At present, the Asia-Pacific Bank (OJSC) is a leader in the credit market of the Far East. Holders of a controlling stake in this financial institution are entrepreneurs from the PPFIN Region group. The main activities of the company are lending to commercial organizations, as well as legal and private individuals. As well as attracting various deposits from the population. In addition, the Asian Pacific Bank is actively engaged in operations in the currency and securities markets.
A year and a half ago, the organization celebrated its twentieth birthday, but its newest history began only ten years ago. It was then that Yevgeny Aksenov led the project on the restructuring and development of Promstroybank. After the start of the process, it became known as the "Asian Pacific Bank." The financial organization has changed not only the name. The whole structure was reorganized according to the latest trends in the credit market. The bank was founded on the principles that help to promote the development of the country's economy, as well as increase financial literacy and personal well-being of each of its customers.
Today, the bank is one of the largest financial organizations in the Russian Federation and ranks first among the fastest growing. In its structure, there are more than 220 branches in 17 different regions.
"Asia-Pacific Bank": loan
This financial institution provides a wide range of different programs to its clients. Borrowers can get dozens of different loans at a wide range of interest rates. A consumer loan can be issued for a period of six months in the amount of up to 1.5 million rubles. Overpayment on such a loan can reach 70%, therefore, to make the right choice, you need to fully study the entire range of programs offered by such an organization as Asian Pacific Bank. At the moment, it provides borrowers with the most complete range of goods and services in the credit field.
To obtain any type of loan, the borrower must provide the following documents:
- Valid passport of a citizen of the Russian Federation;
- registration near one of the bank branches;
- a document that can confirm the identity of the borrower;
- income statement in the form of a bank or general form 2-NDFL;
- certificate of work experience from the last official workplace;
- surety;
- collateral object.
The Asian Pacific Bank may issue a consumer loan based on just a few documents. However, to obtain the mildest conditions for the program being drawn up, you need to provide the most complete package of documents. In this case, you can get a loan of more than 1.5 million rubles. for a period of more than 3 years. When providing a collateral object in the form of an apartment, house or allotment of land, you can get up to 10 million rubles. If the documents were not provided in sufficient quantities, the bank can not only reject the application for a loan, but also not give consent to issue a loan at less than 30% per annum.