More recently, in Russia there was an affiliate program called "My business", the main purpose of which is to implement online accounting. The product is becoming increasingly popular, and during its existence has already managed to attract hundreds of thousands of supporters. And this is not surprising. After all, the system is able to take on the entire routine of accounting, as well as provide the user with relevant expert advice and services.
About company
The history of the service called âMy businessâ began in 2009. The company was founded by two businessmen working in the field of IT-technologies - Maxim Yaremko and Sergey Panov. Already in 2010, their offspring made such a significant contribution to the development of the Russian Internet in the field of "Economics and Business", which became the winner of the prestigious Runet Prize. In 2011, the company was included in the top five most promising in the Expert Online direction.
Today, âMy businessâ is a true leader of the Russian market in the field of
cloud solutions for accounting, as well as personnel and tax document management. The company, headquartered in Moscow, has about four hundred employees.
Benefits
What does Internet accounting âMy businessâ offer? User reviews claim that the cloud service allows them to pay taxes and fees in just a few clicks, submit any reports via the Internet, generate acts, contracts, accounts, invoices, etc. In addition, due to the integration of the service with such large banks of Russia , like Promsvyazbank and Alfa-Bank, SDM-Bank and Loko-Bank, the clientâs account statements are automatically downloaded by the userâs online bookkeeping âMy businessâ.
The personal account of the client, into which the businessman can enter using the electronic key, saves and displays all the data received. At the same time, there is an automatic distribution of cash flows by income and expense items, taxes are calculated, etc. This is what attracts entrepreneurs to Internet accounting âMy businessâ. The feedback from small business owners, especially those who keep their reports on their own, says that this greatly simplifies their work.
Today, the main advantages of the service on the Russian market are:
- the use of the âsingle windowâ mode, that is, combining in one service everything that is necessary for conducting accounting and personnel records;
- transparency of calculations with a detailed explanation of each figure, which excludes additional verification on the calculator;
- the implementation of professional consultations that are offered to their users by Internet accounting "My business" for free;
- sending reports to the FSS, Federal Tax Service, Federal State Statistics Service and the FIU via the Internet, without installing special software on the computer.
What else attracts clients to the Internet accounting âMy businessâ? User reviews emphasize the convenience of the tax calendar available in the system, which controls the deadlines, and also warns about the submission of reports and the payment of the necessary fees by SMS or emails. In addition, customers of the service can familiarize themselves with webinars and video lessons held by specialists, where the procedure for registering an organization, keeping records, calculating taxes, generating documents for economic activities and personnel records, is explained and accessible.
Security
How confidential is Internet accounting âMy businessâ? Testimonials from those who created the service claim that there is no risk of data loss for the customer at all. All documents during transmission are encrypted with the SSL code used by the largest banks. In addition, all customer information is stored on special servers in Europe, and financial damage is fully insured.
Main users
Today, according to the current legislation, a company can choose for itself one of the many legal forms and tax systems. However, from an extensive list of novice businessmen, as a rule, choose:
- IP - individual entrepreneurship;
- LLC - a limited liability company;
- NPO - non-profit type of organization;
- MUP - the form of a municipal unitary enterprise.
For which organizations does online accounting âMy businessâ work? Service services are intended only for LLC and IP. Anyone who is interested in conducting their business through this program should take this information into account at the stage of choosing the legal form.
There are differences in companies and their taxation system. There are only two of them. This is a common system (OSNO) and simplified - (USN). At the first of them, the organization must keep accounting in its classical form. Such a regime is disadvantageous for small companies, but large organizations cannot refuse it. With a simplified tax system, an enterprise has a lower tax burden. Such a regime is legally provided for small and medium-sized businesses and has four varieties: USN 6%, 15%, as well as UTII and Unified Social Tax. Who is the new Internet accounting intended for? For SP USN of the first three types. These are the systems:
- "STS income" when the tax is paid in the amount of 6% of the amount of revenue for the reporting period;
- âincome minus expensesâ with the application of taxation in the amount of 15% of the difference between the amount of revenue and the amount of expenses incurred;
- a single tax on imputed income, the rates of which are regulated by municipal laws.
There is also a
single agricultural tax (UTN). It is used by organizations of the agricultural sector. However, the My Business program does not work for this business.
Cost of services
How much does My Business charge (Internet accounting) for its customers? Tariffs for services are different. They are selected by each user individually and depend on the requirements and financial capabilities. For example, Internet accounting for entrepreneurs working without employees will cost 333 rubles per month. This is the cheapest service plan. Larger IP and LLC âMy businessâ (Internet accounting for small businesses) offers a more extensive list of services, which will cost 1499 rubles. per month. This is the most expensive system tariff plan. The minimum subscription period for these services is a period of 12 months.
According to customer reviews, a service called âMy businessâ is a very profitable online bookkeeping for a start-up business, allowing entrepreneurs to save time and money on documentation.
registration
The service provides the opportunity to open your own business in minutes and at any time. This can be done from anywhere in our country, and for free. To do this, you need to study the relevant instructions and put them into practice. Within 15 minutes, your own business will be opened! Such a service is provided to those who decide to open an IP or LLC.
After registering on the companyâs website, you will need to choose a suitable tariff plan for yourself and pay the amount for monthly maintenance. All this will give access to your personal account. It will be possible to work in it at any time convenient for the entrepreneur and where there is Internet and a computer.
Set of services
According to user reviews, the interface of the site on which accounting for small businesses is located is quite simple and easy to use. Its color scheme is selected so as not to irritate the eyes. Celebrated by customers and conveniently built site navigation. All items have a clear and logical separation. The internal structure of the program is thought out to the smallest detail. Customer feedback on the opportunities and benefits that online accounting provides can be found on the main page of the program.
