazing landscapes
Finland is Russia's closest northern neighbor. Therefore, residents of the northwestern region often go to Finland on weekends, on shopping tours, holidays and just relax. Many have friends or relatives in this country.
Someone goes to Finland by train, some by regular bus (fortunately, transport companies still exist and are trying to make their own money in every way), and some by their own car. Still, it is more comfortable, convenient and practical, but at the same time a little more dangerous. A traffic accident is not uncommon. Therefore, for security purposes and to prevent disputes, it is better to purchase GreenCard, a special insurance policy valid in Finland. Many are interested in the cost, as well as information on where to apply for a green card to Finland.
What is this document about?
In fact, Green Card to Finland is an international car owner liability insurance program in the event of a traffic accident in the Schengen countries. It works in the same way as OSAGO in Russia. You cannot enter Finland without a green card.
Traveling by car is now the most convenient. No one sets the time frame, stops can be made at least every 50 km, cozy atmosphere in the cabin, pleasant music and good company - can a train or bus trip be compared to a trip on your own car? But at the same time, a trip to Finland by car is fraught with civil liability, or rather, with the preparation of the necessary documents, one of which is a green card to Finland.
Who needs an insurance policy?
We will operate with a concept that is familiar to many car owners. Green card to Finland is an international contract of compulsory insurance of automobile and civil liability. In fact, this is the same OSAGO insurance, only of an international level.
You can list its positive aspects for a long time, but the most important thing is that you will not become a malicious violator just because the presence of such a document in European countries is mandatory for any car owner. It is simply impossible to cross the border without an international insurance policy. A vigilant border guard will check all documents, including the availability of a green card to Finland. What is it for?
First of all, in the event of an accident. You should not ignore this rule. Otherwise, you simply will not be allowed to enter Finland. Then you have to buy a "green card" directly at the border, which will cost several times more than it could be done in advance. There are cases when the absence of an insurance policy became the reason why a foreigner was simply closed a visa.
Green Card Cost to Finland
Based on the foregoing, we can conclude that it is cheaper to purchase insurance in advance, since buying it at the border will cost several times more. The unstable economic situation in Russia and in the Schengen countries is another reason why the cost of a green card to Finland this year may be slightly higher than in the previous one.
The exchange rate here also plays an important role. It should be noted that the so-called tariff grid has been introduced in Europe, which determines the cost of the green card for different countries of the world, including Russia. The price depends on the duration of the policy, given the fact that it must be valid for the entire duration of the stay in the country. The category of the vehicle on which the car owner plans to cross the border also matters.
It is worth paying attention to the fact that the green card does not work in Russia. Motor vehicle owners must acquire the usual CTP.
Where and how to buy?
Nowadays, almost everything can be bought without getting up from a computer. This also applies to the Green Card. This is the easiest and budget option - order an insurance policy online with delivery to your home or office. Why spend your free time? To queue? After all, you can order it, the courier will deliver the document directly to the customer. On the Web you can find many resources through which the card is ordered. There you can also calculate the cost of the policy based on the entered requests.
For those who for some reason cannot use modern technology, insurers live and work. Before paying for his services, you should check the availability of a license, since in the event of an unpleasant situation abroad it may turn out that the purchased green card is invalid. Of course, the services of the insurer must be paid.
Remember that data should be entered very carefully, as this is an important document.
Other ways to purchase an insurance policy
The most expensive is buying a green card at checkpoints on the border. There are also special vehicles that provide these services. At first glance, this is the most convenient and practical option - no need to bother, just went in and bought a card directly at the border.
However, this method most often has obvious risks. Firstly, there is a high probability of filling out the document incorrectly. Secondly, you can become the owner of a fake insurance policy. And thirdly, this is the most expensive way to enter Finland. And finally, it is impossible to buy a pass document at night.
Tariffs
The minimum validity of the policy is 15 days. But it is better to purchase it with a margin. Why? Suppose you were stopped by local inspectors, but there is no insurance, or it expired just yesterday. In this case, the fine will be just a space one, not comparable in any way with the cost of the document.
The best option is to purchase a green card in Finland for a year. Let's look at the approximate prices for cars:
- 15 days - about 2500 rubles.
- For 30 days - 4500 rubles.
- For half a year - almost 17 thousand Russian rubles.
- For 1 year - a little more than 20 thousand rubles.
Prices for freight vehicles:
- 15 days - almost 4 thousand rubles.
- 30 days - a little more than 7 thousand.
- 6 months - in the region of 26,000 rubles.
- 12 months - 35 with a tail.
For buses, fares are even higher. So, for example, the cost of insurance for 1 month is approximately 12 thousand Russian rubles.
Cost for other countries
It is noteworthy that prices for residents of Ukraine, Moldova, the Republic of Belarus and Azerbaijan are much lower. Let's consider some of them. So, the following rates are set for cars:
- 15 days - only 800 rubles.
- 1 month - a little more than 1000.
- 6 months - a little more than 3,500 rubles.
- 12 months - almost 6 thousand Russian rubles.
As you can see, prices for these countries are set much lower. This is primarily due to the fact that the European authorities, for a number of reasons, set reduced tariffs for these regions. Unfortunately, Russian car owners cannot use them.
How much will a trip to Finland cost without an insurance policy?
This information is very useful. Especially for those who are not looking for easy and easy ways. Of course, the size of the fine will be much larger than the cost of the document itself.
If you are stopped by a vigilant inspector, and for some inexplicable reason you will not have a policy or if it has already expired, you will be sent a fine of 100 euros. But that is not all. At the choice of a negligent tourist, a shameful return to their homeland or the purchase of an insurance policy (plus another 100 euros).
Helpful information
Anyone can be behind the wheel of a car - it does not have to be the owner of a green card. However, the policyholder himself fits directly into the policy. It is better to purchase it in advance - approximately 30 days before the expected date of travel. Otherwise, it will be still invalid. Moreover, there is a risk of getting a fine in Finland. And we already talked about its size.
In order to purchase a "green card" in Finland, you must provide the following documents:
- Passport of the Russian Federation (or any other identification document).
- A certificate of registration of a legal entity is necessary if the insurance policy is acquired by a legal entity.
- A document certifying the registration of a vehicle.
It is important to note that a car crossing the border must be registered in Russia.
Where to issue?
As it was said, insurance can be bought on the Internet by filling out an online application. The document will be delivered to the specified address. The method is quite convenient and practical, it allows you to save free time and do your own business without thinking about paperwork.
Nevertheless, most car owners continue to use the services of insurance companies, among which the following are worth noting:
- CJSC IC "Twenty-First Century".
- OJSC "SG MSC".
- CAS "ERGO Rus".
- LLC "Insurance company" Consent ".
- OJSC "ZHASO".
Many are interested in where you can buy a green card to Finland in St. Petersburg. It is worth contacting IJSC "Rosgosstrakh", IJSC "RESO-Garanity", as well as IJSC "VSK" and others.
What to do if a traffic accident occurred due to the fault of a Russian citizen? First of all, it is necessary to call local inspectors. Next, you need to contact the Green Card bureau, which will indemnify the damage to the injured party, and will also take on the settlement of the conflict. Contact details are on the back of the insurance policy. In the event that the resident of Finland became the culprit of the accident, his insurance company will indemnify.