Today it remains to be seen which “NPF Elektroenergetiki” receives feedback from its customers and employees. These opinions can indicate the integrity of the organization. Indeed, in Russia today, all issues related to the formation of pensions are of most interest to the population.
It is not so easy to choose a pension fund in which to store pension savings. Because of this, many citizens first study the promises of certain funds, then look at the opinions of investors. Only in this way will it be possible to form the most accurate idea of the organization. So what can be said about JSC NPF Elektroenergetiki? Reviews may vary. You should not be scared and afraid - everyone has their own basic criteria for evaluating funds. One or another opportunity seems good, others remain unhappy with it. No wonder. So what significant information can be drawn from numerous opinions?
About the nature of the activity
So, the first thing potential customers look at is the activity of the company. In this area, NPF Elektroenergetiki receives very positive opinions. The thing is that this organization is mainly engaged in pension insurance. In Russia, it has been around for quite some time.
For about 17-18 years, the organization has been operating. She does not offer any specific functions. Only the formation of pension savings with some increase in available cash. Everything is very clear. And this fact pleases many citizens.
Country Distribution
NPF Elektroenergetiki earns positive reviews for its distribution throughout the country. It has already been said that this organization has been working in Russia for a long time. During its existence, it has spread throughout the country. Even in the smallest city there are branches of the fund.
Large-scale corporations attract potential investors. The population is growing confidence in the pension fund. After all, such a widespread and well-known organization cannot be a scammer. So, you can trust your money to the specified company. That is why NPF Elektroenergetiki often receives positive reviews. But what about the other evaluation criteria? Is the fund really as good as it seems at first glance? What are the pros and cons of it?
Popularity rating
For example, you should pay attention to the rating of a non-state pension fund. Often, it is he who points to how the organization suits the population. How does NPF Elektroenergetiki manifest itself?
The thing is that it is very difficult to determine the exact position of the specified pension fund. He is in the TOP-15 of the best NPFs in Russia. As a rule, it takes 10-11 place in the ranking. For Russian private pension funds this is a very good indicator. According to some reports, this organization takes 5th place.
From the foregoing, it follows that NPF Elektroenergetiki customer reviews earn mostly positive. The way it is. After all, this organization is to some extent considered one of the best. In it, as most users believe, it is possible to form pension savings without any problems. In any case, such an opinion is shared by those who draw conclusions based on the statistical rating of NPFs in Russia.
Trust level
What other indicators are worth paying attention to? There is a so-called level of trust. It reflects the confidence of the population in a particular organization. Each NPF has it.
In this area, NPF Elektroenergetiki receives positive feedback from customers. High trust in the organization’s work is noted. According to statistics, today the level of trust is AAA or A ++. This is the highest point of trust. More in Russia yet.
What does it mean? The fund is very stable. In addition, he is one of the 15 best non-governmental organizations that help form the funded part of the pension. Therefore, one can believe in the good faith of NPF Elektroenergetiki. But this is far from all the criteria for evaluating private pension funds. What other components should I pay attention to?
Profitability
What is NPF Electricity's profitability rating? This indicator also plays a huge role. Indeed, often the population wants not only to preserve pension savings, but also to increase them at least slightly. Profitability for non-state funds is the main criterion for the choice of citizens.
In this area, the aforementioned digging is not too different from most similar organizations. Many emphasize that NPF Electricity’s profitability rating is not too high. The return is about 7-7.5% per annum.
This means that over the year the cash in the account increases precisely by the specified percentage. Not too much. Therefore, often "NPF Elektroenergetiki" reviews of retirees are not the best received. Especially considering the fact that the organization itself promises a yield of 10-12%.
A similar situation occurs in all non-state pension funds. It is explained by high inflation. In a crisis, providing good returns is extremely difficult. Therefore, the return on deposits is not too high.
Nevertheless, 7-7.5% is more than most NPFs can offer. The bulk of investors indicates that it is possible to increase pension savings in the specified organization. Though not as much as promised. The proposed yield is not the worst. So, for the accumulation of accumulations, one can turn to the NPF Elektroenergetiki.
Customer service
Important is customer service. Everyone, when choosing one organization or another for any cooperation, wants him to be provided with assistance at the highest level. Otherwise, the company will not receive a large number of positive opinions.
"NPF Electricity" reviews regarding public services earns mixed. On the one hand, employees try to provide assistance to all their visitors. And they succeed. On the other hand, the speed and service of potential and real customers leaves much to be desired. Accordingly, the organization has good sides in this area, and not so much. It is quite normal.
About Payments
What are the non-state pension benefits of NPF Elektroenergetika reviews? This nuance also plays a very important role. It is not enough to keep pension savings. They still need to be received at some point.
It is noted that payments from the fund are made. And in the established sizes. But, as numerous opinions indicate, with some delays. They repel the majority of the population. They should not be scared and afraid. The thing is that a similar kind of phenomenon occurs in most NPFs.
It’s just worth considering that payments to NPF Elektroenergetiki are sometimes delayed. But in the end, all the money will be paid to investors. And it pleases.
Contract
Special attention should be paid to the conclusion of the contract. This feature gets mixed opinions. Why?
NPF Elektroenergetiki reviews of employees and customers receive mixed reviews. Speaking about the conclusion of the contract, it should be noted that investors will have to provide a lot of documents. A similar phenomenon is not too pleasing. Workers will have to process large flows of information. So, the conclusion of the agreement may drag on for a long time.
In this case, it is worth paying attention to the fact that the terms of the contract are described in detail. And all their rights are explained to potential investors. This is very pleasing to the population. Accordingly, no significant problems with opening an account will arise.
Surprises from the company
Some indicate that cooperation with NPF Elektroenergetiki is a complete surprise to them. That is, a contract with an organization is concluded without the participation of a potential investor. These are not the best opinions about the company generates. Some begin to think that they are dealing with scammers.
Lawyers are able to justify this phenomenon without problems. There are no significant violations of the law. And the fraud allegations are unfounded. NPF Elektroenergetiki concludes contracts for servicing various employers. Automatically all employees become investors. The employer, and not the private pension fund, should notify about this. Therefore, it is not necessary to be surprised that the funded part of the pension is in the indicated fund. And talk about fraud too.
On the part of personnel
NPF Elektroenergetiki reviews get a variety of employees. It is hard to understand how good a employer this is. After all, he, as many have noticed, has its pros and cons.
The benefits include comfortable working conditions. Employees work in specially equipped offices. A full social package is guaranteed, which is provided in the right amount. The work schedule is set clear. The salary is paid stably, although sometimes with delays.
The disadvantages here are approximately the same as all other employers. Quite often you have to stay on a side job, the flow of visitors does not end. Stress after employment is guaranteed. Earnings are not too high. This all justifies the situation in which NPF Elektroenergetiki receives undefined feedback from employees.
In addition, personnel indicate that the organization is transferring funded pension contributions to the appropriate company. That is, if a person works at NPF Elektroenergetiki, then his funded part of the pension is also formed there. This does not suit everyone. Therefore, people independently change their pension fund to form savings for old age.
Summary
What conclusions can be drawn from the foregoing? NPF Elektroenergetiki is a modern non-state pension fund, which is very large in Russia. It offers good profitability and stability.
NPF Elektroenergetiki revoked the license. This organization, on the contrary, is recognized as one of the most stable in Russia. Therefore, you can pay attention to it. A good non-governmental fund offering the population of the Russian Federation pension insurance. With its flaws, but all organizations have them. It is worth considering some of the shortcomings of the company. Only in this way is everyone able to decide whether to open a contribution to NPF Elektroenergetiki.