The credit market of the Russian Federation is currently experiencing a boom in development. Several factors contributed to this. Firstly, the international financial crisis, which forced many organizations to look for ways to save and, as a result, change their credit policy. One of the striking examples of this can be considered Rosbank. Reviews of experts say clearly - the crisis has positively affected the development of this organization.
Rosbank is a private universal bank that is part of the Societe Generale banking group. This group provides financial services worldwide to both corporate and private clients. In addition to its own development, the organization also opened several highly specialized subsidiaries, namely:
- Rusfinance is a company primarily engaged in consumer lending to citizens of the Russian Federation;
- DeltaCredit - the main business of this company is mortgage lending.
Branches of JSC AKB Rosbank can be found in more than 340 cities and villages of the country. There are more than 700 branches of this financial organization. The amount of capital and assets of the bank puts it in first place among all the largest financial institutions of the Russian Federation. Rosbank, reviews of which can be found in various sources, is currently one of the five largest banking organizations in terms of loan portfolio. Today it serves more than 3 million customers. In addition, the bank is a leader in the field of lending to individuals and is developing a new service line - private banking, designed to meet the needs of very wealthy customers.
One of the key areas of work of such a financial organization as Rosbank, whose expert reviews are only in a positive field, is servicing various legal entities. This is corporate lending and investment services. By the end of 2010, Rosbank occupied the twelfth place among all financial organizations of the Russian Federation in attracting funds from legal entities. Today, his clients include some of the largest companies both Russian and international. Among other things, Rosbank, whose branches can be found in any corner of Russia, is a leading organizer in the market of municipal and corporate ruble bonds and a member of the all-Russian ATM network. This network combines more than 8000 devices and allows you to receive funds almost anywhere in the Russian Federation.
For small and medium-sized businesses, there are also many services that Rosbank has developed. Reviews of financiers are noted not only by his loan programs, but also by deposits, salary projects, business cards, cash management services, commercial mortgage loans and much more.
Rosbank is a member of the
deposit insurance program
. This means that any depositor whose contribution does not exceed 700 thousand rubles. a state guarantee is issued for the return of these funds. In the event that the bank cannot fulfill its functions and pay on deposits, the Russian government guarantees citizens the return of their money.