The Federal Bailiff Service daily replenishes the base of defaulters. This database can be viewed on the Internet. If it reveals data about a particular subject, then this can lead to many troubles. How to learn the debt from the bailiffs will be described in this article.
Who are the bailiffs?
Bailiffs are officials whose duty is to enforce a court decision to consider a specific case. In other words, bailiffs are authorized to collect debts from persons who have not repaid their loan obligations on time and have other financial irregularities. To get into debtors to one of these employees is not difficult in modern conditions. Some citizens (this happens extremely rarely) do not even realize whether they have debts to the bailiffs. For example, a loan that has not been repaid on time, debt on alimony or the presence of outstanding tax liabilities - all this can cause malicious payers to enter the database.
How do debts appear? When do bailiffs have reason to recover a debt?
Duty to the bailiffs does not appear just like that. Before getting into the base, the debtor receives a notification of the presence of debt, is notified personally, in some situations, collection agencies are involved in non-payers. Only after the absence of any reaction from an unscrupulous citizen is the case transferred to court. After a court decision, the insolvent person enters the debtor database. As mentioned above, debt can arise due to an outstanding loan or even because of debts on rent. In any case, bailiffs will now collect these debts.
How to check for debts
One of the problems that arises among such non-payers is the inability to travel outside the Russian Federation. If in the past there was such a nuisance, then before traveling abroad it would be worthwhile to find out the debts of the bailiffs. In some cases, the debt may not have been fully repaid, or simply by mistake you were not deleted from the database. To avoid such unforeseen troubles at customs, it is better to check everything yourself in advance. In addition to problems with traveling abroad, there can be many difficulties in going through banal procedures related to paperwork.
Even if it turned out to travel outside the country, a simple road service can stop when checking documents and send it outside. In addition to this, it is not so easy and quick to get rid of this trouble, because only a judicial officer can remove all the burdens from the debtor, and this will take a lot of time. In order not to spoil the trip to yourself or your relatives, it is better to check the debts of the bailiffs in advance, especially if in the past there were loans or other debts to the budget.
Previously, to find out if there was a debt, it was necessary to contact the regional department of the FSSP. This procedure brought few people pleasure, especially when the debt was confirmed. This again put the matter into an acute dead end, and one could forget about calm. Currently, such troubles can be avoided and debts can be verified with bailiffs via the Internet.
Get Debts Online
Checking your debt to bailiffs online can save you a lot of time and effort. It is enough to go to the official website of the Federal Service of Bailiffs (FSSP) and find the section “Databank of enforcement proceedings”. Depending on whether the person is a natural or legal person, search criteria must be selected.
For example, for individuals you need to enter the last name and initials in a special search form. In the menu that appears, complete data should be entered, namely the date of birth, region of residence and registration in the menu "Territorial Authority". Of course, you can just enter your last name, first name and patronymic, but then you have to look for yourself in the list of namesakes that appears. Therefore, it is better to initially indicate your data in the expanded version.
If your details were not found in the database, this indicates that there is no debt to the bailiffs. Or this may indicate that the court decision has not yet been transferred to them. In the event that the search returned your data, this indicates that there is a debt and you can see the debts of the bailiffs on the plate.
The convenience of this method also lies in the fact that at any time you can see your outstanding financial obligations, while not disturbing anyone.
How to pay debts
When it becomes clear that there is debt, you should pay them off as soon as possible. If there is an outstanding loan, it is necessary to pay the balance of the payment to the bank branch, then take a certificate of lack of debt and provide it to your bailiff. After that, an authorized person to collect debts will remove all burdens and remove you from the database. For this whole procedure, time will be required, so if the trip is planned in advance, then you need to think about how to find out the debt from the bailiffs earlier.
If you do not pay off debts from bailiffs - the consequences
In addition to the obligation to collect debts, bailiffs have the right to seize property. If a malicious defaulter avoids paying his debt to credit organizations or the budget fund in every possible way, the court officer has the right to seize the account (if it is a legal entity), withdraw all money from it as a debt repayment, and ban travel abroad. In addition to the above, bailiffs during the performance of their professional duties have the right to open the premises of defaulters and even use force and weapons.
Official bodies may sell seized property at lower prices. The main goal they are pursuing is to achieve repayment of the deadbeat debt as soon as possible.
Last Tips
Apparently, there is nothing complicated in how to find out the debt from the bailiffs. It is much more difficult to get rid of their persecution and perseverance. The actions of the bailiffs are strictly regulated and are legal in nature, but they are not always such. Therefore, the debtor must also know his rights. He has the right to appeal to the court with a written complaint about a violation of his rights.
All actions related to the seizure of property in order to pay off the debt must be completed by the deadline established by the court. If for some reason bailiffs violate the schedule, this can be reported to the appropriate authorities.
Thus, it is better to pay off all financial obligations in time so that there is no such unpleasant question as how to find out the debt from the bailiffs.