Bank deposits are a profitable investment for those who want to receive passive income or just keep their savings. Before choosing where the money will be stored, it is worth clarifying what conditions financial institutions offer. Below will be described the most profitable deposits in banks of Novosibirsk.
"Trust"
Commercial Bank Trust is a financial institution that many Russians trust. Branches operate throughout the country. In Novosibirsk, it is located on Kamenskaya Street (Building 32). A financial institution offers to draw up several options for deposit agreements. If we consider the profitable deposits in the banks of Novosibirsk, then the program “Own people” from “Trust” will be the most attractive. Everyone has the opportunity to put money for 3, 6, 9 and 12 months. The longer the term, the higher the rate. When concluding an agreement in rubles, everyone can receive a maximum of 9.85% per annum. In dollars, the rate is 2%, in euros - 1.15%.
Good conditions are also offered by the Optimal Course program. The minimum deposit amount is 30,000 rubles or 500 dollars. When concluding an agreement in rubles for a year, the rate will be 9.4%, in dollars - 2%. Customers can always find out about accrual of interest under the contract by the hotline number or in their Trust online office.
Sberbank
We cannot help but recall this financial institution, if we consider the banks of Novosibirsk. Deposits, interest, terms of contracts - all this information will be gladly provided by Sberbank specialists. The financial institution also offers several deposit programs. The “Save” service is popular. Despite the fact that the maximum rate in rubles is only 6.5%, the residents of Novosibirsk are not afraid to carry money to the bank. This is due to the fact that the financial institution has managed to establish itself on the positive side.
Like other deposits with banks in Novosibirsk, the “Save” agreement can be executed for a certain period of time - from 1 month to 3 years. The exact amount of income will depend on the currency of the deposit and the term of the deposit. The maximum rate for a deposit in dollars will be 1.06%, in euros - 0.01%. Favorable such conditions can not be called. However, Sberbank is the most reliable financial institution in Russia today. Therefore, you can be sure that the money will remain intact.
"Interaction"
Those who are interested in profitable deposits for individuals at banks in Novosibirsk should pay attention to CB Interaction. The office is located at 51 Kamenskaya Street. Pleasant conditions are offered on the Yubileiny deposit. Every citizen of Russia who has reached the age of majority can become a client. The term of the contract is 372 days. It is possible to save any amount starting from 25,000 rubles. The contractual rate is 9.05% per annum. There is the possibility of a single partial withdrawal of the deposit amount. With a repeated withdrawal, interest is not paid.
The express deposit program is also popular. When concluding a contract, a card is issued to the client. The minimum deposit amount is 5000 rubles. The client has the opportunity to replenish the account and withdraw money from it without restrictions. The rate is 6% per annum. There is a capitalization of interest. The card is issued for 558 days, then the contract can be extended.
"Plus Bank"
This financial institution is developing rapidly. Branches today operate in many cities of Russia. There are offices in Novosibirsk as well. You can apply for a deposit agreement at 27, Kirova Street. A financial institution offers several profitable deposit programs. Convenient Plus is popular, it provides for a rate of 8% per annum.
The client has the opportunity to put his savings in the bank for a period of one year to 1095 days. Income is paid to the card or to the demand account. The minimum deposit amount under the contract is only 1000 rubles.
If we consider dollar deposits in the banks of Novosibirsk, we can pay attention to the program "Reliable". The contract can be concluded for a year. The minimum deposit amount is 200 dollars or euros. The yield on the deposit is 1.49% per annum.
"Credit Europe Bank"
In Novosibirsk, a financial institution is located at Vokzalnaya highway, 3. A deposit called “Urgent” is popular. The plus is that the client can put his money for a period of 31 to 1098 days. The minimum deposit amount is 3000 rubles. The contract can also be executed in foreign currency in the amount of 100 dollars or euros. The maximum rate in rubles is 8.9%, in foreign currency - 2.25%.
The “Growing Income” program is also popular. Its peculiarity is that the interest rate depends on the term of the contract. You can put money in the bank as much as possible for 365 days. At the same time, the rate in rubles will be 9.25%, in dollars - 2.5%, in euros - 1%. Capitalization of income is another advantage of the program. Such conditions provide for far from all deposits in banks in Novosibirsk.
"Renaissance Credit"
The financial institution is located not far from the Credit Europe Bank branch, on Vokzalnaya highway (Building 5). Banks create serious competition, including in the matter of deposits for individuals. The deposit agreement “Accumulative” can be executed by any adult citizen of the Russian Federation. Profitability will depend on the currency of the deposit and its term.
To get the maximum rate (8.75%), you need to put at least 1,400,000 rubles into the bank. With a deposit of 30,000 rubles, the rate will be 8.5. Such conditions apply if the contract is concluded for 730 days.
Other banks offer favorable conditions (Novosibirsk). Deposits for the population - a priority way to raise funds for most credit organizations.