Alfa-Bank, like Sberbank, currently occupies a leading position in the Russian economic services market. Due to this popularity, holders of plastic cards of these financial institutions often use the services of transferring money among themselves. Consider how to transfer money from an Alfa-Bank card to a Sberbank card.
About Alfa Bank
It was founded in 1990, is a universal institution that carries out all the main types of operations presented in the financial services market, including servicing corporate and private clients, leasing, investment business, factoring and so on.
Many people are interested in transferring money from an Alfa-Bank card to a Sberbank card.
Money transfer
There are several ways to carry out payment transactions without visiting a financial institution. To do this, you need to know only the card number of the person to whom you need to send money. You can do this on the institution’s website using the services of Alfa-Mobile or Alfa-Click. It is worth noting that all payments are protected by 3D Secure, which guarantees confidentiality with transaction security.
Customers ask how much can be sent from an Alfa-Bank debit card to a Sberbank card. Consider the answer to this question.
Maximum and minimum transaction amount
As part of the transfer through the services of Alfa-Mobile or Alfa-Click, one card has the following restrictions:
- The maximum amount of one-time transactions is one hundred thousand rubles, excluding commission fees.
- The daily limit is one hundred and fifty thousand rubles, and for a month it is one and a half million (that is, no more than fifty operations, provided that the maximum allowable amount is transferred at a time).
It is worth emphasizing that a fee is charged from the sender. Therefore, this must be foreseen in the calculation of the amount sent. A similar limit is set when transferring from Alfa-Bank credit cards to Sberbank.
How to transfer from Alfa-Bank card to Sberbank card without commission? This is impossible to do.
Commission fee
The tariff for debit card transfers is 1.95% of the total amount (the minimum commission fee is thirty rubles). For Alfa-Bank and Sberbank cardholders, the commission will be 5.95% of the volume of transfers. The fee is removed from the sender along with the transferred funds and is counted in the total amount. Now we find out how much time is usually required for a financial transaction to transfer money to be completed.
What are the terms for transferring from Alfa-Bank to a Sberbank card?
Admission Dates
A huge advantage of performing online operations is the speed of receipt of funds on the recipient's card. Within a few minutes (maximum up to one hour) finances can be accrued. Occasionally, such a procedure takes up to three days.
Transferring from an Alfa-Bank card to a Sberbank card is the ability to safely, quickly and conveniently send money to all your loved ones, as well as business partners. For financial organizations, it is envisaged to send foreign currency at high commission fees.
Transferring finances using the client office
This method is ideal for those people who prefer to make their money transfers through Alfa-Bank's client departments. To complete a transaction:
- Come to the office of a banking organization. The address can be found on the official website.
- Go to the cash window, fill out the form for a money transfer. You must know your card number and details of the recipient.
- Make a final payment and pick up a check that confirms the transfer of money. It is imperative that you save this financial document until the funds arrive at the recipient's account.
It is important to note that this service is provided with commission charges to the transfer amount.
You can send funds from an Alfa-Bank card to a Sberbank card via the Internet. Consider how to do this.
Internet Finance Transfer
Such a function is directly intended for transfers of money between card accounts. The service is distinguished by instant crediting of money to the recipient's card and is considered absolutely safe. The procedure is quite simple. It is required to fill in a few informative blank cells. To do this, specify the account numbers from which and to which the transfer will be made, the amount of the financial transfer, and the currency.
In this situation, Alfa-Bank’s commission is inevitable and will be added to the transfer amount. The term of enrollment is instantaneous, although in some cases the expectation reaches one hour.
Transfer of funds using Alfa-Click
This option is universal. It allows you to perform any operation with existing client accounts without leaving the office or home. The main condition is the availability of an Internet connection.
To transfer money through Alfa-Click requires knowledge of the password and login. As a rule, these data are issued during the execution of the contract. If for some reason this information is lost, then you can restore it by making a call to the round-the-clock free hotline.
In order for the operator to provide information, it is necessary to pass identification, for example, answer the security question and name the encoded information. Money will be credited instantly. The maximum period is within one hour.
Still how to transfer money from an Alfa-Bank card to a Sberbank card?
Ways to translate: through Alfa Mobile
Almost every modern person has a mobile phone. Transferring money from Alfa Bank to the card accounts of Sberbank today is absolutely easy. Perform this operation in a few clicks. You must log in to the application, and then go to the tab called “Translation”. Then fill out the standard form, and then click the option "Translate".
Through an ATM
Using a terminal, transferring money to a Sberbank card is easy. Even those people who do not have modern gadgets can figure out the algorithm of this financial transaction. The disadvantage of this method is that not all ATMs have ATMs installed or get far to them. To make a transfer, you need an Alfa-Bank card and a card number of a Sberbank client. Operation Algorithm:
- They insert the payment card with which they want to transfer funds to the terminal and enter their PIN-code.
- On the screen, select the item called "Money Transfers".
- Among the available options, select the option "Transfer to the card."
- All the rules are carefully watched on the ATM screen, where the limit with interest for financial manipulation is indicated.
- Next, enter the card number of the recipient and indicate the amount of money to transfer.
- Once again carefully check all the completed fields and confirm the operation.
Mobile message to help
How to transfer money from Alfa-Bank card to Sberbank card via SMS? It is also very simple, especially for those who are used to talking via telephone.
Alfa-Bank announced the provision of money transfer services to cards of third-party banks via SMS. Now the holders of payment instruments of this financial organization can quickly and safely transfer any amount to Visa or MasterCard using SMS from their mobile phone.
In order to carry out such manipulation, it is necessary to send a message to a special number (it can be obtained from bank employees), in which they write the word “transfer” and indicate the card number of the recipient with the amount in rubles. For example, "translation 5555 4444 3333 2222 500." This means that 500 rubles are sent to the indicated card. Next, you need from the bank in response to receive a message with the calculated commission amount, transfer parameters and a one-time password. If all the information is correct, then you can send SMS with this password to the bank on the same mobile number.
In addition, as part of the transfer of money from an Alfa-Bank card, it is allowed to indicate the number of the plastic rather than the plastic number as the receiver’s parameters. That is, you can transfer money to another person, knowing only his mobile.
Card numbers of recipients and senders are determined by the system independently. The service is available to absolutely all banking customers, provided that an option called “Alfa-Check” is connected. Transfers between cards of the financial structure in question are free and instant. The terms for crediting funds to cards of other banks can be from a few minutes to three days.