We all know that in order to feel financially comfortable, first of all, you need to try not to spend less, but earn more. However, each person’s life develops differently: different societies, initially different earning opportunities, so it’s important not only to be able to “make” money, but also to handle it wisely. So how to save right?
Nutrition
If for an average European resident the normal monthly cost of food is an indicator of 8-12%, then for domestic citizens it can sometimes reach 40-50%. Often, the cost item does not allow you to update your wardrobe, purchase the necessary equipment or relax with your family. The cost of buying products will not be so burdensome for the family budget, if you follow simple rules. So, for example, buy only the right products - for this you can make an appropriate list before going to the store. It is better to buy products at wholesale bases or markets, do not forget about discounts and discounts in the evening in some stores.
Transport
There are many ways to save on transport. If you use public transport, it makes sense to buy a monthly pass. Small distances are even better to walk on foot - both useful and cost-effective. If you have a personal car, then here the main means go, of course, to refuel it. How to save fuel? Very simple. Stop the engine in a traffic jam - and the air will be cleaner, and save extra liters of fuel. But it’s not worth saving on the quality of what the car is refueling with. The possible damage from the use of low-quality fuel can significantly exceed the savings.
Utilities
Further, a little about how to save electricity and other resources for which utilities issue monthly bills. First, put counters in the house (apartment) - it is much cheaper than a monthly fee. In addition, this way you can control the consumption of resources yourself. As regards electricity specifically, first of all, switch to the use of energy-saving light bulbs. Yes, they are a little more expensive than usual, but the term is several times longer. It will not be superfluous to refuse an electric kettle. If an electric stove is installed in the house, then, on the contrary, it is advisable to purchase an electric kettle.
clothing
Everyone knows about sales in clothing and shoe stores. Information on how to save and buy clothes at discounts often appears in groups on social networks, etc. The opinion that second-hand clothing is necessarily low-grade is also erroneous. Very often in such places you can buy branded things sold after customs clearance at practically nothing.
Cigarettes and liquor
Looking for more ways to save? It is possible that the answer is literally under the nose. It’s easy to calculate how much bad habits cost each month . If you give up bad habits, you will save this amount every month, not to mention the huge health benefits.
Good luck in your endeavors.