Every day, in contact with the world, we endanger not only our property, but also life. Every day, tens of thousands of accidents, fires, injuries and other events occur that cause us a lot of trouble. Of course, you cannot completely protect yourself from these troubles, but getting rid of the financial problems associated with them is quite possible. For this, there are insurance companies offering their customers a wide range of services, covering almost the entire range of human activities.
Today there are a lot of similar organizations in the Russian market, so it is very difficult to trust one of them. Moreover, in recent years, cases of insurance fraud have become more frequent, and this also makes customers think several times before taking their money to the company. If you also care about the choice of an insurer, then consider YuzhUralZhaso. Reviews about this company prove that quite a lot of Russians trust it. Most of them arrange insurance for their car here. Since this topic is very relevant and quite acute, we decided to base the article on reviews about YuzhUralZhaso: on hull insurance, compulsory motor third-party liability insurance, real estate and health insurance. We will also consider this organization from the point of view of the employees working in it.
About company
Reviews about YuzhUralZhaso are often posted on the Internet, which indicates the relevance and popularity of this insurance company among the population of Russia. However, the vast majority of its clients live and work in the capital. This is where the head office of the organization is located.
It has been working for about twenty-five years in the YuzhUralZhaso insurance services market (we will devote a separate section of the article to customer reviews). Over the years, the company has passed a difficult path of formation and today rightfully takes its place in the All-Russian Union of Insurers.
The main principle of the organization is the comfort of its customers. Every year she expands the list of services and makes the process of their provision more convenient. This is expressed in the minimum number of securities required to confirm the insured event, the reduced period between the application and the payment, the quality of insurance products and the professionalism of the employees.
Many clients of the company in their reviews of YuzhUralZhaso write that after several years of searching for a worthy insurer, they finally chose a really reliable organization with polite and dedicated employees.
Today, the company operates in ten regions of Russia. More reviews about the insurance company YuzhUralZhaso in Moscow and St. Petersburg are left by motorists. They have long loved the organization for the simplicity of processing payments and the speed of resolving all issues.
It is noteworthy that the company is working to expand the geography of its presence, and is also actively adapting its products to the needs of all social sectors.
Company History
Little is known about how the insurance company YuzhUralZhaso arose (reviews about it are often left not only by clients, but also by employees). Typically, the CEO does not cover the topic of how the idea came up to organize a community of insurers that would correspond to the spirit of the times and provide a wide selection of products that adapt to the needs of customers at different periods of time.
It is authentically known that the company is registered in Chelyabinsk. Here it is still listed, judging by the actual and legal address indicated in the documents.
However, the largest offices of this organization are located in Moscow and St. Petersburg, where several hundred people are insured daily.
Who does YuzhUralZhaso work with?
It is noteworthy that reviews on the insurance company "YuzhUralZhaso" leave and legal entities. The organization very willingly cooperates with them and even develops special programs for them. Therefore, we can say that today the company is actively developing in two areas:
- individuals
- legal entities.
The first group of customers is offered five blocks of insurance products, which include several programs:
- health;
- transport;
- property;
- mortgage;
- Civil responsibility.
Legal entities can use four blocks:
- health:
- responsibility;
- property;
- goods.
Judging by the reviews of the company "YuzhUralZhaso", individuals have a greater selection of programs. Therefore, ordinary citizens with great pleasure use the services of an insurance company. In their comments, they often write that they came to YuzhUralZhaso for one product, but in the end, evaluating the quality of services, they became its regular customers.
I want to talk about the company's products separately, as they are often mentioned in reviews. We devoted several sections of the article to them.
Health insurance
The organization offers a wide range of health insurance services to all customer groups. Judging by the data of opinion polls, in recent years this service has become more and more popular. Therefore, YuzhUralZhaso regularly updates the list of such products.
All clients can insure themselves under the following programs:
- from a tick bite (the program has several options);
- from accidents and illnesses.
In addition, individuals can take advantage of the family policy and a special product for migrants.
Legal entities can insure their employees under the program “Voluntary medical insurance”.
Vehicles
In this area, the company works only with private individuals and develops products for them. To date, three programs are in demand among our compatriots. The first two allow customers to issue CTP and CASCO. Moreover, the last service has a program that gives a chance to become the owner of the policy for half its cost.
Also, drivers can simply insure the car against theft, fire and other troubles. At the same time, if you need to have a certain transport to apply for a CASCO, then a regular insurance policy is issued for vehicles of any make and age.
Property
In this industry, YuzhUralZhaso has virtually no competitors. Employees of the company have managed to develop several interesting products that allow you to take out insurance quickly and on special conditions.
For example, express programs are very popular. They are designed for home, apartment and summer house insurance. Moreover, all documents are executed as soon as possible, and the manager, if necessary, can go to where it will be more convenient for you to sign the paper.
Customers can also take out ordinary insurance or try the special product “Domovenok”. It includes a whole range of services, which includes not only property insurance, but also the health of all family members. This program has already gained popularity among customers of different ages, social status and affluence.
Legal entities can issue a policy on the property of their company. This service is considered standard.
Mortgage insurance
This type of policy is well known to those who have ever issued a bank mortgage. Borrowers know that a loan can only be issued if an insurance company takes part in the process.
YuzhUralZhaso prescribes the following risks in the policy:
- infrequent cases;
- illnesses;
- comprehensive damages in case of damage to the acquired apartment;
- termination of ownership.
The listed risks are standard and are included in the policy without fail. If necessary, the policyholder can add a few more points.
Liability and cargo insurance
The first program is available to individuals and legal entities. But cargo insurance can be issued only by the second category of customers. The product provides for a policy for different types of risks. Moreover, a legal entity can enter only one of them, some or all of them.
Conveniently, YuzhUralZhaso offers customers engaged in transportation by their core business a policy that allows us not to insure each cargo individually. Documents are drawn up for the whole year and all transportations are covered by insurance.
YuzhUralZhaso: insurance reviews
The reputation of the insurance company is determined by the number of positive customer reviews left about it. If we talk about YuzhUralZhaso, then there are a lot of such comments.
So, what do satisfied customers write about the company's services? Most of them note how quickly insurance payments occur. Usually the whole process of registration does not take more than three days. After their expiration, the client himself chooses what he needs - repair or money.
There are terminals in the company’s offices, so you can pay for your policy in a non-cash way. Many visitors recognized this as a huge plus of the company.
If you are her regular customer, then a manager will come to your house for free. You will issue all the documents in a comfortable atmosphere, and without leaving your apartment you will receive a new policy.
Clients also include the low cost of insurance policies as the organization’s advantages. "YuzhUralZhaso" in many areas offers its product at a price below the average. This cannot but add to the organization of consumer love rating points.
YuzhUralZhaso: employee reviews
We could not ignore the reviews of those who work in this company. After all, they characterize the organization on the other hand. As an employer, YuzhUralZhaso proved to be very good. This is written by employees who were lucky enough to get a job in this dynamic company.
Most often, they note the following advantages of cooperation with an insurance company:
- interesting products;
- wide customer base;
- loyal leadership;
- regular training;
- high earnings;
- free schedule;
- Friendly team.
Judging by the feedback from YuzhUralZhaso employees, management often issues prizes to particularly distinguished managers. Such employees have every chance to quickly climb the career ladder, because the bosses appreciate the staff with a creative approach.
Draw conclusions
Is YuzhUralZhaso suitable for cooperation? If you trust reviews, then yes. After all, both customers and staff are satisfied with its activities. And such unanimity is extremely rare. Therefore, we join the general mass of reviews, considering that our property and the life of this company can be trusted safely and without regard.