What is maternity money? How to calculate maternity benefits: step by step instructions

When going on maternity leave and caring for a child, a woman is entitled to payments, so she needs to know the rules for calculating them. Employers must also comply with the law on the payment of benefits to such employees. Maternity money is calculated according to a special formula, which is approved by law.

Pregnant women have many benefits. They are not allowed to be fired at work. At night, working in this position is prohibited, it can only be with the consent of the employee herself. The employer has no right to burden with duties. A woman's activities during pregnancy should not be dangerous.

maternity money

The concept

Maternity leave - maternity leave. Usually, the term "decree" means the time of motherhood. Women take leave until the child is 3 years old. By law, 2 types of allowances are due:

  • maternity;
  • for child care.

They correspond with the types of recreation that are prescribed in Art. 255 and 256 of the Labor Code of the Russian Federation. Given the nature of these payments, it will be easier to navigate in the calculations.

Who can get paid?

The payment of maternity money is fixed by law. Given its norms, the following groups of citizens can receive benefits:

  • women working under an employment contract;
  • full-time students studying at universities and colleges;
  • women who have lost their jobs due to the liquidation of the employer or the reduction of the organization.

In addition to maternity payments, which are provided at a time, you can receive financial assistance during the execution of a child of 1.5 years. This maternity money can be obtained for a larger circle of persons:

  • Russian citizens, including those who live in other countries because of work;
  • foreigners who live in Russia;
  • stateless persons with compulsory insurance.

The law says that there is a right to choose a person who will look after the child until the age of 1.5 years. When the vacation ends, the mother must decide whether to continue the vacation to care for the baby. A woman has the right to return to work. Relatives or legal guardians may be required to take care of the child. Sometimes it is shared by several people.

Payout Sizes

How are maternity money calculated? Amounts depend on the duration of the vacation and earnings. It is approved on the basis of types of complications, the number of children. The law indicates the time of rest for pregnant women. A minimum of 140 days is provided, and a maximum of 194.

how to make money on maternity leave

Using a simple formula, you can understand how to calculate maternity money. In 2015, changes occurred, so the minimum and maximum indicators became different. If the vacation is 140 days, then the maximum is 228 603.2 rubles, the average daily earnings - 1632.88 rubles. The minimum allowance is 27,455.34 rubles, and the average daily income is 196.11 rubles.

How to calculate maternity care money ? The allowance has a fixed rate. Funds are transferred monthly for 1.5 years after the birth of the baby. Non-working family members, students and those who have been laid off are granted social security benefits. Its amount is equal to:

  • 2718 rubles per 1 child;
  • 5437 - by 2;
  • 10873 - maximum if there are several children under 1.5 years old.

If a woman is arranged under an employment contract, then she is also paid money. Maternity leave will be paid in full. The allowance is 40% of the average income for 2 years. How are maternity money calculated? These principles are in the law. In 2015, the maximum for workers is 19856 rubles. If there are several children, then the amounts are added. But the entire size of the allowance cannot be greater than the average earnings.

The procedure for payments to unemployed women

Non-working women are also paid maternity money. Gold coins, although not provided, but the allowance is 14,497.80 rubles. This amount can be received by all women who do not have a job. How are maternity money accrued? Young mothers have the right to receive monthly payments if the following conditions are met:

  • full-time training in an educational institution;
  • registration in the Employment Service due to reduction or loss of work.

how to make money on maternity leave

The registration procedure for the unemployed involves applying to the place of registration or study for the transfer of payments. To do this, you must provide the documents:

  • statement;
  • sick leave;
  • employment history;
  • certificate of registration.

Only after registration will they transfer maternity money. Such payments protect the rights of mothers and children.

Seniority and Decree

A parental leave is included in the total length of service. The exception includes cases when the insurance pension is paid ahead of time. Maternity leave is also included in the experience. This information is contained in the law.

The insurance period is the woman’s working hours on the basis of an employment contract. The size of payments depends on it, but not the fact of providing material assistance. Pregnant women must be paid the necessary funds. If the employee has an experience of less than 6 months, then the provision of maternity benefits is required. Necessarily take into account district coefficients.

What do you need to know about payouts?

You can get maternity money after the end of the vacation, but no later than 6 months. If there was a job at several places, then benefits are paid from each organization. It turns out that the amount may exceed the maximum established indicator. This is not prohibited by law. Maternity allowance is transferred in full on the day of salary.

maternity money gold coins

Since 2015, you can receive child care payments only when the baby is 2 years old. Then the funds are provided for the entire period. A lump sum payment of unemployment benefits and childcare income is not allowed.

When a person caring for a child undergoes training or work, then it is possible to receive benefits and additional earnings (for example, a scholarship).

Maternity care may be received after the end of the maternity leave. The time for issuing documents by the employer is 10 days. Social protection transfers money through a bank (to a card or account) or mail (transfer). Childcare allowance is paid by one of the methods:

  • in advance;
  • next month.

When does the husband receive payments?

