Choosing a convenient payment method, many Russians prefer bank cards. Sberbank PJSC annually issues millions of credit cards and debit products to its customers. Even minor citizens can apply for a Sberbank debit card.
Terms for opening cards in Sberbank
When wondering how to apply for a Sberbank debit card, customers want to know not only how to send an application, but also the features of the product.
- A personal registered or instant card can be issued by customers over the age of 14 years.
- Only a passport is required to apply. Foreign citizens can present a passport of their state, for citizens of the Russian Federation registration is required for several types of documents, including a passport, military ID, form No. 2-P (temporary certificate when replacing the main document) and others.
- It is allowed to issue several bank cards of various types for one client at a time. For example, a personal name card Visa Classic and Momentum.
How to choose a bank card: instructions for selecting a product
Before issuing a debit card for Sberbank, the client must determine the need for the product. Plastic cards differ not only in appearance, but also in the cost of annual maintenance, which develops based on the capabilities of the card.
When wishing to issue a Momentum debit card from Sberbank, customers should be aware of some restrictions:
- not all sites accept payment with instant cards;
- in order to perform operations in the bank using the Instantum card, the client must present an identification document;
- when withdrawing cash at a Sberbank ATM "of another region, a fee of 0.75% of the amount will be deducted from the client;
- low limit for cash withdrawals per day - only 50,000 rubles;
- the card is not valid abroad.
But there are advantages to instant cards: firstly, they are issued immediately after filling out the questionnaire; secondly, the design and maintenance of the product is free.
Sberbank personal name cards: features, conditions
If the client wants to use the card on trips around Russia without a fee and abroad, you should pay attention to the classic cards - MasterCard Standart or Visa Classic.
They compare favorably with instant products:
- cash withdrawal limit - up to 150,000 rubles per day;
- the absence of a fee for withdrawals from Sberbank ATMs throughout the country;
- the ability to pay at all points of sale, including online stores;
- nominal status;
- the possibility of ordering an individual design (for an additional fee of 500 rubles to the cost of annual maintenance).
How to draw up a debit card of Sberbank, and customers can get it at the office of the institution. Since 2018, it became possible to order cards in the online banking system.
Youth cards: for those under the age of 25
Especially for the age group from 14 to 25 years, the bank developed a plastic product with a low commission for use - only 150 rubles per year. These are youth segment cards.
Users can issue a debit card for Sberbank Molodezhnaya on the Internet, Sberbank Online, or the bank’s office. They differ from classic cards in a brighter design and reduced commission.
At the same time, preferential conditions do not affect how much a Sberbank debit card is issued. For classic and youth cards, the production time does not exceed 14 days.
How to draw up a debit card of Sberbank: instructions
Having decided on the type of product, customers should send an application for the production of a card (with the exception of the Momentum product, which is issued at the bank’s office immediately after signing the documents).
The choice of the future owner - 3 ways to draw up a card:
- At the office of Sberbank.
- On the official website of the company.
- At Sberbank Online.
Registration of a card at a branch of Sberbank
Until 2017, this was the only option for product design. To send an application for a new card, the client must come to the bank office at the place of registration with a passport. The operation takes no more than 15 minutes. The card is made from 7 to 14 days, it all depends on the user's region of residence.
When you visit the office, select "Maps" on the electronic queue board, then click on the "Open New" subsection. After this, the first freed manager will automatically invite the client.
The process includes filling out an application for opening a card account (in duplicate). Upon completion, the client is given a copy of the application and a memo for the bank card user. After receiving the certificates, the account holder will receive a notification from the number "900" about the successful application for a card. When it arrives at the office, the user will also be informed by the Sberbank automatic service.
If the card is the sole account of the citizen, he must sign a bank service agreement. This is a document regulating the relationship between the bank and the client regarding the opening of accounts, including brokerage and depositary accounts, using international cards and transfers. The service is provided free of charge.
How to open a card over the Internet?
The application process on the official website takes no more than 5 minutes:
- the client must indicate his full name (Latin is set automatically), mail, contact phone number, passport data;
- further - choose an office to receive a card and indicate a residence permit (according to passport);
- confirm the operation.
After filling out the application, the client will be notified of the timing of the receipt of the product. It will be possible to pick up the card within 14 days from the date of application.
Making a debit card at Sberbank Online
To open a card account in Sberbank Online, the client must enter the “Personal Account” and find the “Cards” tab. At the top of the screen you need to select the link "Order debit card".
An application in Internet banking consists of 4 stages:
- Product selection. Includes a description of all the cards available to order.
- Design Choice. Classic or individual look of the card.
- Filling out the documents. Office address for receipt, embossed text, telephone number for communication.
- Operation status. This is a confirmation of the application with the SMS code from the number "900". After entering the code, the application goes into processing by the bank.
A commission (if any) for the service is automatically debited from the card account. The debt can be repaid after receiving a bank card in any convenient way: cash at the office and terminals, money transfer, through online banking or "Mobile Bank".