Many pensioners do not know when to transfer a pension. We analyze the features of the first payment, as well as the timing of the appointment of a retirement pension, the main reasons for the delay in payments. This is an urgent issue that worries any citizen who has the right to receive social transfers.
Payout schedule
What is the number of pension payments? What is the frequency of receipt? These questions are worth exploring. The frequency is not tied to the day of the week or date; postponement to an earlier or later date is possible.
In case of any changes in the transfer of funds, the recipient is informed in advance. To do this, use information stands, various resources of media agencies, other options.
General Provisions
If a citizen reaches a certain age, he has the right to interrupt his labor activity, to go on a well-deserved rest. To express such a desire, he needs to contact the regional branch of the Pension Fund of the Russian Federation for monetary compensation due to him.
Calculation and calculation of payments are made within ten business days from the date of application and the provision of the required package of documents. When is a pension paid to a citizen listed?
Shipping options
A pensioner has the right to independently choose an organization that will carry out transactions, as well as to choose a delivery method. Currently, three types are used:
- in person, with delivery to the address of actual residence;
- to a bank card;
- in person, at the cash desk of a specific financial institution selected by a pensioner.
All charges that are due to the citizen pass only according to the established regulations. According to the legislation operating in our country, the frequency is established by the leadership of the region or territory. Each region of the Russian Federation has its own payment schedule, which is clearly carried out by the branches of the RF PF.
Regardless of which delivery method the pensioner chooses, the frequency of charges is maintained, carried out in full accordance with the established schedule.
Order of receipt
Any citizen who has the right to receive social guarantees wants to know when the pension is transferred. According to Art. 21, clause 12 of the RF Law “On Insurance Pensions”, the recipient may, upon presentation of an identity document, take the funds due to him. He also has the right to notarize a power of attorney for another person. In this case, the pension due to the citizen will be collected by him, transferred to him in full. In the Russian Federation, it is planned to issue a power of attorney both for a calendar year and for a longer period. In the second case, it is necessary to confirm the actual recipient annually by contacting a notary (otherwise the power of attorney loses its legal force).
Pay Schedule Definition
What to do if a pension is delayed? You must first check whether the bank is really delaying the payment? According to the legislation in force in the Russian Federation, the transfer of material resources for insurance, social, pension transactions should be carried out in accordance with the established schedule (Federal Law “On Insurance Pensions”, 2016). This is also indicated by Order of the Ministry of Labor No. 885n of 2014, according to which the billing period is determined from the 3rd day of each new month.
Based on these terms, establish the frequency of payments to each specific pensioner. Why did not transfer the pension on time? It is possible that the payment date fell on a non-working or public holiday. In this case, the schedule changes in the direction of an earlier (later) date. According to the rules, the shift should not exceed three days before the set calculation time.
Accrual example
Let’s try using a concrete example to find out when an old-age pension is transferred. So, in May 2017, the shift in the frequency of payments was caused by holidays. Depending on the region, various changes have been introduced. So, for Moscow pensioners who received cash payments on May 7 and 9, pensions were accrued on the 4th and 5th of the day respectively. In Vladimir, citizens who are entitled to social benefits on a schedule on the 9th day received funds on May 8th. Where to transfer the pension, the citizens themselves decide. The most popular way nowadays is to transfer funds to a bank account, therefore, by the time the residents of the Moscow Region had the opportunity to withdraw their social benefits.
In Voronezh, the pensions that were supposed to be transferred on May 7 and 9, 2017, pensioners were able to receive the 5 and 8 numbers, respectively. None of the recipients were worried about whether the pension would be paid on time, since even before the appointed time all payments were made in full.
Sberbank
Let’s try to find out what nuances appear when Sberbank transfers pensions to citizens entitled to them. The schedule is developed in accordance with the legislation of the Russian Federation so that budget funds are spent evenly, and the Pension Fund can plan its expenses. For the convenience of pensioners and the fund itself, each pension delivery option has a certain time frame. They may vary according to regional circumstances. In particular, in St. Petersburg, Sberbank made pension payments last year from 19 to 23 of each month.
You can navigate with the terms of crediting pensions to the card by analyzing the information specified in the Pension Fund, or, after registering, study in your personal account. The recipients of such payments are concerned about whether accrual and payment of pensions are made on Saturday or Sunday. There are several points to which special attention should be paid.
- It is not Sberbank who is engaged in calculating the pension, but the Pension Fund of the Russian Federation. Opening hours: Monday-Friday. Weekends can only become working days when there was an official transfer of holidays.
- The following rule applies in the fund: pension on Saturday is accrued on Friday (the day before), and the non-transferred pension arrives on Sunday from Monday.
- Sberbank manages to pay data received on Friday, only process if they were submitted before 15:00. If the documents were submitted at the end of the day, pensioners will see the enrollment on the card on Saturday.
The date on which the pension is transferred by Sberbank depends on the Pension Fund of the Russian Federation. The bank itself performs only the function of an intermediary between a citizen and the state in the payment of guaranteed social benefits. The use of modern technology makes it possible for an insignificant period of time to process information with personal accounts, surnames of pensioners, and amounts of payments. This significantly speeds up transfers, allows Sberbank employees to process the information provided by the Department of Public Protection, the Pension Fund of the Russian Federation in 1-2 days.
To summarize
In our country, there is a regulation according to which the pension is issued monthly on the same date. Payments are expected in several forms: to a bank account, in person at the post office, through a proxy (upon preliminary registration of a power of attorney with a notary). Accruals to each person are carried out individually, taking into account the time of receipt of the first pension.
Sberbank transfers are made to the Mir card. According to the regulations in force in the Russian Federation, a three-day delay in social benefits is allowed for technical reasons. If the recipient wants to change the time for issuing the pension, he needs to write (on a special form) an application to the Pension Fund, indicating a different delivery method: by mail, another bank with which the RF PF has a cooperation agreement. What should a pensioner do if he has not been paid at the appointed time? The main cause of such failures is the human factor. There is no reason to panic if after the appointed date 2-3 days have passed. For delays of more than 5-6 days, you should contact the Pension Fund, specifying the reason for the lack of money in the account.