Many banks make transfers between cards on favorable terms. Such services have their advantages and disadvantages. Perform similar operations and allows VTB 24. Card-to-card transfers are fast and reliable. Moreover, they are made without linking the account to the region. The procedure is performed in several ways, from which you can choose any.
Money sending options
Such services are now available in many banks, because they are in demand. Moreover, they are also available on commission. Money is transferred to the VTB 24 card:
- with the help of commercial organizations;
- at the bank branch;
- through an ATM;
- through online banking.
Each of the methods is convenient. The client can choose how to transfer. It is more convenient to do this via the Internet and VTB 24 ATM. Transfers from card to card are quick, you just need to fill in the details of the recipient correctly. With VTB 24, money is credited to Sberbank quickly. But small fees are charged for these procedures.
Service relevance
The service is in demand among individuals, as it allows you to quickly send money to the recipient. Also, legal entities use it. In this case, the service can be used:
- to repay a loan;
- replenishment of the savings account;
- transfers of funds to relatives and friends;
- to transfer money over long distances with small material losses.
It is because of these advantages that such services are appreciated. You can use them at any time.
Visit to a bank branch
Many people choose VTB 24. Transfers from one card to another can be performed without its availability. You need to have a passport with you. You will need to write an application for sending funds to the account of a particular client. Information about the recipient, his card number, name and passport data are indicated.
Payment takes place through the cash register, where you need to give the necessary amount. In a few minutes, money is credited. You can perform an operation in the office through an ATM, only you need to carefully check the data.
Deposit Terms
You can top up a card at any bank and in different currencies. Operations in rubles are not limited. If you want to send euros or dollars, then there are conditions. For example, to send $ 5,000 or €, documents are required confirming the relationship of the sender with the recipient. This is the main requirement for transfers in foreign currency.
The minimum size of a ruble departure is 50 rubles. The bank charges a commission of 1%. The sending period is delayed up to 3 days if foreign exchange transactions are carried out.
ATM
You can choose an ATM "VTB 24". Card-to-card transfers are instantaneous. First you need to dial a PIN code, and then select the item "Payment for services and transfers." Then choose the appropriate money transfer method. It is required to enter the card number of the recipient and indicate the amount.
After checking the information, you can confirm the operation. One must not forget to take the check. If the funds have not been received, for example, due to an error, you must contact the bank to solve the problem. To confirm and need a check.
Internet banking
To perform the procedure, you must go through the following steps:
- Log in to your account
- click on the section "Transfers from card to card";
- then indicate the necessary data.
If everything is correct, you need to confirm the operation. And the recipient can already withdraw funds. Very fast and convenient option.
From VTB 24 to Sberbank
Each banking procedure assumes the availability of data. This is also required in the case of VTB 24. Transferring money to a Sberbank card is possible at the beneficiary's details:
- card and account number;
- BIC;
- TIN;
- correspondent account.
This information must be taken at a branch of Sberbank or use the hotline. They are also located in Sberbank Online, which can be accessed via the Internet. Upon request, the system will send the data by e-mail. If only the number is known, transferring funds will not work.
Limitations and Cost
Customers need to know about the restrictions that are set when sending funds:
- one operation cannot be more than 100 thousand rubles;
- the maximum amount of transfers per month is 300 thousand rubles;
- the maximum is valid for withdrawing funds from the card.
If a credit card is used, an additional fee will be charged. Transfer to the VTB 24 card from the same bank will cost 15 rubles. If funds are sent to plastic from another institution, the commission is 1.25%, but it cannot be lower than 30 rubles. Direct money transfer is a convenient service. This is the most suitable option for sending funds at various distances. After all, a small commission is charged for the service.
From Sberbank to VTB 24
The transfer is made from the Sberbank card to VTB 24. Both an ATM and the Sberbank Online service are suitable for this. If you select the first option, then you need to insert a card into the device, enter the pin code. Then you need to find the section “Payments and transfers”, “Transfer of funds”.
In the window that appears, indicate the card number and amount. After that, you should check the data and send. Money is credited in a few hours, but the maximum period is 1 day. The commission is 1.5%, but at least 30 rubles.
To use the Internet banking, you need to go to your personal account. Then select the “Payments and Transfers” section. Recipient details and amount should be entered. The commission is also equal to 1.5%. To perform the transfer, you can use another service, for example, RS-Express. They also have favorable conditions.
From VTB 24, money is transferred to cards of different banks. Services are convenient in that it can be done at any time. You only need to know the recipient's data, and there will be no problems with the procedure.