The service receives good user reviews due to the extensive list of services provided. In addition, clients can always receive free individual expert advice, undergo individual training, etc. It is also noteworthy that the quality of the services provided by the company assumes financial responsibility.
Internet accounting for entrepreneurs and small businesses offers:
- Compose documents and carry out operations in the "cloud". In just a few clicks, invoices and contracts, invoices and acts appear in the program, as well as payroll.
- Calculate taxes, send reports, pay online fees, and also check with the Ministry of Taxes Inspectorate.
- Automatically exchange payment orders and bank statements.
- Conduct business analytics using graphs and charts.
Preliminary acquaintance with the program
For beginners, the My Deal service (Internet accounting) can be tested for free. To do this, you will need to go through a simple registration procedure on the main page of the program. Filling a simple data plate, you just need to click the "Try for free" button. After that, the form of doing business and the necessary tax system are selected. Detailed information on working with the server can be obtained in the attached video material.
Acquaintance with your personal account
How does âMy businessâ online accounting work? The description of the first page of your personal account, where the user first of all gets, is quite accessible and understandable. Tabs with the following names appear on the screen: âHomeâ and âMoneyâ, âDocumentsâ and âStocksâ, âContractsâ and âCashierâ, âCounterpartiesâ and âSalaryâ, âEmployeesâ and âBanksâ, âAnalytics "And" Webinars. "
In addition, the first page of your personal account contains services such as:
- the balance in the account;
- expert advice;
- selected documents;
- instructions for the operation of the service, technical support contacts, password creation;
- company business card;
- details of the organization - the owner of the personal account.
Let's consider the functionality of all these tabs in more detail.
"Home"
This tab includes services such as:
1. Activities. Using this tab, the user creates primary documents and enters information about their counterparties.
2. Tax calendar. It is needed for reporting and making payments on them.
3. Analytics. It duplicates the tab of the same name.
4. Electronic reporting. Using this tab, statistics are compiled for those reports that were sent via the Internet.
"Money"
This tab is a tool for the implementation and accounting of financial transactions of the organization. It contains:
1. KUDIR and cash book layout. These documents can be downloaded and printed at any time. The cash book records the amount of cash receipts and disbursements made by the organization. KUDIR (a book on accounting for income and expenses) is maintained by all individual entrepreneurs and organizations with STS. This document in chronological order reflects the business operations that took place in this reporting period.
2. Information on available income and expenses. It is entered either manually or using a bank statement.
3. Service sending payment orders.
"Documents"
Using this tab, the user is given the opportunity to generate accounts and acts, invoices, etc. To create documents, you need to select the one you need from the list, and then select the action algorithm. Subsequently, the form may be:
- downloaded, printed and transmitted;
- sent by email to the client;
- exposed with reference to payment either by Yandex Money or by credit card.
"Stocks"
This tab provides an opportunity to issue the bill necessary for payment, accept or ship materials or goods, transfer products from warehouse to warehouse.
At the same time, the user owns information on income and expenditure, as well as inventory balances at a given time.
"Contracts"
This tab provides many features. On it you can download a template, create a contract and view statistics on transactions.
To create a new document, a client is selected. In this case, from the drop-down list, you must select the desired contract template. It will be filled automatically.
Nineteen templates of various contracts that are created by service experts are available to the client. A custom version of the document can also be loaded into the program.
"Cashbox"
This tab works as a draft. Information from the Money service flows here. Here, draft receipts and settlement cash orders can be created.
"Counterparties"
This tab is intended for entering information on customers and partners. Here, the counterparties are checked using the state register extract, and statistics are also generated for all organizations with which contracts for the supply or sale of products were concluded.
"Salary"
On this tab you can see all the information on the payment of cash compensation to company employees. Namely:
- calculations in general;
- calculations for each employee;
- settlement statements;
- timesheet;
- statements of taxes and contributions;
- payment of cash compensation.
"Staff"
Using this tab, you can calculate sick leave and vacation pay. To do this, you only need to mark the dates of absence of the employee. The calculation formulas and the total amounts payable will appear on the screen.
"Forms"
This tab, which contains the service "My business" (Internet accounting), greatly simplifies the lives of entrepreneurs. Using the program, they fill out the forms currently in force, without thinking about their relevance. At the disposal of users is more than 2000 different samples, from which it is easy to choose the right one.
"Analytics"
Using this tab, the user can view the statistics of his income, expenses, as well as profit. Moreover, this can be done for different periods in the context of months.
Webinars
This tab contains videos introducing legislative changes. There are also video instructions that provide invaluable assistance in working with your personal account. The user can also view various interviews with experts and successful businessmen.
These tabs contain the service "My business" - Internet accounting. However, not all of them are available to the client. The number of tabs to open depends on the selected tariff.
additional services
âMy businessâ - Internet accounting for small businesses - is a truly unique system. The program opens access to additional services with which the client can increase the number of their customers and, consequently, profits.
So, after starting a business, novice businessmen can take advantage of the autosoring of accounting. This will reduce the risks of incorrect documentation and save money on attracting a specialist.
It offers the My Business service and the free Nethouse constructor, with which you can create web pages. In this case, the user does not need special knowledge in the field of programming. Using a set of tools, each client is able to easily create an online store, business card website or official portal.
Another advantage of the service is an interesting affiliate program that provides the ability to add your product or service to the site of one of the profitable online stores. By placing his offer on a resource frequently visited by buyers, a businessman repeatedly increases the chances of making additional profit.