With an urgent need for money, the most suitable solution to the problem is an online loan, which is provided for 5 minutes on a bank card. After all, it can be issued as quickly as possible and almost without failure. Although in such a situation it is worth paying attention to the amount of overpayment. Based on the main requirements when choosing such a loan, we made two ratings: companies in which almost everyone can get a positive decision, and MFIs with the lowest interest rate. This will save you time on monitoring the online loan market.
Top 5 loans on the card without failure
Based on feedback from real borrowers, we have chosen companies where to the card in 5 minutes. A mandatory requirement was the immediate transfer of borrowed funds to the client's bank card after approval of the online application. The probability of a positive decision was estimated on a five-point scale. The rating is as follows:
- Kredito24.ru - 5.0.
- Zimer - 4.9.
- E-loan - 4.9.
- Pay PS - 4.9.
- Honestly - 4.8.
As can be seen from the points received, in almost all of these organizations, the probability of approval of your application is close to 100%.
The most profitable loans
Based on the previous rating, we chose the TOP-3 MFIs, which offer to take a loan on a card at the lowest percentage. Thus, you have the opportunity not only to borrow money with virtually no failure, but also to minimize the level of overpayment. The three leaders are as follows:
- Zymer - daily commission from 0.63%.
- E-loan - daily commission from 0.75%.
- Pay PS - daily commission from 1.0%.
It is worth noting immediately that in all MFIs, the setting of an individual interest rate is used depending on the amount required, the desired period, the number of applications, etc.
More about offers
The company Seimer , which is in first place at the lowest overpayment, also puts forward the most loyal age requirements for its customers. You can take a loan on the card without failure, online and in just 5 minutes, even if you are only 18 years old. Moreover, you only need to have your own passport of a citizen of the Russian Federation on hand. That is, there is no need to spend time searching or obtaining an additional document.
As for the maximum amount, the MFI Zaymer can offer up to 30,000 rubles. Although for first-time customers, the limit will not exceed 7000 rubles. The minimum loan amount is 1000 rubles. The refund period is within 7-30 days.
The silver medalist of our rating, the company E-loan lends to citizens aged 20-65 years. Although she can boast of her offer for first-time customers - an interest-free loan. That is, if you have not borrowed in this MFI before, then you can get up to 6,000 rubles without overpaying a dime. The main thing is to pay the debt in a timely manner.
General conditions for the amounts - from 2,000 to 30,000 rubles. The loan term can be 5-30 days. For registration only a passport is required.
Closes our TOP MFI Pay PS. It is the only company among the three most profitable that requires, in addition to a Russian citizen's passport, to have an additional document. Although you will not have problems with providing it, because it can be a driver’s license, TIN, military ID, pension certificate. That is a document that is always at your fingertips.
MFI Pay PS gives from 1,000 to 15,000 rubles to Russians whose age is in the range of 21-64 years. The loan term is 1-31 days.