Gazprombank Leasing is a large company founded in 2003. Today it is part of Gazprombank Group of Companies, which includes several of the largest financial, media, petrochemical and engineering companies. That is why millions of Russian residents trust her. She is one of the ten largest leasing companies in the country and has long been established in the leading market positions.
Opportunities
Leasing has recently become very popular. With the help of this service, it is possible to purchase some expensive thing without diverting your own resources. It is very beneficial to manufacturing enterprises, transport companies, small businesses.
Not all leasing companies offer such a wide range of services as Gazprombank:
- leaseback ;
- financial leasing;
- operational leasing ;
- support and consultation regarding leasing projects.
In leasing are offered:
- rolling stock;
- industrial real estate;
- special equipment;
- equipment for oil and gas production and processing;
- transport;
- power equipment;
- mining equipment;
- metalworking machines;
- equipment for mechanical engineering.
Gazprombank Leasing JSC implements not only a standard program, but is also ready to offer a unique individual solution for each of its clients.
Advantages and disadvantages
Millions of people choose Gazprombank Leasing, because this company has a lot of advantages:
- Impeccable reputation.
- Reliability.
- Efficiency in solving any issues. The transaction term is only 7-10 days.
- Only an individual approach.
- High quality standards in the work of the company.
- Accessible to everyone. After all, Gazprombank is located in various cities of Russia. In total, there are about 500 points of sale.
Despite the large number of advantages, contacting this company has its drawbacks:
- We have to prepare a large number of documents for the conclusion of the transaction.
- Many projects are available mainly to large enterprises.
- The company does not work directly with individuals.
How is the clearance going?
Depending on the chosen leasing program, the transaction will be executed according to its plan. The simplest and fastest system is the choice of the Standard package. In this case, the transaction will be concluded as follows:
- It is necessary to submit an application. This can be done through the official website of the company.
- A specialist of Gazprombank Leasing contacts the client within 2 business days.
- It is necessary to collect and provide all the necessary documents.
- The final application is considered 3 working days, after which a decision is made.
- If the answer is yes, then a special leasing agreement is signed within 2 days.
Individual programs are carried out on conditions developed for a particular client.
Products
Many leasing companies are developing a lot of standard options for their customers. Gazprombank offers only 2 program options:
- “Standard” is a simplified version of obtaining the desired object. In monetary terms - up to 300 million rubles. Rent is provided for up to 3-5 years. At the same time, a rise in price occurs by 55%. Advance amount - from 10%.
- Individual program. Assumes an individual calculation of the rental amount for 5-10 years. The rise in price of the facility occurs at the minimum percentage calculated by the company. Advance payment - from 0%.
Requirements
The lessee has certain requirements:
- If this is a Standard program, then the client company must conduct its activities for at least 2 years. Moreover, the annual revenue of the enterprise cannot be less than 200,000,000 rubles.
- If investment leasing of equipment is expected, it is important to provide a business plan with details. A license must be available. Finally, the client company cannot have any debts.
- Need special equipment or construction equipment? You can lease it provided that you have a license and no debts to any counterparties. Additionally, an item on the amount of payments and the selection of an object is added to the agreement.
- If railway transport is leased, then the client should already have rolling stock on its balance sheet . Another condition is the absence of debts for both loans and taxes.
Gazprombank Leasing: reviews
There are different opinions about the company among customers. Someone is not happy that the company does not work with individuals. Another significant drawback that many who contacted the company emphasize is the need to collect a large package of documents.
At the same time, millions of companies turn to Gazprombank Leasing precisely because there are the most loyal conditions. And you can repay your debt in any convenient way.