If seven years ago, bank cards were mainly used only for withdrawing cash through a network of ATMs or for making purchases in stores, now their functionality is much wider. With their help, people can pay for utilities, pay for purchases on the Internet, replenish the accounts of mobile operators and communication providers. But the main advantage is that you can do it all without leaving your home.
Mobile recharge options
Many people know that you can transfer money directly from your credit card to your phone. But at the same time, they prefer, if necessary, each time to go to the office of the telecom operator and purchase a recharge card there. So they feel more confident and do not worry that money may not reach. But the dynamic development of technology allows you to transfer funds to your mobile account in other ways without risk.
First you need to figure out how to recharge a phone account from a Sberbank card . There are several ways to do this. Very convenient is the use of Internet banking. But for this you need to have access to the Web. But even its absence is not a problem, because everyone can use the activated Mobile Banking service. For those who do not trust modern technology, there is another option, how to replenish the phone number from the Sberbank card. This is a payment terminal.
Personal account on the site
One of the simplest options for transferring money to an account opened with a mobile operator is the use of Internet banking. By logging into your Sberbank-online personal account, you get the opportunity to pay for mobile communications. To do this, it will be enough to click on the appropriate tab, select “Payments and transfers”. On the screen of your monitor you will see a menu where you can easily figure out how to recharge a phone account from a Sberbank card. To do this, select only the mobile operator whose services you want to pay.
After these steps, you will need to enter the phone number that you want to recharge in the designated field. You will also have to indicate which card you want to make a payment from. The number is entered without +7 or 8, it must consist of 10 digits. In addition, you must enter the amount of replenishment. Confirm your intention to top up your phone account with a Sberbank card by entering a one-time password in the form specially provided for this. If you transfer money to the same number often enough, you can create a payment template.
Connection to Sberbank Online
Many people understand all the advantages of using an Internet service, but do not know how to start using it. In fact, becoming an advanced user of Sberbank Online is easy. To do this, you need to get a login, which is a personal identifier, and a permanent password, with which you can log in to the site.
Only users of Mobile Banking can connect to the Internet service. It can be activated in the nearest branch of Sberbank. To become a user of an online application, you need to contact the bank manager at the branch or use the installed self-service terminals. You can also request access by sending SMS to 900, indicating the word “Password” in the message text and the last four digits indicated on the card issued by Sberbank. How to recharge a phone account in an online account, you can easily figure it out after gaining access to it.
Mobile banking
If you don’t have access to the Internet, and you don’t want to leave home, then top-up your mobile account is not a problem. True, for this you must have activated the Mobile Banking service. It is activated at the request of the client in any department or in the self-service terminal. It is important to remember that a monthly
subscription fee is charged for its use
.You can top up your phone account through Sberbank simply by sending a message to 900. If you have one card connected to your mobile service, you can specify nothing else. Otherwise, you must also enter the last four digits from the card with which you want to make the specified payment.
To transfer funds to another phone, you need to send an SMS to the same number 900 in which you indicate the number to which you need to transfer funds and the amount of replenishment. If you do not indicate the code of the card from which you want to write off money, the bank will choose any one with a positive account balance.
Self catering
For people who do not want to use the online service and refuse to pay for mobile banking, there is another way to transfer money to the operator from the card of a financial institution Sberbank. It is also possible to recharge a mobile phone account through self-service terminals (or ATMs).
For this you only need an active bank card. Insert it into an ATM or terminal and select the item offering to pay for mobile communications without collecting additional fees. After this, you must enter the number (you must start with the number 9) and the desired amount of replenishment. The minimum payment is 10 rubles. Using this method, you can top up any phone.
Auto payment
If you constantly forget to keep track of your balance, make payments to the operator’s account and often remain without money, then you will be interested in the following service. The bank offers to connect "Auto Payment", and the money will be transferred to the indicated number without your participation. It’s not difficult to figure out how to recharge a phone account in Sberbank’s card automatically. The meaning of the service is that as soon as the account has less than the amount you specified, the number is replenished.
You can connect it in any Sberbank terminal. To do this, you first need to insert a card, in the "My Account" menu, select the "Auto Payment" item. Do not forget to read the terms of service and confirm your agreement. After that, enter the number to which the money will be credited automatically. You will also need to indicate the balance of funds at which the payment should be made, and the amount of replenishment. You can also activate automatic payment through Mobile Banking. To do this, it will be necessary to send the word “auto payment” to number 900, its amount, the amount of the balance of funds at which auto replenishment will occur.