QIWI is an international electronic payment system that allows transactions using various devices and communication channels. Cash and electronic payments are combined into one group. Read more about how to log in to the Qiwi Wallet and use the system, read further in this article.
A bit of history
In 2006, the Mobile Wallet system appeared in Russia. At that time, electronic payments have already proven themselves well, therefore, it did not take a long time to explain to citizens what the essence of the new system was. At first, the service was gaining popularity in Russia. By 2010, it was transformed into the QIWI wallet payment system. The brand itself appeared in 2008. By that time, the competition in the segment was serious. But 43% of the citizens preferred QIWI. The rebranding of the company cost the developers $ 3,000, of which half went to update the look, and the second to purchase equipment, primarily OSMP terminals.
Kiwi Wallet: Registration
The procedure is simple and takes several minutes. The wallet is tied to a mobile phone number. The latter will serve as a login when entering your personal account. To create an electronic wallet, you need to click the "Register" button on the Kiwi website in the upper right corner. Next, enter the mobile phone number, characters with captcha, accept the rules for using the service and confirm your intention to create a “Qiwi wallet”. Registration will be completed after an SMS with a code to enter the site arrives at the specified number. Then you will need to come up with a permanent password. That is, the site has a double protection system: a code invented by the user, and one that is sent via SMS. Here's how to log in to Qiwi Wallet.
Bank card registration
To instantly replenish your account, you need to attach a plastic payment instrument to your wallet. The main currency of transfers is the Russian ruble. If a card with a different currency unit (hryvnia, dollar, euro) is attached, then the funds will be automatically converted at the national rate.
“My Account” - “Recharge” - “Bank Cards”. Next, you need to choose a credit institution. Only Raiffeisen and Alfa Bank are available in quick access. In all other cases, you will have to select “Other banks”. Next, you need to fill out a simple form, specifying:
- card number;
- name, surname of the owner in Latin letters;
- validity;
- CVV2 code.
After clicking the “Register” button, a certain amount is debited from the balance. To confirm the identification procedure, it must be indicated with an accuracy of kopecks in the corresponding field of the next window. After this, the card attachment procedure will be completed.
Money transfer
To replenish the account "Qiwi wallet" in different ways:
- through payment terminals;
- online, through the site;
- money transfers;
- from the balance of the mobile;
- cash in the communication salon.
For the replenishment amount of more than 500 rubles. no commission is charged. This money can then be transferred to other wallets or used to pay for services. You can quickly replenish your account at any time of the day only with an attached card. To do this, in the same section of the site you need to select the item "Bank cards" and indicate the amount of replenishment. A transfer fee will be additionally deducted from the balance. Next, payment information will be displayed. You need to check the correctness of the entered data and press the confirmation button. To conduct a transaction, the system will transfer it to the bank’s website. An SMS will be sent to the phone with a one-time password, which must be entered in order to confirm the charge-off.
If you need to replenish the account through the terminal, then the number "Qiwi wallet" is indicated as the details. This is a mobile phone that was used during registration in the system. For the transfer you will have to pay a commission to the intermediary in the amount of 3% of the amount.
Kiwi Wallet: access to your personal account via terminals
The procedure works in a similar way. First you need to specify a mobile phone number and password from SMS. The account number in the terminal matches the one indicated on the site. Although, for security reasons, it is better to use terminals only for replenishment, and you can register in the system and transfer funds from a mobile application. If you are in a foreign city, then to quickly find the nearest device, you should use a Yandex or Google map.
mobile version
Qiwi, like most payment systems, enables users to transfer money through a smartphone. To do this, you need to download and install the appropriate mobile application on the device. The file is on the site of the system itself. How to log in to Qiwi Wallet in this case? Same as in the regular version. Enter phone number, captcha, one-time password. All other details are already on the site.
The password is used not only to enter the system, but also to confirm the transaction. Here, users from Ukraine had problems. SMS comes in a few hours (!) After the request. How to log in to Qiwi Wallet in this case? It is necessary to disable the confirmation of operations through the one-time password in the settings. This is worth doing only if the account does not contain a large amount and you are sure that you will not forget the credentials for entering the system. Otherwise, it will not be possible to restore the password to the Qiwi Wallet via the Internet. Logging into your account will not work.
SMS teams
Anonymity of work in the system allows not to enter passport data and other personal information in order to create a “Qiwi wallet”. Registration is carried out only on the basis of a mobile phone number. But, on the other hand, you have to worry about the safety of the room. Therefore, it is better to use a registered SIM card.
There is no commission for transfers between accounts. This is a big plus. You can transfer funds to an unregistered program participant. A message will be sent to his phone with the amount and address of the site. Transactions can be carried out without entering the site. It is enough to send SMS commands to number 7494. In the same way, you can get additional information on the account:
- Balance - find out the balance.
- PIN - PIN recovery (available only to authorized users).
- Confirm on - activate confirmation of payment through one-time passwords.
- Call on / off - enable / disable confirmation of payments via USSD.
- XXX - top up your phone account.
- 9123456789 XXX - replenish any mobile phone.
- R101023234545 - replenish ruble WebMoney wallet.
- Perevod 9116243576 - transfer of funds to another Qiwi wallet.
Payment Methods
Many online stores use QIWI to receive funds from the buyer. An invoice is sent to the indicated wallet number. You can pay it in several ways:
- In cash through the terminal: go to the page of your personal account - select the desired account - enter banknotes into the banknote receiver. The device does not issue change, therefore it is better to send it immediately to the mobile phone account.
- Through the Qiwi Wallet. Enter the page of your Personal Account - select a bank card - indicate the account number - confirm the payment - enter a one-time password (if any).
Withdraw funds
One of the most convenient ways is to transfer money to a QIWI Visa Plastic plastic card. No commission is charged for this operation. With this card you can then pay for purchases on the Internet and outlets. For cash withdrawals you will have to pay 2% of the amount. And viewing the balance through an ATM costs 9 rubles. The card can be used in all parts of Russia where they accept Visa. You can order it directly through the site. Delivery to any region of Russia will cost 100 rubles. There is no fee for issuing a card. QIWI card account is combined with QIWI wallet. That is, if a person buys virtual currency, then the money immediately goes to the card balance.
Summary
QIWI is one of the most popular payment systems in Russia through which you can transfer funds to other users and pay for services on the Internet. First you need to create a "Qiwi wallet." Registration takes less than a minute. You need to enter a phone number, captcha and come up with a password. Through an attached card, you can replenish the account at any time of the day. And if the amount exceeds 500 rubles, then no commission is charged. Free funds can only be withdrawn to a QIWI Visa Plastic card.