Svyaznoy Bank credit cards are MasterCard® system cards that are valid worldwide. They can pay for all kinds of purchases and services. At any ATM, money is withdrawn without commission.
It takes about 25 minutes to get a Svyaznoy Bank credit card. This can be done in any branch of the bank, in the Svyaznoy mobile communication points, or on the bank’s website.
If the card will be ordered via the Internet, it will be delivered via Russian Post. From the moment the card is sent, you will be provided with a postal identifier, with its help you can track delivery on the official mail site.
If you need a quick loan with convenient repayment, this is a Svyaznoy credit card. The conditions on the card are as follows: a limit is issued up to 250 thousand rubles, an annual rate of 24%.
The loan provides for a grace period of repayment without interest, it reaches 50 calendar days. It is also possible early repayment of the loan without charging commissions or fines.
In addition, you can store your own savings on it. No cash withdrawal fee will be charged at an ATM of any credit institution (for withdrawals from 3 thousand rubles or more).
If your card balance is more than 10 thousand rubles, then you will have additional income. Monthly interest will be calculated based on the annual rate of 10%.
To get Svyaznoy Bank credit cards, you must be 21 years old. You also need to provide your passport (there must be a permanent registration) and two phone numbers (landline and mobile). Who is not yet 21 years old, it is possible to issue a card without a credit line.
You can use any branch of the bank or the Svyaznoy mobile center to repay the loan. The minimum monthly payment depends on the tariff, it can be 2 thousand, 3 thousand or 5 thousand rubles.
Svyaznoy Bank credit cards are covered by the Svyaznoy-Club program. That is, for each purchase made using this card, you are awarded bonus "pluses".
Thus, a certain amount of money spent by you is returned back. For any purchases made in any store in the world or the Internet, 1% of the amount spent is charged. And the partners of the Svyaznoy-Club program can charge you up to 20%.
Every 100 “pluses” is equal to 1 ruble of a discount that you can use at Svyaznoy mobile phone outlets or with partners of this program.
Svyaznoy Bank keeps up to date, therefore, each client can access the Internet bank and manage their account from a mobile phone (mobile bank). With their help, you can easily find out the balance on the card or pay for mobile communications.
There is another undeniable advantage of this credit card. If within a month after you make a purchase using the Svyaznoy card, you find a similar product, but with a lower price, you will be paid the difference between the cost of the purchased product and the cost, smaller in size.
What should I do if the Svyaznoy Bank credit cards are lost, stolen, seized by an ATM or you receive a message about a transaction that you did not perform? The card needs to be blocked immediately. To do this, contact the bank support service. After that, you will be presented with a new card with a different PIN code.