Any modern person must responsibly approach the conclusion of a transaction. Acquisition of a policy of compulsory motor liability insurance is no exception. Authentication may be required if you bought a compulsory insurance contract not at the official office of the insurance company, but at an agent who presents products of many companies. In this case, on the basis of PCA, a policy check is simply necessary.
Check by form number
You can verify the purchased form online. This database was made for policyholders who can get all the necessary information in minutes.
So, PCA CTP insurance policies are checked online on the official website autoins.ru. For verification it is necessary to visit the section “CTP”, select the sub-item “Information for policyholders and victims” and enter the ten-digit number of the form purchased.
After the policy is verified on the PCA website, the following information will appear:
The name of the company for which this form is listed.
The name of the policyholder.
Term and period of insurance.
Data on the vehicle accepted for insurance.
List of persons authorized to drive a vehicle.
The size
KMB (driver discount).
The size of the insurance premium under the contract.
If all the information belongs to the policyholder to whom the policy was sold, then everything is fine, the transaction was completed correctly. If another person’s data comes out according to the policy number, you fell into the hands of scammers who sold you an invalid policy.
PCA Database: Policy Authentication
It should be noted that the base of the Russian Union of Auto Insurers is in the public domain. It can be used around the clock and for free throughout Russia.
If the menu of the PCA website, the policy check is not clear to you, then you can contact the operator and get the necessary advice completely free. For convenience, all numbers are presented on the main page of the official website. If after verification it turns out that the purchased OSAGO form belongs to another company or is not registered at all, it is worth taking measures and returning it.
What if the policy is invalid?
If you bought a CTP policy of the company that is deprived of a license, or just a fake form, you should know that in case of an insured event, the PCA will not pay anything for you.
Today, many people on the World Wide Web offer to purchase a fake policy, which is no different from the present, for a minimal fee. If you agree to a deal, then this is a felony. Under article 327 of the Criminal Code, fines or correctional labor are provided for using a forged document .
Each driver must responsibly approach the issue of insurance and go to the PCA website. Checking the policy is an integral procedure today. It is thanks to her and the PCA website that you can receive insurance benefits and protect yourself from unforeseen financial expenses. Good luck!