Many modern people think about how to put money on a card through an ATM. This is not such a difficult operation as it might seem initially. The main thing is to adhere to a certain algorithm of actions. Below you will find information about replenishing bank plastic via ATM. Consider the existing methods for solving the problem on the example of machines from Sberbank.
Whose cards replenish
How to put money on a card through an ATM of Sberbank? An unequivocal answer is problematic. It all depends on whose particular plastic will be replenished.
At the moment, the least amount of trouble remains to be done if a citizen decided to put money on his card. Another's account can also be replenished, but not in all ATMs and not always.
Important: if you have someone else's bank plastic, throwing money at it is easy.
At your own expense
How to put money on a card through an ATM? We start with the simplest method for solving the corresponding problem. We are talking about transferring funds to personal bank plastic.
In order to achieve the desired goal, you will need:
- Insert the plastic into the ATM. Next, enter the password to access the card.
- At the first (initial) ATM screen, select the option "Top up account".
- Deposit money into the bill acceptor. ATMs and payment terminals do not issue change.
- Check the information on the screen, and then confirm the operation.
Fast, easy and very convenient. Such a transfer of money to bank plastic is in demand among the population. It does not provide for any commission, which greatly simplifies life.
To another person without presence and plastic
But this is only one of several existing scenarios. I wonder how to put money on a card to another person through an ATM of Sberbank? To give the most accurate answer to this kind of question, a citizen needs to pay attention to some features of operations.
Suppose you want to transfer funds to an unauthorized person through ATM. There is no bank plastic for the recipient of money at hand. This is the most common situation.
Under such circumstances, you will have to follow these steps:
- Find an ATM or payment terminal that will allow you to transfer money without a card.
- In the main menu of the device specify the option "Top up account".
- Prescribe the last name, first name and patronymic of the potential recipient of the money.
- Indicate account number for replenishment.
- Make sure the details are correct.
- You can insert bills into a special receiver on the machine you are using - one at a time, you can immediately with a bundle of cash. It all depends on what device the citizen is dealing with.
- Confirm the operation.
At this stage, the action ends. Now it remains only to wait. After some time, the recipient will be able to use the funds transferred to him.
Foreign plastic, if there is a card
How to put money on a card through an ATM? Without a card, achieving the desired result is extremely problematic. But if you try, you will be able to achieve the appropriate goal.
It happens that someone close asks to throw money on bank plastic, and then transfers the card. This is not the most common scenario, but it will save a person from the problems of finding a suitable ATM to achieve the desired goal.
What remains to be done in this situation to achieve the appropriate result? It is recommended that you use the first guide provided. In fact, the operation will be carried out in the same way as when replenishing a personal card. The main thing is to know the password for access to the account. Then there will be no problems.
Is there a commission
How to put money on a card through an ATM of Sberbank? We clarified the situation in full. But there is also data that it is important to remember for all Sberbank customers. What is it about?
For example, is there a commission for depositing funds via cash through ATM. If a person decided to transfer money to Sberbank plastic through their own ATM, no commission is charged. We found out how to deposit money on a card through a Sberbank ATM without a card. And sometimes a commission is charged for these operations. But there are exceptions.
If the card account is replenished from an "outside" ATM, the commission will be. In what sizes? It all depends on whose citizen the ATM uses. It is better to clarify this information in advance and shortly before the transfer of funds to the desired account.
What if a person replenishes funds through an ATM of Sberbank, but the transfer is made to the cards of third-party financial organizations? A commission for such transactions will also be charged. The size of the additional payment depends on whose plastic the beneficiary uses. Sometimes there are no commissions. For example, if money is transferred to a card from Yandex.Money.
Transaction Time
We found out how to put money on a card through an ATM. Even if a person does not work with machines from Sberbank, he can use the instructions provided. They are considered universal. The difference often lies solely in the signatures of the functional menu.
How fast will the money be credited to the recipient? This question sometimes becomes extremely important.
If a person refills a bank plastic account through terminals or ATMs, he will receive money in a few hours. Sometimes this process is delayed for a day.
On holidays and weekends, money transfers may arrive late. There were cases when citizens received the transferred money only after a few days.
Important: in order to avoid problems in case of non-receipt of funds to the specified account, it is necessary to keep the check issued by ATM.
Conclusion
We found out how to put money on a card through an ATM. You might have noticed that overall this is not such a difficult operation. Especially if you stick to the above tips.
It is not recommended to replenish the plastic of strangers through ATM. For this, the corresponding machines must have a cash-in option. And to find in Russia, especially in small regions, such devices are problematic.
If there is a need to transfer funds to an unauthorized person on the card, you can always use online payments, mobile banking or contact the bank with the appropriate request. In the latter case, you have to wait for a maximum of 3-5 days, on weekends and holidays - a little longer.