At any bank branch, they sell silver coins of Sberbank, which they often purchase as a gift or for a profitable investment of their savings. These coins are made by real masters of jewelry from the highest quality silver. They depict important historical episodes from the life of our state. Sberbank issues both gold gift coins and silver. In this article, we will touch on the descriptions of the latest products, as they are most accessible for purchase to ordinary people, based on the lower cost of silver in relation to gold or platinum.
Types of Silver Coins
These coins come in two varieties: investment and commemorative. Each of them has its own parameters and characteristics.
1. Investment products
Such silver coins of Sberbank are specially created for investing savings with their subsequent profitable sale, if necessary. The quality of the metal used in the manufacture of coins has the highest fineness, due to which the product is highly sensitive in contact with air or human hands. So that the coins do not lose their color and do not fall in price, they should be stored in special transparent cases.
2. Anniversary and commemorative coins
Such items are minted in small series, they display various historical events or dates that are especially important for our people and the state. Basically, such coins are in demand among collectors-numismatists, they are a good souvenir, perfectly suitable as a gift.
Coin "George the Victorious"
This investment coin is the most massive among its kind. It was produced during 2009-2010. From 2011 to 2014, its coinage was suspended. But since 2015, this product began to be produced again, with a series of about half a million copies. The products are made of 999 silver, weighing a little more than 31 grams, with a face value of three rubles.
The coin "George the Victorious" is sold in a special transparent plastic package installed in a cardboard box, which allows you to store a valuable item in proper conditions.
The first such coins were minted in gold in 2006, then silver ones appeared. The first option is also the most massive in production - more than 27 thousand kilograms of high-grade gold was spent on their manufacture.
The cost of the silver version of this coin is about 2 thousand rubles.
The cost of silver coins of Sberbank
The cost of the products described is different and varies from 2 to 60 thousand rubles apiece. The type and purpose of a coin primarily affects the price of a coin. So, the cost of commemorative products is affected by their circulation and the quality of coinage; the price of investment coins is equal to the value of the metal from which they are made.
For example, a silver coin of Sberbank: its price and prestige depend on the mass of the specimen, the quality of the sample and the place of sale. In the capital, such coins are fairly cheaper than in regional offices, because there are no costs for the delivery of products, which are necessarily reflected in the cost of the goods.
What coins can be purchased at Sberbank?
The Bank offers a large number of its products from various precious metals for sale. There are many silver coins in denominations from one to one hundred rubles, which depict episodes of historical events, scenes on the theme of the Armed Forces or sports. There are coins depicting animals and plants from the Red Book, zodiac signs, temples and cathedrals of Russia.
Sberbank also issues jubilee coins, which are very popular among collectors and numismatists. Images are minted on these copies dedicated to the round historical dates and events associated with the Olympic Games in Sochi in 2014.
No less popular are coins with images of Russian historical figures and dedicated to the Great Patriotic War.
Each product is supplied with a state certificate of quality. All silver coins of Sberbank are made of pure metal 925 and 999 samples.
How to buy?
Coins can be purchased at any branch of Sberbank or on the official website of the organization. To purchase, you need to have with you an identity document and the required amount.
After the transaction, the buyer should be issued special papers confirming the sale: credit and debit order and product quality certificate.
When storing a coin, you must remember that any small defect or scratch on the surface can reduce its value several times. After all, a person acquires not only a precious metal, but also a work of art.
Total
Sberbank silver coins are a very reliable investment of their savings. They will always be near their owner, no one can give them a loan to another person, as many banks do with their customers' deposits. Therefore, savings do not depend on the economic component of banking. Monetary inflation depreciates the state currency several times faster than it does with precious metals. Quite the contrary: the prices of gold, silver and platinum often exceed the psychologically permissible level.
It should also be borne in mind that this is not a simple investment of their accumulated money in precious metals, but investment in a highly artistic work. How much is a silver or gold royal ruble a hundred years old now? According to the most conservative estimates, the price of coins of tsarist times is 3-4 times higher than the cost of the metal itself. How much can I sell Soviet commemorative rubles in denominations of 1 and 3 rubles now? At least a few tens, or even hundreds of times more than their face value. That is why more and more people are trying to trust their savings not to banking organizations that can go bankrupt at any time, and then look for winds in the field, but to silver and other coins of the banks of the countries where they live. Banks, countries, nations can disappear and change, but silver and other expensive metals will always be appreciated, and nothing will happen to them.