A few years ago, MTS Communications Company opened a new service - MTS Money, which allows you to make payments directly from home. Using this service, you can pay for various goods and services with money placed on the client’s personal account.
Today, MTS has begun production of its own plastic cards, which are related to the payment system, known worldwide as MasterCard. With their help, company customers can pay for purchases both on the Internet and in ordinary stores.
MTS credit cards, reviews of which can be found in many online, appeared in all the company's stores in mid-spring 2011. Loans up to 40 thousand rubles are available to customers who have issued such a service.
Registration conditions and tariffing
When applying for a card, the borrower can receive from 0 to 40 thousand rubles. At the same time, the grace period (the time when the user can use the bank funds for free) is 50 days from the date of the last reporting. This small nuance must always be remembered and taken into account if MTS credit cards are used. Reviews of many customers make it clear that the average person usually believes that the grace period begins at the time of receiving the money and then wonders why he should pay an interest rate in the amount of 23 to 55% per annum.
In addition, MTS credit cards, reviews of which do not allow an unambiguous decision, have a minimum threshold that will need to be paid when repaying a loan. According to one of the clauses of the standard contract, the borrower agrees to pay at least 10% of the total amount of debt on the card, but not less than 100 rubles. In addition, the management of the company made a decision to impose fines on malicious defaulters who do not fulfill their obligations on the loan received.
MTS Bank - credit cards
At the moment, the company offers its customers three different types of plastic cards :
- MasterCard Standard - the client receives such a card immediately after the conclusion of a standard contract with the company.
- MTS (bank card) - it supports the PayPass application and is equipped with an EMV chip.
- MTS Money (credit card) - it is also equipped with an EMV chip;
In order to get a card of the first type, you just need to conclude a contract. A similar procedure usually takes from 15 minutes to 1 hour. To arrange the other two, a minimum of one day of waiting will be required, since it will be necessary not only to print a new card, but also to program the chip in a special way, but after that it will become individual.
MTS plastic card service
A client will have to pay a certain amount of money per year for the design and operation of a credit card. In the first year, it will be 0 rubles for ordinary cards and 500 rubles for those that contain an EMV chip. All subsequent years, customers must pay 500 rubles per year for servicing plastic cards.
MTS credit cards, reviews of which can be easily found, are currently a very convenient non-cash payment method. In addition, they are tied to the telephone bill of the subscriber, and he has the opportunity to check the availability of the required amount on the account, simply by calling the service number.