Today, many banks offer profitable deposits, but the most prominent is Post Bank. This is a unique structure that combines the financial reliability of VTB Group and comfort, the territorial proximity of the Russian Post branches.
Customers are offered favorable conditions for and special . Numerous promotions and offers await customers, with interbank transfers amounting to + 0.25% per annum to the existing rate. Tariffs are distinguished by favorable and interesting conditions, all funds are insured.
Deposits from Post Bank
Today, many are concerned about how reliable it is to invest, even if the percentage is profitable. “Post Bank” offers not only interesting conditions, but also security. All funds are insured in accordance with Federal Law No. 177 of December 23, 2003.
Customers are offered 4 types of deposits :
"Seasonal" - an advantageous offer until 06/30/2017!
“Capital”, the rate at which will be maximum;
"Profitable" with the ability to monthly withdraw accrued interest;
"Cumulative", which can be regularly replenished at will.
In addition, funds can be stored in a special Savings Account, constantly earning income.
"Seasonal": an advantageous offer until 06/30/2017!
The “Seasonal” deposit with a basic rate of 8.25% and a minimum amount of 50,000 rubles is an attractive offer that allows you to place money on the most favorable terms for 367 days. Funds are accrued at the end of the specified period.
When opening a deposit, you can take advantage of several advantages. So, for pensioners or when opening through Internet banking, another 0.25% is added to the basic rate - the rate becomes 8.5%. Additionally, 0.25% per annum is charged on the amount of money transfer between banks.
You can only place funds on attractive terms until 06/30/2017.
“Capital”: profitable and convenient
This type of deposit involves the calculation of the maximum possible rate - 8.5%. The deposit amount can be from 50 thousand rubles, the money can be placed for six months or a year. When opening a deposit, the client is offered a free Visa Classic card and Savings account. In addition, there are a number of special offers, for example, by filling out an application on the Bank Post website, you can additionally receive 0.25% of the proposed rate.
The accrued interest on the deposit is paid only at the end of the term, and the rate depends on the amount in the account and the term. The maximum interest is charged for deposits from 1,500,000 rubles, subject to a maximum annual term, in other cases, the rate will range from 7.5% to 8%.
"Profitable" with a monthly payment
This is a very convenient product with an interest rate of up to 8% and monthly payments of accrued funds. The minimum deposit amount may be from 500,000 rubles, the placement period is one year. Clients are offered to open a Savings Account, receive a VISA card, increase the rate by 0.25% when submitting an application online - through the Bank Post website.
The interest rate depends on the amount of the deposit, 7.75% is offered for 500,000 - 1,500,000 rubles, for the amount of more than one and a half million - 8%. For pensioners, there is a special “Pension” rate, which allows to receive an additional 0.25% of the total annual rate.
Cumulative: fast, convenient, replenished
This type of deposit is considered to be one of the most convenient. The minimum deposit amount is only 5 thousand rubles, the rate is up to 7.75%, and the account can be replenished at any time. Interest is paid every quarter, with early closure accruals are not lost. Interest capitalization is offered to customers, with an online application, you can additionally receive 0.25% of the existing rate.
The rate itself depends on what amount is in the account :
7.25-7.45%, if the account has funds in the amount of 5 thousand-500 thousand rubles;
7.5-7.71% if the deposit size is from 500 thousand rubles. up to 1.5 million rubles;
7.75-7.98% for amounts over 1.5 million rubles. (the maximum amount may be 100 million).
When opening deposits, customers are offered a special Savings Account with 7% per annum. With an amount of 100 thousand or more, interest is paid on a monthly basis, and the condition of capitalization is also met on charges. When withdrawing funds, all interest is saved, to open an account you just need to notify the bank employee.