Today, every modern person, in addition to the usual wallet, has several virtual ones, which, as a rule, are more durable, universal and often much better protected. All these characteristics correspond to WebMoney e-wallets, which make it easy and simple to make payments between people located in different parts of the world, pay for purchases and services, withdraw funds and replenish accounts in rubles and currency in various ways. Not so long ago, when registering with WebMoney, WM Keeper Mini began to be used to manage WMID. In this regard, some users had a confusion with the concepts of what are WMZ / WMR wallets and what is WMID. About what the difference between them is, how to create both the first and second, we will tell in the article. And also teach how to use a WM-wallet.
WMID and WM-wallet: what is the difference
Let's start from the very beginning, namely with registration in the system. After completing this procedure, the registered user is assigned a WMID. This is the participant identifier, which is a sequence of 12 digits. She is the address of this particular person in the WebMoney system. It can be called to its counterparties if such information is required (for example, to verify the certificate or others). This information is not secret, but cannot be used to make calculations. For these purposes, you need a wallet. It is to him that the funds are transferred, and money can be withdrawn from him in one of many ways.
WM-wallet and its types
What does a WMR wallet mean? This is a property for accounting for title characters registered under the identifier (WMID). Signs here mean property rights that are equivalent to money. So, for rubles or dollars, a WMR or WMZ wallet is opened, respectively. For another currency, it will have other designations: WMU for Ukrainian hryvnias, WMB for Belarusian rubles, WME for euro. There are also wallets for funds equivalent to gold, the digital currency bitcoin, as well as special types designed to account for issued loans and own debt obligations. Moreover, each user can have only one type of each wallet within WM Keeper Mini. Among Russian-speaking users, the most popular are two of them - WMR and WMZ.
How to find out WMR wallet number if you are already registered in the system? As in the case of WMID, the wallet number consists of 12 digits, and before them is a letter indicating the currency: R - for rubles, Z - for dollars. You can see it in your account in the "Wallets" section. Here is a list of all your WM-purses, their numbers and balance information.
How to create a WebMoney wallet ?
If you are only going to register a WMR wallet (or any other, depending on the required currency), then the instructions below will be useful for you. To do this, you must already have your account in the system.
- You need to go into WM Keeper Mini and enter your data: login (or WMID) and password.
- Next, open the "Wallets" section and click "Add New".
- You will be asked to select the type you want. As you already know, WMR wallets are created for funds equivalent to rubles. If you are interested in another currency, select the appropriate type for it.
- Then you need to familiarize yourself with the terms of the user agreement, accept them and click the "Create" button.
- If you did everything correctly, you will see a notification about the successful creation of a new wallet.
Now you will have access to various tools for managing funds in your wallet. We will talk about them further.
WMZ / WMR wallets and their use
Using the WebMoney e-wallet, you can make various payments on the Internet. In your account you will find information about what actions are available to manage the funds in your account. Among them:
- replenishment and withdrawal of money from the wallet;
- payment for goods and services;
- repayment of loans;
- transfers to other users' wallets;
- exchange of title characters, etc.
Replenishment and withdrawal of funds from WM-wallet
To withdraw funds and replenish your account, you can use one of the many ways:
- bank card
- bank transfer;
- money / postal order;
- exchange points;
- virtual card and others.
In order to easily and quickly make transfers from a WM-wallet to a bank card, you must first bind it. In the future, for the transfer you will only need to select the appropriate team, indicate the amount, and the money will go from the wallet to the card or vice versa.
Transfer money to other users and pay for purchases
WMR wallets can be used for settlements with customers, performers and customers. In this case, the transaction currency is important. So, you cannot transfer money from your ruble wallet to the counterparty’s dollar account. In addition to self-transfer of funds, there is another way to pay for goods / services - invoices. Information on accounts payable is available in the section of the same name in your personal account. Be careful when working with them, as some scammers send such bills to all users in a row, and those inattentively pay them.
In order to make any operation to transfer money or pay using WM funds, you must enter the WMZ / WMR purse number, payment details (amount, account) and recipient. Obtain all necessary information from the counterparty in advance. Some are interested in the question of how to find out a WMR wallet. WebMoney does not provide such information. To do this by last name or in some other way does not work, since this information can only be obtained from the owner. Therefore, before making a payment, ask him to provide this data.
Payment for purchases with WebMoney Merchant
If you make a purchase, then you can pay for it using the Merchant service from WebMoney. This service is provided from the seller’s website. You select the product / service you are interested in, specify WM-money as a payment method, and follow the instructions. In this case, you will need to enter the mobile phone number associated with your wallet, a PIN code (it will be sent to the specified number), and then in the Web Merchant Interface that opens, the password to access the account (indicated for payment security purposes). This procedure is safe, but nevertheless be careful when understanding and checking all the steps taken.
Conclusion
WMZ and WMR wallets give their owners ample opportunity to make payments on the Internet, pay for goods and services, make transfers, and also withdraw and deposit funds to their WM-accounts in various ways. This is a modern and reliable tool that makes cash flows simple and easy both within the country and abroad.