A debit card can be seen in the wallet of almost every citizen, regardless of his status. This payment tool is actively used to transfer salaries, social and state benefits. "Plastic" is also convenient when traveling abroad. Additional privileges and banking services make debit cards even more attractive to customers . “RosBank” along with other financial organizations offers individuals to draw up a payment document on favorable terms. In the article, we consider tariff plans for card products and customer reviews on the level of service.
Visa unembossed
Nameless (non-personalized) cards of instant issuance are very popular. The main "trump card" is a quick deadline for the minimum number of documents. You can get Visa Unembossed as early as on the day of application, 30 minutes after submitting the application. In addition, the nameless “plastic” costs much less than standard debit cards. RosBank, for example, does not charge at all for the service and issue of Visa Unembossed.
What is the difference from other plastic cards? The nameless “plastic” on the magnetic strip and the front side does not contain personal information about the owner, which may affect the security of transactions. The rest of the non-personalized Visa Unembossed is similar to other payment cards. With its help, you can pay for purchases through terminals or the Internet. PayWave contactless payment system is also available.
You can cash money in any bank terminal. When withdrawing funds using RosBank devices, no commission is charged, at the cash desk you will have to pay 1% (minimum 29 rubles). When making a transaction using a third-party ATM, the client pays an additional 1.2% (minimum 99 p.).
Visa Classic and MasterCard Standard
RosBank draws up standard debit cards as part of the classic package of services, which is the best offer for most customers. The cost of annual maintenance is relatively low - 150 p. This includes:
- opening and maintaining accounts in rubles, euros or dollars;
- name card with a chip;
- 3D Secure payment protection;
- contactless payment technology PayPass / PayWave;
- participation in bonus programs from the payment system and the bank.
There is no commission for withdrawing funds at RosBank terminals, in other devices its size is 1.2% (at least 99 rubles). For standard cards, daily and monthly cashing limits are set: 250 thousand and 700 thousand, respectively.
A classic card can be issued according to an individual design, however, for its issue you will have to pay 600 p.
An interesting offer for young people was the introduction of the international discount program ISIC / IYTC / ITIC. RosBank issues these debit cards in MasterCard Standard format with the provision of a classic package of services. The product combines a payment instrument and an international identity card. Cards are available to customers in the age group from 18 to 27 years: youth, students, graduate students, teachers.
Premium Cards
For those wishing to access exclusive offers and VIP services, premium service packages from RosBank PJSC have been created. Gold and Platinum debit cards offer their holders the following options:
- travel, life and health insurance during the trip;
- providing legal and informational assistance abroad and at home;
- extension of the warranty period for purchases;
- increased withdrawal limits;
- free emergency reissue of the card;
- booking tickets, tables in restaurants and hotel rooms through the concierge service;
- discounts and bonuses from payment systems.
When you make a "plastic" open from 4 to 7 accounts. Gold package annual service will be 450 rubles, and for Platinum card holders - up to 2500 rubles. Withdrawal of funds is carried out without commission in the terminals of Rosbank Bank. Debit card limits have the following:
- 360 thousand p. allowed to cash per day and not more than 1 million p. per month for Visa / MasterCard Gold ;
- up to 1 million p. daily holders of Visa / MasterCard Platinum are entitled to withdraw.
The holder of premium "plastic" will always be a welcome guest in all the prestigious institutions of the world.
Travel Miles Cards
For travel lovers and people who are often on business trips, RosBank, together with the iGlobe.ru travel portal, has created a series of debit cards of various classes. For purchases, the holder of “plastic” receives bonuses - miles, which can then be paid when booking hotel rooms, tickets for air and rail transport and for other services offered on the iGlobe website.
Let us consider in the table the conditions for registration and maintenance, as well as the possibilities of Travel Miles cards from PJSC Rosbank.
Debit Cards: Tariffs and PrivilegesClass | Welcome miles | Number of miles | Fee for annual service, p. | The limit on withdrawals per day / month, p. | Additional features |
Classic | 500 | 1 for every 30 p. | 150 p. | 250 thousand / 700 thousand | 3 accounts, participation in the Bank Privilege Program |
Gold Premium | 1000 | 1.25 for every 30 p., Up to 15 for every 70 p. Spent on the iGlobe portal | 450 p. | 360 thousand / 1mln | 4 accounts, travel insurance, bonus programs Visa Premium, MasterCard Priceless Cities, Bank Privilege Program |
Signature, World Black Edition | 2500 | 1.5 for every 30 p. | Up to 2500 p. | 500 thousand / 3 million | Up to 7 accounts, concierge service, insurance, bonus programs Visa Premium, “MasterCard Priceless Cities”, Bank Privilege Program |
Premium | 2500 | 1.5 for every 30 p. | Up to 2500 p. | 1 million / 3 million |
After the Travel Miles card is issued, the holder receives the welcome miles. As can be seen from the table, their number depends on the class of payment "plastic".
“Supermap +” and “Autocard”
The premium “plastic” in “RosBank” is available in an interesting format of banking programs. The client receives not only the prestigious Visa Platinum card, but also additional privileges to it. For example, the owner of "Autocard" will receive a cashback of 1%, valid for all categories of purchases, and 5% at gas stations, car washes, and parking lots.
“Supercard +” is a debit card of “RosBank”, the conditions for which are not different from the registration of premium products. Its presence will allow you to return to the holder up to 7% from any purchase, as well as accumulate 6.5% per annum on the balance of funds.
Using the privileges of Visa Platinum, a bank client will also be able to open up to 4 currency accounts (including savings) and receive 2 additional Classic and Gold bank cards for free. The premium package of services will cost the owner at standard rates - 500 rubles. In the case of storage on accounts of more than 250 thousand rubles, the bank will not require a service charge at all.
User Feedback
RosBank debit card holders have a positive opinion on the level of service. Citizens note the convenience of cashing out funds: ATMs are located in cities in sufficient numbers, you do not have to look for terminals for a long time or use the services of third-party organizations. The lack of commission for withdrawing money is also pleasing.
Any debit card of Rosbank receives good reviews. Users are satisfied with the cost of the package of services and its composition, quality of service. Favorable offers with cashback were appreciated by motorists and travelers.
The line of debit cards at RosBank is diverse and interesting in its own way. The client can easily choose for himself the most acceptable terms of service, regardless of the purpose of opening an account and personal income.