Today Gazprombank is one of the three largest banking organizations of the Russian Federation for the provision of investment and financial services for private and corporate clients. At the moment, its client base includes more than 3 million individuals and about 45 thousand legal entities. If you need to take a car loan when buying a new car, Gazprombank can provide such a service on very favorable terms. This loan can be issued both in Russian currency and in foreign. Another advantage is the absence of restrictions on the maximum possible loan amount, since when calculating it, the organization takes into account the total earnings of all family members.
In order to get a car loan, Gazprombank requires a certain set of documents, namely:
- Application form for receiving funds.
- The borrower's passport with compulsory registration not far from one of the bank branches.
- Driver's license.
- Certificate of income for all family members for the last 6 months.
In order to obtain a car loan, Gazprombank may request additional papers confirming the formation of the borrower and the existence of property that can be used as a collateral. In addition, one of the prerequisites for obtaining is compulsory insurance of the purchased car at its full cost in the company indicated by the banking organization.
Gazprombank. Car loan: terms of registration
A financial institution does not charge any additional fees for opening and maintaining a credit account. The borrower is required to pay a one-time fee in the amount of 3,100 rubles and repay the loan in equal amounts each calendar month. The special loan calculator of Gazprombank can help calculate the required amount of payments. Car loans are part of standard loans. Therefore, its calculation will not be much of a problem.
Standard program
This loan is issued for the purchase of a new car for a period of 3.5 to 5 years, depending on the country of manufacture of the car. The interest rate on it will be from 10.5 to 12.5% per annum when registering a ruble loan. If the loan is taken in dollar terms, the overpayment on it will be from 9 to 10.5% per year.
Long-Term Car Loan Program
It is issued for a period of up to seven years. In the case of registration of such a program, the client must purchase a foreign car in the amount of at least $ 25,000. Interest rates for such a program are 12 and 9% in rubles and currency, respectively.
Solid Car Program
Gazprombank provides an opportunity to get such a car loan without a down payment. The loan is provided for a period of seven years at interest rates of the long-term program. A significant difference is the availability of the acquisition of a completely new car of such a brand as Jeep, Mercedes-Benz, Dodge, Land Rover and others.
If there is a need to take a loan when choosing a new car, then Gazprombank will always be happy to help. Using the services of the bank, you can quickly get money at reasonable interest rates.