The popularity of payment cards as a financial tool used in everyday life is growing every day. Sberbank of the Russian Federation, releasing all types of this product on the international platforms "Maestro", "Mastercard" and "Visa", has taken a stable leader position in this market segment.
The most accessible and therefore demanded by customers Sberbank cards (both credit and debit) is Sberbank Maestro. If we consider the debit version on the Maestro platform, then it is most often issued as a social product (for paying pensions, scholarships, benefits), sometimes it is also used to pay salaries to employees.
The secret of the popularity of this particular plastic is in its cost. If a customer opens Maestro
Card Sberbank as a personal card, its cost and service will be minimal. In the case of registration of the target option, the holder does not pay anything for it. When you receive a credit card based on Sberbank Maestro, its tariffs will also be minimal.
By issuing a card at Sberbank, a client can choose between "Visa", "Mastercard" and "Maestro". In the latter case, both production and customer service will be cheaper. But, applying for a "Visa", the client receives a number of additional benefits that are not available to holders who have chosen a different payment system. True, they are mainly associated with discounts at fairly expensive stores or outlets abroad, so for most customers, saving on maintenance will be much more important.
Being a universal means of payment,
the Maestro Sberbank
card allows the client not only to withdraw money from it, replenish the account, use credit within the established limit, but also to perform other operations. For example, having issued it once, the holder can subsequently freely make the majority of current payments not at the cash desk of the bank, but independently - at an ATM or self-service terminal. For these purposes, any card, including Sberbank Maestro, is suitable.
By connecting to one of the self-service services, any client-holder of this means of payment gets the opportunity to manage it remotely, and not only check the balance or transfer money from one account to another, but also transfer them to others (and with a minimum commission), pay for goods and various services, repay a loan.
The bank provides remote access to the card account via the Internet (this system is called “Sberbank-online”) or a mobile phone (mobile banking). Both the first and second services provide for pre-registration and are available to all customers who have at least one payment product.
You can connect to mobile banking directly where the contract is drawn up, and to get access to Sberbank-Online, you should use an ATM that will issue a check with one-time passwords to the client to enter your personal account.
Thus, by issuing a card on the Sberbank Maestro platform, a client with a minimum of costs gets maximum access not only to using his own account, but also to a number of useful additional functions.