If a woman does not have work and her husband provides for her family, the law also provides for payments. Maternity leave is not included. Maternity allowance is paid to insured women working under an employment contract. And payments for child care by the father are also received every month.

how maternity money is calculated

The labor law clearly defines the rights and obligations of employers in relation to pregnant employees. In case of expectation of a child, the employee is guaranteed retention of position and financial assistance. Benefits are paid by the employer or the state.

Decree increase

Maternity leave may be increased due to the number of days:

  • if the pregnancy is multiple;
  • difficult childbirth;
  • birth of 2 or more children.

When childbirth is difficult, and there is a threat to the life of the baby, then another 16 days are provided. An additional sick leave may also be issued if an additional period for recovery is required. If more than 1 child appears, then the entire period of disability is 194 days.

Decrease Decree

By law, an employer cannot require a pregnant employee to go to work. This period should not be shortened. Therefore, the payment of funds is not determined by the employer, and dismissal is considered illegal.

how to count maternity money

The vacation period can be reduced due to the desire of the employee herself. When an abortion occurs, you can also go to work. In this case, a sick leave is provided for the time necessary for recovery.

By law, tax is not calculated from maternity allowances . This is evidenced by Article 217 of the Tax Code. Therefore, no one has the right to withhold any percentage.

Special cases

Payment of funds may also be carried out upon liquidation of the enterprise. Only about this event should be a warning for the month. At the time of dismissal, settlement is made, including the payment of benefits. Documents required for processing payments must also be issued.

Single mothers are also paid benefits. Payments are due and in case of adoption without registration of marriage. The principles of calculation are the same as in the general case.

How to earn?

Many mothers do not have enough benefits while caring for a child, so they are interested in how to make money

in maternity leave. And many take up part-time jobs in order to continue to develop in their profession or to master a new specialty. The type of work depends on their position. In some specialties, it is possible to continue working at home, via the Internet. The advantages are the preservation of their skills, improving their skills.

transfer maternity money

How to make money on maternity leave in another way? You can turn your hobby into a source of income. Many women can sew, knit, embroider, make beautiful souvenirs or create photographs. Many ideas can be turned into reality. You can find customers using the Internet, newspapers and through friends. Doing what you love and earning income is a lot of fun.

Many firms offer to work at home via the Internet or telephone. You may need to advise people on services and products. You can get a bank, taxi, online store. This work has many advantages. The main one is the ability to combine with other types of earnings. You can choose a schedule, as well as a place of work.

How to make money on maternity leave if the child is a little older? You can take your children home for care, as many parents need this kind of help. Even if the kids go to kindergarten, they sometimes need to be left under the supervision of adults for the weekend. It is only necessary to realize the responsibility, and if you take up this business, then treat it carefully.

How to make money on maternity leave if the above methods are not suitable? You can find work through the Internet. If you already have any skills, it will be easier. And when they are not there, you will have to spend time training. Among the types of earnings there are copywriting and rewriting, when you need to write texts to order.

You can also work on site modeling. This option is especially suitable for those who spend a lot of time on social networks. The main task in this work is to ensure order in the forums, as well as participation in the discussion of topics. Another type of earnings is the promotion of groups on social networks. You can place ads, and make a profit for it.

Earnings include tutoring, translation of texts, the creation of term papers, essays, network marketing, preparing meals for sale, performing home services (for example, manicure). If you have any skills, then in the decree they must be used. With a skillful approach, you can secure a stable income.

In fact, there are a lot of types of earnings on the decree. It is only necessary to choose a direction suitable for yourself, and actively develop in it. Even during the decree, you can get a high income if you organize everything correctly.

Retraining

In the employment service, young mothers can get training, having received a new specialty. At the time of the decree, such services are paid by the state. Many specialties are offered there, but you can choose the one that is ideal. After training, a document will be issued, thanks to which you can get a job.

The advantages of the courses include the demand for professions. The resulting specialty will improve their knowledge, and after decree to find a profitable job. The training is conducted by experienced teachers, specialists from different educational institutions.

But there is such a disadvantage to such training. Interesting vacancies are not always offered, and then suitable courses must be expected for a long period. Not all regions have rich technical equipment. But many people, including women on maternity leave, are attracted to such training because it is free.

Free courses on maternity leave are guaranteed by the state. Training is necessary in the following situations:

  • lack of qualifications;
  • it is difficult to choose a vacancy;
  • I want to change the profession.

The main objective of training is employment. After this, citizens often find a profitable job or start their own business. Typically, employment centers offer economic specialties, as well as training for an accountant, secretary, psychologist, cook, designer. The list of professions depends on the region, types of educational institutions. Everyone can choose a suitable profession.

The training time lasts about 6 months, but it all depends on the type of specialty. The set of groups occurs at different times. To enroll in courses, you must contact the employment center for registration. To do this, you must provide a statement, passport, birth certificate of the child, a decree. The training is usually conducted by specialists from universities and educational institutions who collaborate with the employment center.

Courses are usually held in the evenings, but they are full-time and part-time. Classes are held individually or in a group. After training, a document is issued. At the same time, mother receives the allowance on maternity leave. After mastering the profession or retraining, you can find a more profitable job.

Source: https://habr.com/ru/post/G26510/


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