It is impossible to effectively develop your business without additional investment, and a Trust loan without collateral, which is provided by Sberbank, can help here and can be the best way to solve financial problems.
Why is it considered that credit is not an option?
Most entrepreneurs sooner or later begin to need borrowed funds. But, it is believed that few can take a bank loan , since the monthly payment is quite large. Unsecured loan "Trust" from Sberbank suggests otherwise. It may be the best way to solve problems with finances, since the monthly loan payment in the amount of 400 thousand rubles for a period of three years will be only 15 thousand rubles.
What other difficulty arises when obtaining a loan?
It is very difficult to find an entrepreneur who has never applied for a loan. It is impossible to develop a business without an external source of funding. Today on the market there are more and more offers for loans for small businesses,
but in fact, not every client will agree to the conditions that are offered. Not only that, the high monthly payment, which beats the entrepreneur’s pocket, becomes an obstacle, but you also need to provide a deposit. In addition, applications are considered for a long time, and a large package of documents is required.
What are loans for?
Typically, entrepreneurs borrow money to purchase goods, attract customers, replace equipment, and also to develop or expand a business. Small enterprises for urgent needs usually ask for small amounts - up to 500 thousand rubles. With a loan of 400 thousand for three years, the payment will be 15 thousand rubles, if you take the loan "Trust". Sberbank allocates this amount to repay the loan, which most small businesses can afford.
What are the conditions for a Trust loan?
This type of loan is one of the most affordable loans in the banking market.
services for small businesses. This is due to the fact that it combines the most important qualities - quick receipt and affordable cost. Depending on the loan term, interest will range from 18.5 to 19.5 percent per annum. A very important point is that the loan does not require additional collateral, that is, collateral, it will be enough to provide only the guarantor. The maximum period during which the application is considered is three days, which helps to make this process very convenient when funds are urgently needed.
Conclusion
Today in Russia there are not many suitable products for small business lending. Ultimately, if you evaluate all the details that a Trust loan has, it turns out that if there is an urgent need for money and there is no property that can be left as a pledge, this is one of the best ways to resolve the financial problems that have arisen and develop the business. In addition, the lack of commissions makes it affordable for every entrepreneur. The monthly payment, which Sberbank sets for the Trust loan, will amount to only 15 thousand rubles, and, as already mentioned above, a collateral is not required.