The financial institution, known as Promsvyazbank, is in 10th place among 600 banks in the Russian Federation. It is reliable and has a certain authority. Many people come there to make a contribution. Promsvyazbank is an organization to which you can entrust your funds. In addition, customers are offered good conditions.
"A solid percentage"
This is the name of the first tariff, which I would like to note with attention. This is the most popular contribution. Promsvyazbank offers the following: maximum rate of up to 8.5% per annum, premiums for premium customers plus preferential terms for early termination.
8.25% is offered as standard. If a person invests 1,000,000 a year, then upon the expiration of the term he will receive an income of 82,500 rubles. By the way, 365 days is the maximum. Ho there is still the opportunity to open a contribution for 3 and 6 months. However, you need to know that this contribution is not replenished, and expenditure operations on it are not provided. But there is a function of automatic renewal (but at most 3 times).
This is not all you need to know about this contribution. Promsvyazbank makes interesting offers for people who are ready to make large investments. From 1,500,000 rubles, to be more precise. They must be served under the program "Your PSB Premium" or Orange Premium Club. Then for them there will be a bonus of 0.25% of the annual rate.
"Welcome!"
A couple of words need to be said about this contribution. Promsvyazbank at this rate offers favorable conditions. The most important thing is the maximum rate of 9.5% per annum. In addition, a replenishment function is provided. And the amount of the additional contribution has no restrictions. Ho, only the maximum that can be on the account is 20,000,000 rubles. A minimum - only ten thousand.
The maximum deposit period is 250 days. It can also be issued for 50 and 100 days. This, by the way, is the most successful option. For people opening a deposit for 50 and 100 days, the rate is 9.5% per annum. If the period is 250 days, then it drops to 7.5%.
For example: if you invest 1,000,000 rubles for 100 days, then after this period a person will receive a profit of 24 540 p.
“Maximum Opportunity”
Such a tariff is also ready to offer Promsvyazbank. Contributions differ in certain features from each other, and "Maximum Opportunity" is no exception. In this case, the feature is the ability to conduct expense transactions that are not available in the case of all of the above tariffs. The deposit can be replenished, but 30 days before the end of the term this function is “closed”.
The rates are different. Minimum are set for investments from 150 to 300 thousand rubles. If you open a deposit with such an amount, the rate will be 7.5% per annum. By the way, there are two terms - 367 and 731 days. The bets are identical both one and the other.
The most profitable solution is to invest an amount of more than 1 000 000 rubles. Then the rate will be 8% (in the case of both terms).
Other rates
This is not all the offers Promsvyazbank has. The deposits of individuals listed above are the most popular. Ho there are a few more.
“My gain,” for example. You can open this deposit in Russian currency, and also in euros and dollars. It is best to issue in rubles. Having opened a deposit for 367 days worth more than 1,500,000 rubles, you will be able to get the most favorable rate - 8% per annum. Pretty profitable. From one and a half million at the end of the term, a person will receive more than 120,000 rubles as interest income.
There is also the tariff “My pension” with a maximum rate of 8.41%, “My piggy bank” (7.6%), “My opportunities” (7.84%), “Multicurrency basket” (7.85%) and “ Simple rules ”(6.5%). These deposits are also popular among people of certain categories, but the tariffs described above are most in demand.
And of course, as in any other reputable bank, there is a service for opening deposits for business persons. They have the ability to effectively place their free cash in order to get a good profit. But that is another topic.
However, what kind of contribution to open is up to everyone to decide individually. The most important thing is to carefully read the rules prescribed in the contract.