Oh this internet! Having been born as a means of transmitting information, it rapidly transformed into a place for dating, games, trade. And now, almost every second user has their own electronic wallets to pay for the services, services, goods provided. How not to get lost in numerous payment systems? Deal with their difficult, sometimes, rules? And in the end, how to choose one system, but one so that the service is clear, the calculations were made in the shortest possible time, and the funds could be transferred to a card, bank account?
Of all the Internet payment systems, QIWI holding can be distinguished. Comfort, maximum financial transactions, a wide range of possibilities are the main characteristics of an electronic wallet familiar to many brands. Opening your QIWI account is as simple as launching a browser.
Acquaintance
The system has a very simple and accessible site interface. Not a single page is overloaded with unnecessary information. QIWI.ru is a straightforward domain name, by clicking on which the user begins his acquaintance with one of the simplest payment systems in the terms and conditions.
The main page of the site contains the icon "Create a wallet." This is a link to a plain registration page. QIWI personal account will be available to the user after entering the phone number and a combination of numbers in the captcha. Of course, the future customer must agree to the terms of the offer. By clicking on the “Register” icon, the user will be taken to a page offering to come up with a password and enter the code sent to the subscriber’s phone. This concludes the QIWI requirements. Logging into your account will be available by entering a phone number and a password.
Accounts
The first login to your QIWI account opens a page with a list of wallet replenishment options. There are quite a few ways to do this, among them:
- crediting funds with a bank card, its number can be easily tied to the wallet account on another page of the site;
- cash transfer through terminals, ATMs, communication salons;
- the ability to replenish an account online using the mobile operator's account;
- transfers through payment systems.
The most convenient and fastest option is an online money transfer to a QIWI wallet. The personal account, however, allows users who do not have an account in world currency equivalents to get acquainted with the addresses of the terminals in any, even the smallest settlement of Russia and the CIS countries. To do this, there is a section “On the city map” on the payment system website. Entering your location in the search bar, the client will immediately see the service points of the financial holding. The large-scale map displays not only the icons indicating the terminals, but also their exact address.
Naturally, each replenishment method takes some time, and a certain percentage of the commission is removed from the transferred amount. Its size is from 0 to 10%. The most expensive way to replenish an electronic wallet is to transfer funds from the accounts of mobile operators.
Cash withdrawal
Having an account, that is, a QIWI personal account, a user can easily replenish accounts: withdrawing equivalents of world currencies from a wallet by transferring to a bank card or account is available to each client of the payment system.
QIWI commission is one of the lowest among financial Internet holdings. From 1.6 to 2.0% plus 50 rubles of a fixed fee - a rather small fee for instant transfer and the ability to withdraw cash on the day of transfer.
Other features
By registering a QIWI personal account, the user opens a small office for himself. From it, holding customers pay bills and purchases in online stores, cooperate with the company as investors, borrowers, take part in promotions, receive bonuses and prizes.
No special conditions are required to take advantage of the full range of services. It is enough for the client to have a QIWI-wallet, a personal account. Logging in to your account guarantees access to any product of the holding. Let's consider a few of them in more detail.
On each page of your personal account, in its lowest lines, there are several links. One of them is Kiwi Bank. A private client has the opportunity to repay loans, pay utility bills, duties, fines, registrations, and make international money transfers.
It would be surprising if the bank did not provide the opportunity to open deposit accounts or did not lend. But QIWI holding does not disappoint in these matters either. Unique, unparalleled, the system provides full banking functionality for its customers.
Mobile applications
It is hard to imagine a modern businessman without a great communicator, tablet or smartphone. Hundreds of mobile apps are being developed to do business successfully. You can familiarize yourself with them on the pages of the QIWI.ru site. The user's personal account provides variations of mobile applications for various popular platforms. Including for:
- Windows Phone
- iPhone
- Android
For each platform, the site has instructions on where to download and how to install applications with which the client can use the services of the payment system at any place and at a convenient time.
Security
No matter how many products a particular payment system provides, for people engaged in serious business, reliable protection of their funds will always be in the first place. QIWI customers can not only not worry about their money, but also choose from several tools that ensure the safety of financial transactions.
One of the most interesting security offers is the implementation of transfers, the processing of payments using the SMS service. Clients can transfer money to another user of the payment system, block the card, find out the account balance, enable or disable voice confirmation of financial transactions without additional installation of mobile applications.
The article lists far from all the possibilities of a user who has registered a personal account in the well-known QIWI payment system.