Vozrozhdenie is a large bank with a head office located in Moscow. It is one of the 50 largest credit institutions in terms of financial performance. The Bank has a fairly wide network of branches located mainly in Central Russia.
Bank Vozrozhdenie was created in 1991 by transforming one of the departments of the Agroprombank of the USSR. The founders of the credit institution and at the moment retain control over significant blocks of shares, which together account for about 60%.
The nature of the business of a financial institution is universal. Among clients there is a large number of large and medium enterprises. At the same time, the retail lending and deposits sector is actively developing.
For customers who want to place free cash with profit, Bank Vozrozhdenie offers deposits. The interest rate will be different depending on the chosen program and the period of storage of money in the account. It can be up to 11% per annum.
"Instant"
Deposits of Bank Vozrozhdenie under the Instant program can be opened round-the-clock using self-service devices or online banking. Initially, you must deposit at least 3,000 rubles into the account, while the client can choose a convenient period: 1, 3 months or six months.
At the end of the placement period, you will not need to contact the bank branch either. The entire amount will be automatically transferred back to the plastic card, the accrued interest will be transferred to it . Deposit rates in the framework of the Instant program, Bank Vozrozhdenie offers from 9.5 to 9.95% per annum.
“Profitable with monthly payments”
You can open Vozrozhdenie bank deposits under the terms “Profitable with monthly payments” in Russian or foreign currency. At the time of conclusion of the contract, a minimum of 3000 rubles, 100 dollars or euros must be paid into the bank account through the cashier. In any case, the account can always be replenished.
Bank Vozrozhdenie accepts deposits of individuals under this program for a period of 3, 6 months, 1, 1.5 or 2 years. Income is accrued at a rate of 9.5-10.6% in rubles, 1.4-3% in dollars and 1.2-2.5% in euros. Interest is paid every month and, if desired, can be capitalized with the principal amount.
"Profitable online"
Deposits of the Vozrozhdeniye Bank similar to deposits under the Profitable with Monthly Payments program under the conditions of Profitable Online are opened only using a proprietary Internet bank. In Russian currency, the rate reaches 11%, and in foreign - 3%. The term for placing money in a bank account at the option of a client can also be from 3 to 24 months. Payment of profit occurs every month. The investor can indicate any account for the transfer of interest or choose their capitalization to increase profits.
Comfortable and Comfortable Online
Two very similar programs, Comfort and Comfort Online, are offered for those who need a partial withdrawal. These deposits of Bank Vozrozhdenie are distinguished by the method of opening and the maximum interest rate in rubles. "Comfortable" is issued at the office of a credit institution and can bring up to 10.6% in rubles, 3.25% in dollars and 2.75% in euros for new investors. “Comfortable Online” opens with the help of Internet banking. On it you can get up to 11% in Russian currency and the same rates in foreign. The placement period is allowed to choose from the following options: 6 months, 1, 1,5, 2 or 3 years.
Multicurrency
Clients who are afraid of losses due to a sharp change in exchange rates or want to receive additional income due to a change in the value of the currency can use Vozrozhdenie deposits under the Multicurrency program. At the time of conclusion of the contract, accounts are opened immediately in dollars, rubles and euros. Between them, you can transfer money any number of times without losing interest from one currency to another. The shelf life of money can be 6 months, 1 or 1.5 years. In rubles, the rate will be 8.1-8.4% per annum, and in dollars and euros - 0.5-1.2%.
Special conditions
Bank Vozrozhdenie offers deposits for seniors on special conditions providing for increased interest. For example, opening the “Profitable with monthly payments” deposit and presenting a pension certificate at the conclusion of the contract, in rubles you can get up to 10.9% per annum.
Increased rates are also available to participants in salary projects and employees of budget enterprises. It should be noted that Vozrozhdenie Bank offers to realize getting a salary using a bank card not only for entire enterprises, but also for individual customers.
Other products for private customers
The universal nature of the business determines a large number of services offered by the credit organization to individuals. Among them there are not only deposits, but also loans, remote services, safes, bank cards and other products.
Some products offered by Vozrozhdenie Bank have few analogues in the Russian market, for example, Individual Payroll Project. This service allows you to receive payments from the employer at Vozrozhdenie Bank. Together with convenient money management, the client also receives additional benefits:
- Reduced rates on consumer loans and a reduced package of documents.
- Improved conditions for making most deposits. At the same time, Bank Vozrozhdenie will offer higher deposit rates.
- The ability to remotely manage finances, including opening deposits.
The funds placed by Vozrozhdenie Bank by individuals are insured in accordance with the laws of Russia.
A long history, large size, well-diversified assets and liabilities allow us to speak of Vozrozhdenie Bank as a reliable financial institution. Convenience of remote servicing and wide geography of offices provide the comfort of working with a credit institution. Therefore, Bank Vozrozhdenie is a good choice of modern financial organizations for most customers.