Renaissance Bank as a financial organization was founded in 2000, but became so called only in 2003. Initially, the owners focused on satisfying the needs of consumer loans, but over the course of several years its services have expanded significantly and are now not limited only to the possibility of taking a loan. Renaissance Bank provides a wide range of services to all of its five million customers. Products provided by a financial institution to its customers are non-targeted and targeted consumer loans, car loans and credit cards.
61 regions of Russia have representative offices or offices of a financial organization where you can
get a loan. Renaissance Bank cooperates with the largest and most popular
retail chains in the Russian Federation, where it has about 20 thousand representative offices. A wide network of representative offices and ease of design of any of the services make it very attractive for the population of our country.
Renaissance Bank - deposits
One of the services that this financial institution offers is the acceptance of deposits from individuals. There are many ways to make a deposit, and everyone can find the most convenient for themselves. In addition, it should be remembered that all deposits are insured by the state, which means that the depositor will receive his money in any case. The bank offers very favorable interest rates for its deposit programs:
- “Renaissance Profitable” - 6% in foreign currency, 12% in rubles. The minimum deposit amount is 5 thousand rubles. or $ 200. The bank pays interest at the end of the contract.
- Renaissance Accumulative - 5% in foreign currency, 11.5% in rubles. The client can receive the accrued interest on a monthly basis or send them for capitalization. Thus, he can accumulate in his account the amount necessary to receive a higher deposit rate. The minimum amount of both deposit and replenishment is 5 thousand rubles. or $ 200.
- Renaissance Convenient - 4.5% in foreign currency, 10.5% in rubles. Payment of income occurs directly at the end of the deadline, which can be from a month to 731 days. The minimum deposit amount is 50 thousand rubles. or 1.5 thousand US dollars.
In order to issue a deposit, a financial institution establishes milder conditions than when a loan is required. Renaissance Bank provides deposit service to citizens of the Russian Federation over the age of 14 years and only with a passport. Citizens of other states can make a deposit upon presentation of a document confirming their eligibility to be in the territory of the Russian Federation: visa, residence permit, etc.
Renaissance Bank - Credit Card
One of the main services of this financial institution is the processing of cards. Most of these cards provide the opportunity to use the funds of the bank for free for 55 days. After this period, the borrower will have to pay up to 40% of the commission in order to repay the loan. Renaissance Bank provides an opportunity to receive an amount of up to 300 thousand rubles. for each of its credit cards. For their registration, the client must be between the ages of 20 and 70 years and be a citizen of the Russian Federation.