Today there is no such person who would not want to take a break from the bustle of the city, exchange an apartment for his own house in the country, surrounded by greenery. This can help the state mortgage. Recently, the construction of houses outside the city has acquired unimaginable proportions. These are cottage villages with the same type of buildings, and houses standing apart from each other, made according to a special project. As it might seem at first glance, any citizen can easily realize his dream. But in fact, this is not entirely true - you need to think through every little thing, starting with the choice of a decent contractor and ending with the wiring of communications and landscape design. The municipal housing fund will not always be able to help. This, unfortunately, cannot be changed.
Very often, the state housing fund offers several options to choose from - construction or the purchase of a finished house. When choosing a company for construction, it is imperative to ask about experience and see the portfolio of completed projects. Any construction process begins with design. In this situation, the state housing fund will be able to give practical advice.
At this stage, not only the structure design itself is thought out very carefully, but also its placement according to the landscape. It is worth thinking about laying all the necessary communications and a convenient entrance to the house. The State Housing Fund may propose a standard project, or may be prepared in accordance with the wishes of the customer. But in the second case, it is advisable to get advice from a civil engineer and architect. At the second stage, all relevant documents are drawn up. It also does not hurt the support of specialist builders. Especially if construction is planned near a reservoir or other protected natural zone.
Now it is worth taking care of the choice of material. Here, the state housing fund also has its own opinion. For construction outside the city, mainly wood and brick are chosen.
Brick houses are considered to be more reliable, durable, compared to wooden, they are less afraid of fire. Such a structure perfectly retains moisture and allows you to easily vary the relief and shape, would be only a fantasy. The disadvantages of brick construction are the following: the complexity of the masonry, the high consumption of the mixture for fixation and the rather big cost.
As the state housing fund may note, many people select structures from wood. Unlike bricks, cement mortars and other mixtures are not needed for building wood. A wooden house is built quickly and easily. In addition, it is worth noting environmental friendliness, creating a unique atmosphere of comfort and warmth, as well as healing properties. The disadvantages include increased flammability, which can be reduced with the help of special solutions. However, you can always choose the most suitable state property for a mortgage. Sometimes for a young family this is the most suitable way to solve housing problems.