It often happens that people are in no hurry to give loans, to pay child support, debts on receipts or to pay for those goods and services that they purchased earlier. Sometimes this problem can be solved quite simply and easily, but it happens that you have to seek justice in court. And in this case, it becomes possible to collect the so-called debt on ID.
What is ID debt? This is the payment of debt on a loan, receipt or, if necessary, payment of alimony, even if the debtor himself does not know about it. It is issued according to an executive document, which can be issued in court.
What is an executive document?
This paper may be issued to a claimant only by a court. It is an official document by which a collector, without the knowledge of a debtor, can write off some funds from his account. In addition, the writ of execution gives the claimant the right to bring claims in court to the debtor.
Since this document is official, it can be considered valid only if it was signed by a judge and it has a special seal with the coat of arms of the judicial authority. In the event of the insolvency of the debtor, the debt on ID can be repaid with the help of its property. That is, the court has the right not only to arrest the deadbeat property, but also evaluate it and put up for sale. At the same time, the collector is given a choice: either take some part of the property as a payment of the debt, or take money from its sale.
How is debt repaid by ID?
Debt on ID makes it possible to repay it periodically, as a rule, once a month. This is quite convenient, since the payer does not need to constantly remember the payment due date, they will be repaid automatically. Most often, the payment term is tied to a certain date, for example, to receive a salary, scholarship or pension.
What else do you need to know about repayment of debt on ID?
It must be understood that from the very first day when the court issued the writ of enforcement, the first period of the payment period begins. If the payer does not pay the required amount of money before the last business day of the current first period, then he will violate the rights of the claimant. In this case, it will be considered as evasion of debt and can lead to serious consequences.
As a rule, debt on ID is paid in the case of child support, when the frequency plays an important role. But it also happens that the creditor agrees to receive the debt in installments, and the court may decide to issue a writ to the collector.
To the collector: you won the trial of the debtor, what to do next?
Even if you won the court and received the writ of execution, this does not mean at all that the debtor will definitely pay the debt. What, then, should a recoverer do in order to receive his legal money?
If the debt of the non-payer is less than 25 thousand rubles, then all official documents can be sent to the debtor's employer. In the same case, if this amount is much larger, then it is necessary to send the executive documents to the bailiff at the place of residence of the non-payer. Documents must be accompanied by a statement signed by the collector. Among the powers of the bailiff a special place is the application of various sanctions, up to a ban on leaving the country.
It is worth remembering that if the debt is paid out of salary, the collector will receive money within three business days after the agreed date. Therefore, be prepared that you will receive the money later.