Today, one of the most popular financial services is issuing credit cards. This is due to their very high popularity among the population. Despite the relatively high interest rate, almost every adult in our country uses credit cards to obtain the necessary funds. Today, anyone knows how to get a credit card. Sberbank of Russia offers many options for this banking product.
The advantages of plastic cards
Today, a credit card is the most convenient and simple payment tool that allows its user to feel confident in almost any situation. With it, he can at any time get the desired amount of money, simply by using one of the many ATMs that are found literally on every corner. Such ease of use is the main motive for a person who is wondering how to get a credit card. Sberbank of Russia provides such a service in any of its branches. In addition, the whole process of obtaining a new credit card is incredibly simple. For this, it is necessary that the following conditions are met:
- The client must be of legal age and must be over 21 years old.
- The client must provide a valid passport of the Russian Federation.
- A Sberbank credit card application must be filled out.
- The client must fill out a special application form with the indicated contact phone number and other data.
To get plastic, you don’t even have to go to the bank branch. Usually this opportunity is very intriguing to consumers who are interested in how to get a credit card. "Sberbank" provides the opportunity for online registration of such a service. To do this, the user must visit the main page of the financial institution’s website and fill out the appropriate form. If the bank makes a positive decision to provide the mentioned service, the client will receive all the necessary data and a new card with access to his account through the courier service or Russian post.
An important advantage of loans is the so-called grace period. This is a short period of time when the money of the bank can be used for free. At Sberbank it is 50 days. However, there is a small trick that every person who asks the question "how to get a credit card" needs to know. Sberbank, like all credit institutions, considers this period from the date of reporting, and not from the moment of receiving cash from the ATM, as many customers mistakenly believe. Usually this day is in the early days of the month, and grace time should be counted from it, so as not to get into trouble.
Credit card
To activate a new credit card, immediately after registration, you need to place it in an ATM and enter the pin code that the bank manager issues. It should be remembered that you can use a plastic card in the device of any bank, but you will have to pay some commission for this. In addition, the limit for withdrawing funds from an ATM of another financial institution usually does not exceed the amount of 20 thousand rubles. All these nuances should be considered for those who do not know how to apply for a credit card. Sberbank offers its customers very favorable conditions, but only in cases where they use only its network of terminals.