Today it remains to be seen which MetLife receives customer reviews. The thing is that this organization began to interest the population. But what does she do? What services does it provide? Are customers satisfied with the service? All this will be described later. In fact, everything is not so difficult to understand, as it seems at first glance. Especially if you do not believe everything that is written. After all, there are both bad and good reviews about each company. And most often they disprove each other.
Description
What is MetLife? Testimonials indicate that this company is an insurance company. It offers a variety of services for insurance of the population and property. No shadow politics, everything is very clear and clear.
A significant advantage is that MetLife is an international company. Its branches are not only in Russia. True, in the country it is not too common. And everyone should remember this. There are not many branches of the insurance company in the Russian Federation.
Services
What services does this company offer? It has already been said: on insurance of the population and property. And more precisely, then why contact here?
Today, MetLife offers:
- life insurance;
- obtaining a VHI policy;
- pension insurance;
- insurance against certain risks;
- property insurance;
- car insurance;
- insurance for women and children.
Accordingly, you can contact here for numerous issues related to property insurance and human life-health. There are no problems with this.
Rating
An important point is what place MetLife occupies in the rating of insurance companies in Russia. Reviews indicate that this organization is among the top ten insurance companies.
And according to statistics, the level of public confidence is estimated as A ++. To date, this is the highest rating you can get. Accordingly, we can conclude that MetLife is a real company that deserves attention. But what features of cooperation are invited to pay attention to?
Accumulation
Most often, the insurance company is referred to as an organization in which one or another means can be earned. More precisely, how about a pension fund. It offers a good return, which pleases.
JSC insurance company MetLife receives positive reviews precisely because when using pension insurance you can hope for a good return. Inflation does not prevent clients from getting one or another profitability. And it pleases.
Nobody gives exact figures regarding profitability. Customers simply say that MetLife really helps exaggerate retirement savings. Just what you need! But is everything as good as it seems?
About Health Insurance
The MetLife Aliko company receives various reviews. Not the best opinions are left for health insurance. More precisely, the corresponding payments.
The thing is that some customers say that the use of the MetLife VHI policy did not suit them too much. Not critical, but there are still some negative nuances of service.
For example, some say that in parastatal clinics each analysis has to be coordinated with an insurance company. This is not entirely convenient. In private organizations according to the policy from the Metlife company, they carry out all the necessary studies and analyzes without problems.
Insurance company payments sometimes come with some delays. This should be remembered by every citizen. Do not blame the organization for fraud in such a situation. No one is safe from payment delays. This is a completely normal phenomenon, associated mainly with the work of banks.
CASCO and CTP
Reviews about MetLife are varied. There are both positive and negative opinions. Some complain about car insurance under CASCO or CTP insurance. More precisely, for payments made by the company.
Many indicate that the organization works according to a standard scheme. Some cases are not covered by insurance, although initially no one talks about this to the client. Therefore, on a number of issues, it is not possible to achieve appropriate payments and compensations.
Along with this, MetLife also receives positive reviews. And not as a non-state pension fund, but as an insurance company offering CASCO and CTP. Most consumers simply recommend that you carefully review the terms of the contract. Then there will be no problems with payments.
Cost
MetLife Aliko (insurance company) receives not the best reviews for the cost of its service. Not too negative opinions, but they are still expressed to the corporation.
Some consumers indicate that the purchase of a particular insurance policy is quite expensive. In addition, contributions are constantly increasing. Therefore, some people will have to spend money to use the services of the company.
For some services, the price tag, according to consumers, is overpriced. But there is no exact evidence of this. You can at any time find out from the employees of the organization how much the service for a particular policy in the company will cost. Then there will be no problems. Mindfulness - this is what every client should show. This is the advice given to many citizens.
Coercion or necessity
Special attention should be paid to one service from the MetLife company (life insurance). Reviews indicate that this organization offers all of its customers this particular opportunity. It is noted that it is too actively and intrusively promoted. It may seem that employees care about the client, but in fact it is more important for them to sell as many services as possible.
Life insurance is imposed quite actively, especially with car insurance. Most often it succeeds. Accordingly, some citizens do not like the fact that they have to pay extra for life insurance.
In fact, this is quite normal. Almost all insurance companies offer and insure the life of a client after purchasing insurance for a car. If under any pretext you do not want to carry out this operation, you will have to be persistent.
Customer service
What other features are worth paying attention to? For example, customer service. Also an important point that requires special attention.
Here opinions are shared. There are reviews that indicate that MetLife is paying attention to each of its clients. They will always help everyone, answer questions, provide advice. And this applies both to the period before the conclusion of the contract, and after that. All for the convenience and comfort of the client!
But there are also opinions that suggest otherwise. Allegedly, MetLife is not the best company. She is dismissive of her clients, and her employees are not able to provide normal advice on various issues that arise among the population.
Some clients accuse the insurance company of disrespectful attitude towards customers and lack of professionalism. For example, some employees cannot answer customer questions regarding the nuances of service.
What to believe? Rather, it’s better to be neutral. MetLife is a large insurance company that provides quality services. But no one is safe from non-professional workers. Therefore, it must be borne in mind that not in all cases the organization provides due attention.
Reliability
"MetLife" reviews earns a variety of. Some customers say that the organization is extremely reliable. Payments on time, full customer service and resolving all issues. This is where you need to apply for any insurance. For example, cars or life.
But along with this, some say the opposite. Based on all the previously mentioned reviews, part of the population concludes that MetLife is far from the best place. There are pros and cons that are emphasized by citizens. But trusting the organization in full is not worth it. In any case, she has her drawbacks.
Termination of an agreement
Insurance "MetLife" reviews are diverse. Not the best opinions are expressed in the process of termination of the contract with the company. Some customers say that "do not terminate the contract."
You can terminate the service agreement at any time. That is what the leaders of the insurance company say. And indeed it is. But only issues related to the termination of the contract are resolved for a long time. To refuse the services of the organization, you have to think about the implementation of the process in advance.
Does not cover treatment
Reviews about the company Metlife are diverse. There are also those that indicate miserable payments that do not cover treatment. For example, some clients give examples: treatment and application of gypsum cost 6,000 rubles, and only 2,000 were obtained.
Such situations are not so rare. This should be remembered. As already mentioned, MetLife is a company with which certain problems sometimes arise in matters of insurance or treatment coverage.
conclusions
Now it’s clear what reviews you can see about MetLife. This company offers insurance services in various fields. As a private pension fund, this is a good place to invest. Profitability is good, it is possible to get money, but with some delays.
But how the MetLife insurance company does not stand out in anything special. Unless the fact that the company operates internationally. Otherwise, it has its pros and cons. Payments sometimes do not come, people complain about some not quite clear terms of the contract, and early termination of the agreement is very problematic.
Nevertheless, in general, MetLife is a good insurance company. You can contact here, but taking into account all the shortcomings that have already been said. This is not the best organization, but it often offers more favorable conditions for serving the population. In any case, praising her is not so rare. This is a good sign. So, someone is really happy with the service of the corporation. This is a good argument to think about cooperation. "Insurance" "MetLife" reviews earns a variety of. Do not believe everything that customers write. Everyone has their own view on the work of the organization.