When looking for work and interviews, especially if this is your first job experience, you will certainly encounter the need to discuss wages (and this is often one of the main criteria for choosing a place). At the same time, in a conversation (or a description of a vacancy posted on a work site) two concepts will appear - net and gross. What it is? What is the difference between two identical amounts with different consoles? The difference between them is significant, and in this article we will discuss what it consists of.
Let's start with the translation of these terms. In English there are concepts of net and gross. What are these definitions? The first is translated as “pure”, the second is “complete” or “general”. How to decipher it in relation to the future payment of your work? Very simple. Net salary is the amount after tax, that is, the money that you receive directly on hand or on the card. As you probably know, an employee is required to pay a 13% tax on his income on a monthly basis. It is called income tax or personal income tax. As a rule, you don’t have to do this personally, since the organization transfers this amount for the employee, and pays the remainder (minus 13%) as a salary. Gross - what is this value? And this is precisely the basis from which personal income tax is withheld, that is, the amount before tax. It is she who is indicated in the employment contract, but actually does not go completely into your pocket.
It is very important to understand the difference between these values and compare what gross / net salary is offered in the organizations you are considering for employment. So, one company can offer you lower wages, another - a little more. But upon a detailed study of the conditions of both, it turns out that the first reported net salary, the other - gross. What does that mean? And the fact that after the deduction of taxes in the second case, the wages there will be the same or even lower (depending on the specific amounts and the difference between them). That is why you should always pay attention to these consoles.
We give a simple example. Organization "A" offered you an amount equal to 85 thousand rubles, and "B" - 5 thousand more (that is, 90 thousand). In this case, in the first case, it is said about the value of net, in the second - gross. Now let's turn to simple arithmetic. In order to find out the actual salary in the company "B", you should deduct from it the amount of income tax:
90,000 - 90,000 * 0.13 = 78300.
Thus, flattered by the difference of 5 thousand rubles and not knowing what gross means, you will lose 6.7 thousand.
Naturally, if the difference is not too significant (and in any other case), you should pay attention to other factors. If we talk about material benefits, it can be various bonuses (monthly, quarterly), the presence of the 13th salary, bonuses for the implementation of the plan and other "additional rewards" in cash. In addition, many companies offer their employees a number of privileges, discounts and other useful “lures”. This includes medical insurance, and the opportunity to attend a fitness center, swimming pool, language and other courses and more for free.
It is equally important to understand what atmosphere prevails in the company, in particular in your future team, whether events are held for employees, are there career opportunities and how transparent they are.
In general, before deciding where to get settled, working conditions should be evaluated from all sides. And do not forget the main thing about salary (no matter net or gross) - that this is one of the key factors of choice, but far from the only one.