Sberbank salary project: instructions for an accountant. Banking products of Sberbank

Almost all modern enterprises pay wages to employees in a non-cash way. It is considered convenient for everyone. The employer reduces the work of cashiers and the cost of receiving cash in the required amount. And employees save time on visiting the cashier and receive banking products on favorable terms. The most popular is the salary project of Sberbank. Instructions for the accountant will allow you to properly conduct the activities of the enterprise. Read more about this in the article.

How does it work?

The salary system through Sberbank is simple. The employer transfers to the bank the total amount required for payment. Then he passes the register of employees who need to credit the salary, indicating the amounts and numbers of their accounts. This document is brought in person or sent using the Sberbank Business Online system.

This is the instruction for the Sberbank payroll accountant. Then the institution distributes the money to the designated accounts and credits them to the required period. Everything necessary for the implementation of the software project by a bank employee at the accountant's workplace after the service contract is completed.

Sberbank also offers large enterprises such services as installing an ATM for employees. Bank cards are provided to the employees of the company on its territory, but only after a month after connecting to the project. Then, employees can contact the departments themselves to receive a payment instrument.

Required data

The instruction for the Sberbank salary project accountant includes information that should be on the form:

• name;
• activity time;
• amount of workers;
• the size of the fund for remuneration;
• address and telephone numbers of the enterprise;
• The contact person.

After receiving the documentation, the organization will have a bank employee who will draw up documents and resolve issues that arise during maintenance.

Registry design

Usually accountants work with this service. There are some rules for register design:

1. On the computer you need to download the “Register for opening accounts” from the website of Sberbank.
2. It is necessary to fill in the fields, and then click "Export".
3. The document is digitally signed. The registry is sent to Sberbank.

Conditions

For salary project clients, the following conditions apply:

1. Release and maintenance are free.
2. Cash withdrawals, if the daily limit is not exhausted, free of charge.
3. The card has an overdraft line at 20% per annum.
4. The daily limit depends on the type of card. For example, Classic has a limit of 50 thousand rubles.
5. Money withdrawn over the limit will be charged.

Employee Registry

This document must contain the following data:

1. Profile of company employees.
2. FULL NAME. Latin workers.
3. Date of birth, city, country.
4. Address.
5. Passport information.
6. Secret code.
7. Phones of employees.
8. Position.
9. Email.
10. Types of banking product.
11. Information about the bank.

With the introduction of data, the registry is exported. This form is required for anyone who wants to use the service.

Benefits for legal entities

Companies receive the following benefits from the project:

1. No need to pay for cashing the entire amount of the salary.
2. Favorable rates apply for servicing, crediting, and providing other services.
3. A simple transaction procedure.
4. Large enterprises can install an ATM at the enterprise.

Pros for employees

Employees from the program enjoy the following benefits:

1. It is possible to draw up additional cards for relatives.
2. You can get loans, cards, mortgages, car loans on favorable terms.
3. Special offers available from partners.
4. Participation in the program “Thank you from Sberbank” for receiving bonuses.
5. Abroad, you can pay with an international bank card.
6. In case of loss or theft, you need to call the hotline to block the account. Money will be safe.
7. Funds are available around the clock, because ATMs are located everywhere.
8. By accumulating money, customers receive interest.
9. The Mobile Bank service informs about the account thanks to SMS.
10. With Sberbank Online, it will be possible to make transfers at any time, as well as deposit funds for payment of services and loans.

Members

What can be a member of the Sberbank salary project? IP, LLC and other legal entities have the right to connect to it, the main thing is that the monthly wage fund should be 5 million rubles. If this indicator is less, then the project is not available.

To connect to the project, it is not necessary to have connected settlement and cash services in Sberbank. But customers associated with this organization receive a discount on the service for transferring salaries to a card. The project is available to enterprises and educational institutions - for the transfer of scholarships and allowances.

Service

Sberbank's salary project for legal entities operates at 2 types of tariffs:

1. “Premier” - for remuneration per month from 5 million rubles.
2. “First” - with a fund of 50 million rubles.

For each tariff, certain services apply. With an increase in the monthly fund, the company may draw up an additional package. For every 5 million rubles, 1 Premier package is connected, and for every 50 million rubles - “First”.

Services

For both tariffs, the bank performs:

• issue of plastic cards and pin-envelopes for employees;
• reissue of cards with expiration;
• checking the provided registries for correctness of information;
• enterprise notification of errors;
• transfer of funds to accounts;
• money transfer notice;
• decryption of operations.

The price of participation in the project is determined by the region where the company operates. The cost is affected by the number of employees, ownership and other nuances. You need to clarify it in Sberbank, in the department for legal entities. If the organization provides cash management services through this bank, you can get information from the manager.

Connection

The instruction for the Sberbank salary project accountant contains information about connecting to this service. It is necessary to submit an application to the bank. This is done in 3 ways:

• appeal to the office;
• appeal to the manager;
• sending a request on the site.

If the latter option is selected, on the Sberbank website you need to find a tab that matches the form of your company. For example, there is a section for small businesses. Then you need to click on "Salary project" and "Send an application." Just before that you need to remember to set the region.

The application must indicate the location of the enterprise, year of foundation, number of employees, amount of fund for remuneration. Contact information is also required. The application must indicate the questions of interest.

After considering the request, an offer contract is drawn up with the company, on the basis of which work will continue. The organization will have a personal representative who will issue cards to employees. An installation with software and a solution to various difficulties is also provided.

When signing the contract, the client grants permission to the public conditions indicated on the site. If changes appear in them, an additional agreement is not signed. All changes to the law are valid for all customers who have signed the Design Contract.

Sberbank of Russia is constantly improving offers for customers and partner companies. This also applies to the salary project. The application of the program simplifies the payment of salaries, reduces the costs of the enterprise.

Where to go

Addresses of Sberbank branches are on the official website. There are indicated operating modes and telephones for communication. Each city has offices. The addresses of Sberbank branches in Moscow are as follows:

1. Tsvetnoy Boulevard, 28.
2. Neglinnaya Street 10.
3. Arbat street, 30/3.
4. Zubovsky Boulevard, 13.
5. Volgogradsky Prospect, 4A.
6. Street Bolshaya Andronyevka, 6.
7. Gilyarovsky Street, 39.

Card types

There are many banking products of Sberbank. Among them are plastic cards. Tariffs for legal entities are determined by the form of a payment instrument. The following maps are provided for the project:

1. Maestro / Visa Electron.
2. Pro100 "Standard".
3. Master Card Standart / Visa Classic.
4. Master Card Gold / Visa Gold.
5. Master Card Platinum / Visa Platinum.

Each type of card has its own characteristics. "Visa Electron" works with an application that allows you to use it instead of a transport card. An overdraft limit has been defined on PRO100 debit accounts, therefore they can be used as credit. Each card has its own service and transaction rates. Salary card workers do not have to pay for issue and maintenance. These costs are borne by the company.

Thus, the salary project is considered one of the most popular in Russia. Many appreciated the benefits of this program, regularly using the service.