Any Sberbank card holder periodically faces the need to clarify the balance of funds on it. This is necessary in order to control your expenses, timely identify technical failures (if any), and also pay the loan on time and in full (if the credit card).
Checking the balance of the Sberbank card is not difficult - any client, even the one who holds a credit card for the first time, can handle this. Mastering the basics of using a payment card, it is advisable to familiarize yourself with all the methods of performing the same operations, then it will be easier to choose the best option for yourself.
The most affordable way to check the balance of the Sberbank card is to go to the office of this institution and find out about it from the operator or at the cash desk. If necessary, you can get other information about the use of the card and other banking products.
If it’s not very convenient to go to the bank, or you simply don’t have time for that, you can check the balance of the Sberbank card at its nearest ATM. How to do this correctly is described in detail in the instructions for using the ATM, which is handed to each client who receives a card at the bank. If you lose the instructions, you can try to act without it, because the Sberbank ATM menu is quite convenient, and the items are located quite logically, so most customers will cope with this operation simply by looking at the device’s screen and following the prompts.
Both the first and second options are quite convenient, but both of them suggest the need to leave your home or office and go in search of a bank or ATM branch. If the client does not have such an opportunity, he can check the balance of the Sberbank card via the Internet. True, for this, in addition to the card itself, you will need a computer with an Internet connection, as well as a username and password to enter your account (a similar service is available to all bank customers who have opened at least 1 account).
An advance login name is received in advance directly at the bank or by a multi-channel telephone (the number should be specified on the website or look at the envelope in which the card was located), and the entry passwords should be obtained at the ATM. It is important to note that this option works great not only within the Russian Federation, but also around the world. The main thing is the presence of unused passwords and Internet access.
Another way to remotely check the balance on the Sberbank card is to send an SMS message to the service number 900. In the body of the message always indicate the 5 rightmost digits in the card number. But in order to get access to this service, you need to connect in advance to the “mobile banking” service, which is usually offered to each card holder. This service allows not only to clarify the balance, but also to conduct other operations in the remote mode. However, he will have to pay an additional fee to the bank.
For customers who want to remotely check the balance of the Sberbank card, but are not connected to any of the additional services, there is a simpler option - a call to customer support. True, in this case (for identification purposes), you will have to answer the operator's questions.
Each bank client can use any of the above services at its discretion and depending on the circumstances. At the same time, it is extremely important to master at least 2 options, so that in the absence of the opportunity to use the most familiar way and easily find a replacement for it.