A large line of deposits at the Moscow Industrial Bank allows each client to choose the most suitable one that meets their criteria. For example, with a maximum interest rate or with the ability to replenish the deposit amount or partially withdraw the deposit amount or accrued interest.
Classic contribution
The deposit of the Moscow Industrial Bank “Classic” has the highest interest rate in the line of this financial institution. The validity period is 365 days. Accrued interest on the deposit is paid at the end of the term.
Consider the proposed interest rates depending on the amount and currency of the deposit. With an amount of more than 30,000 rubles, the rate is 6.25% per annum and 6.5% per annum for pensioners and veterans. With an amount of more than 1.5 million - 6.5% per annum and 6.75% per annum for pensioners and veterans. With an amount of more than 1 thousand dollars, the interest rate is 2.25% per annum. With an amount of more than 1 thousand euros - 0.25% per annum.
Of the additional options available:
- SMS alert;
- automatic transfer of interest on the specified details;
- power of attorney on deposit.
Additional options can be connected immediately before opening.
Contribution deposit
A deposit at the Moscow Industrial Bank under the name "Savings" has a term of 31 to 730 days. For products with a period of over 51 days, there is the possibility of replenishment. Interest on the deposit in question is accrued every month and added to the balance of the deposit (with capitalization). All accrued% is allowed to be withdrawn, it is also possible to transfer interest on the specified details in full or in part.
Consider the variability of interest on the contribution of the Moscow Industrial Bank depending on the currency, amount and term. If the amount is over one hundred thousand rubles, the term of the contract is from 181 days to 1 year, then the rate will be equal to the value of 6.25% per annum. With the same term, but in excess of 1.5 million rubles, the interest rate will be 6.75% per annum. This is the maximum possible rate on the "Cumulative" deposit in the Moscow Industrial Bank.
Contribution “Financial Independence”
This product can only be opened to the client as part of the Fin. independence ”in Platinum and Fin. independence ”in the Black Edition. At the same time, when opening a deposit, this package is provided for free. During the period, partial replenishment and partial withdrawal of any amount is possible. The deposit of the Moscow Industrial Bank for individuals is open for any period in the range from 1 year to 730 days. It is worth noting that interest on the product in question is accrued every subsequent month and is added to the balance. Interest received can be withdrawn ahead of schedule, both partially and completely, without closing the main deposit.
Deposit rates have one or another value depending on the size of the amount of the permanent balance. For example, with a minimum deposit amount of 700 thousand rubles, the rate will be set at 6.25% per annum.
Universal Wallet Deposit
Ideal for those customers who are used to saving, and also at the same time have the opportunity to spend and use funds and accrued interest. In other words, you can both replenish the deposit amount and partially withdraw it, as well as withdraw accrued interest. Deposit income is accrued every 30 days and is added to the balance. The duration of the deposit at the Moscow Industrial Bank can vary from 91 to 730 days.
If the amount of the minimum balance is over 100 thousand rubles and the deposit term is over 181 days, the interest rate is set at 5.75% per annum. With the same period, but the minimum balance of 1.5 million rubles, the rate is set at 6%. But if the amount is over 1.5 million rubles, and the deposit term exceeds one year, the interest rate will drop to 5.5% per annum.
If the amount of the minimum balance is over $ 3,000 and the term is from 91 days to one year, the interest rate proposed by the bank will be set at the level of 0.75% per annum. With the same amount, but for a period of more than 181 days, the interest rate will increase to 1%.
Deposits can be opened both in the personal account of the Internet Bank of Moscow Industrial Bank, and in any branch. It is important to have a passport with you. All calculations presented are approximate and are not a public offer. Detailed conditions for deposits are published on the official website of the bank, in addition, detailed conditions can be clarified at any branch of the Moscow Industrial Bank.