Bank details - this is a series of information necessary for various operations, for example, the transfer of funds, the transfer of mandatory payments, etc.
The importance of these data is extremely high. Bank details must be filled in very carefully. In the best case, errors can be identified by bank employees, then you will have to rewrite the payment order. At worst, the money will go to the wrong place. Of course, such a mistake can be corrected by writing a statement to the bank, but it will take a considerable amount of time to return the money, which is already impossible to return. Moreover, in case of erroneous transfer of mandatory payments that must be made at a certain time, a delay may occur (its direct consequence is a fine).
What do the bank details include? The main details, without which it is impossible to conduct a single operation, are the following details: BIC of the bank, name of the bank of the recipient (sender), correspondent account. This is followed by data that indicates a specific type of account: current account, TIN of the recipient (sender) and, of course, the personal data of the recipient.
Let us consider in more detail the main banking details. They indicate in which bank the account is opened to which funds should be transferred. The BIC (or bank identification code) has nine digits, only the last seven are enough to know, since the code of any bank of Russia starts with the numbers 04. As a rule, the transaction officers in any bank should be able to "read" the necessary information on these numbers. Using this code, you can set the city in which the bank you need is located, and the time it was opened (registration and license issuance). The correspondent account indicates the account number of the bank you need at the Bank of Russia. The accounts of all institutions are identical, only four digits change (the last three and the ninth).
What are bank card details? This is the information necessary for conducting cash transactions with your card. For example, topping up an account, transferring funds from one card to another, transferring wages and other receipts. What do the bank details for the card include? These include: TIN, KPP, OKPO, current account, correspondent account, BIC and personal account number. These are all the details necessary mainly for the transfer of wages, transfers. And the main details of the bank card are: personal account - for making money transactions and PIN-code - for identifying your identity.
How can I find out bank details? Ways - a ton! The first and easiest is to look at the envelope containing the plastic card. Although the bank immediately warns that it is best to destroy the envelope so that the PIN code does not fall into the wrong hands. If you got rid of the envelope, then the details are worth looking at the bank's website. But the personal account here, of course, you will not recognize. Only details are available. In this case, you can call the number indicated on the back of the plastic card. Only write down the numbers you need very carefully! Another way is to go to any branch of your bank. Here they will tell you everything and show!