Sberbank has been trying for many years to please its customers with loan products. The most popular of them are cards for various purposes. This can be a debit or credit card. When the choice is made in favor of one or another, it remains to figure out how to draw up a Sberbank card. This can be done in different ways, which are selected by each client individually.
Card selection process
Before you apply for a Sberbank card, you should decide on the purpose of contacting the bank. If it is a
debit card, then find out how long, the size of the deposit, interest rates and so on. A credit card has a different type, limit and
grace period. As a rule, you can find out about the details and benefits on the official website of the bank or directly at the branch. There are practically no restrictions on borrowers regarding card issuance. The main thing is that the age is more than 21 years, there is proof of income, and for salary clients there are special privileges for issuing cards. Nevertheless, applying for a Sberbank of Russia card means receiving many additional benefits that will be useful throughout the entire period of use of the service.
The main advantages of Sberbank cards:
- convenient shopping and payment for goods;
- A huge number of ATMs allows you to withdraw the required amount of money almost anywhere;
- an easy-to-use Internet bank that allows you to manage your accounts, pay for purchases, utilities, loans and so on;
- Grace period;
- constantly increasing limit.
For certain categories of clients, for example, salary and students, there are differences in the design of the card. For everyone else, the question "how to draw up a Sberbank card" seems the simplest. It is enough to perform a few simple steps and you can successfully use all the privileges of the issued card.
The procedure for drawing up a card of Sberbank
The most reliable place where it is recommended to draw up a Sberbank card is any of its branches. It is enough for the borrower to come to the bank with a full package of documents, contact an appropriate specialist, fill out a questionnaire and wait for a decision. Now, first things first.
The branch is selected at the place of residence or in the nearest area. The main thing is to prepare the necessary documents, since it will not be possible to draw up a Sberbank card without them. The questionnaire can be pre-printed and filled out from the bank's website or taken directly at the office. To exclude the possibility of errors when filling out, it is better to fill it out together with a bank employee. The list of documents includes such papers as a passport, a 2-personal income tax certificate for the last 6 months of work, a
copy of the work book, an insurance
pension certificate, and TIN number. It is sufficient for salary clients to submit a statement of income. It is important to understand that the bank can refuse completely bona fide borrowers, the main thing is not to despair and just try later. Application review time ranges from three to five business days. The bank employee will notify you of the decision by phone specified by the borrower in the questionnaire.