In a crisis state of the economy, people have a problem of saving earned money. There are several options: investing in real estate, buying currency, replenishing strategic food supplies, and placing them on bank deposits.
In addition to the above, there is another possibility - the acquisition of debt receipts of reliable companies. Long-term securities provide an opportunity to receive a small but regular income annually.
One of these securities are Gazprom bonds.
Issuer Rating
PJSC Gazprom is a company in the energy sector. Types of production activities:
- mineral exploration;
- handling of oil and gas raw materials;
- processing and sale of hydrocarbon products;
- production and sale of electric and thermal energy.
PJSC Gazprom is a leader in the top three global public commodity companies according to Forbes magazine.
The Government of the Russian Federation controls the activities of PJSC Gazprom.
The company's reliability rating and forecast for 2017 are:
- Dagong: AAA; stable;
- S&P: BB +; positive;
- Fitch: BBB-; stable;
- Moody`s: Ba1; stable.
Alternative to deposit
The deposit is more familiar to the consumer. Compare the proposed type of investment with a deposit.
Entrance to the deal. A deposit in some banks can be opened from one thousand rubles. Typically, debt securities are issued in denominations of 1 thousand rubles. But they are traded on the stock exchange most often below face value with a lot of one paper. That is, you can invest less than a thousand rubles.
On deposits, the client makes a profit in the form of declared interest. The yield on a Gazprom bond consists of coupon payments plus the difference between the face value and the acquisition price. Suppose a customer bought one paper at a price of 95 percent of the face value, that is, for 950 rubles. Then, upon repayment, he will receive a profit of 50 Russian rubles. This is a plus for coupon payments.
As a deposit can be closed at the request of a client, a bond can be sold on any day. But in case of early termination of the deposit agreement, the depositor usually loses interest. And when selling a bond, a coupon profit is accrued to him for the time of holding the security.
Often, for operations with a deposit you need to visit a bank. The client can perform all actions with bonds on his own, concluding an agreement with a broker and setting up a trading program.
Ruble bonds: price, chart, yield
The denomination of ruble bonds of Gazprom is 1000 rubles.
There are several ruble issues in circulation. For example, the BO-19 and BO-20 series with a maturity date of 2043. The yield on them is determined by the issuer based on the percentage of the coupon period K TP :
To TP = (CPI - 100)% + 1%,
where CPI is the consumer price index.
Coupon jackpot is directly related to the current inflation index. During the existence of the BO-19 series, the percentage of the coupon ranged from 7.3 percent to 17.4. Recently, revenue has been 8.3%.
Currency receipts: cost and demand
Eurobonds are priced in euros or dollars.
For operations with Gazprom’s European bonds, you must:
- Conclude a brokerage service agreement with a reliable company.
- Make a down payment to a brokerage account.
- Install a trading program. The broker will advise convenient free software.
- Think over the terms of investment and formulate for yourself the purpose of the acquisition. Choose one or more suitable Eurobonds.
- Make a purchase.
- Monitor changes in prices and quotes.
The yield on
one European bond of Gazprom lies in the range of 2.75-9.25%. The total amount of profit from ownership is the sum of coupon payments and the difference between acquisition and sale prices. An income of 12% is achievable when working with brokerage leverage.
Additional profit during repayment may arise from exchange rate differences at the time of purchase and at the end of ownership.
The owner can in the program at any time apply for the purchase and sale of traded debt receipts. For example, if the price has risen to 105 percent of the face value of 1 thousand dollars. Then, upon sale, the owner receives plus $ 50.
How to buy a piece of Gazprom
Securities can be purchased in various ways.
The first option is to install a trading program and work through a broker. Be careful. Not all issues are available for trading through the program. For some assets, you need to work directly with the broker by phone.
The second option is to buy shares of open- end mutual investment funds. Two funds work with both ruble and foreign currency assets.
Mutual Investment Fund “Gazprom - Bonds Plus” accepts minimum investments in the amount of 1 thousand Russian rubles.
Mutual Fund “Gazprom - Currency Bonds” starts from 5 thousand rubles.
The register of issues, taking into account valuable debt receipts of Gazprombank and Gazpromneft organizations, contains almost 60 items. There are papers with a maturity of up to 2034. There are issues with the expiration of the term of circulation in 2018. The choice of the duration of investing free cash remains with you.