A pawnshop is a microfinance organization that issues loans with a fairly low interest rate on the security of the borrower's property. Pawnshops of Nizhny Novgorod work according to the principles generally accepted in the state. You can contact them in case of financial problems.
What you can take to the pawn shops of Nizhny Novgorod
Previously, in such organizations only products made of precious metals, namely gold and silver, were accepted on bail. So it was in tsarist and Soviet times. Given the dynamic development of civilization, pawnshops significantly expanded the range of property that those who wish to borrow money can bring and hand over.
An exhaustive list of property that pawn shops of Nizhny Novgorod take is as follows:
- jewelry;
- watches (mechanical, electronic);
- household and digital appliances (mobile phones, televisions, tablets, laptops, washing machines, etc.);
- diamonds;
- fabrics and articles of fur;
- items of antique value.
The procedure for processing the transaction and loan conditions
Note that a deal at a pawnshop is simple to execute. A client can be any adult citizen of Russia. Persons under the age of 18 cannot donate things to a pawnshop, since legally they are not yet responsible for their actions. For registration of documents it is necessary to present a passport.
Getting a loan at a pawnshop is easier than at a bank. Why? The client brings a specific thing to the pawnshop, which, in case of non-payment of the loan, is taken away for sale. When applying for a consumer loan at a bank, a client does not always purchase goods, but may also request cash. Therefore, the bank is more attentive to the design of such contracts. The probability of failure is much greater than in a pawnshop.
Nizhny Novgorod pawnshops issue loans for a month, a week, two weeks, or at the request of a client. For each day of using the loan, the client pays interest. Rates can be different and recently there has been a downward trend. In numerical terms, people pay a commission to the pawnshop in the amount of 0.25-0.35% of the value of the goods per day.
Pawnshops of Nizhny Novgorod: addresses
This Russian city is very large, therefore credit organizations issuing money on the security of property are located in each district. For example, in the Avtozavodsky district, customers can contact the following addresses:
- st. Yanki Kupala, 10a (Lord-NN), you can call here by phone 831-256-32-01;
- st. Yanki Kupala, 2 ("Crystal"), contact phone 915- 938-92-35;
- st. Leskova, 40;
- st. Leskova, 6.
In the Leninsky district there are more than 10 pawnshops. Many of them operate around the clock, which is very important for customers, because people may need money late in the evening (for example, if a relative was hospitalized). Basically, all the pawn shops of Nizhny Novgorod (telephones are not in all establishments) in this area are located on Lenin Avenue (number 32a, 40, 48, 59). The phone number of your pawnshop is 831-2180115. Customers can call the Roin pawnshop by calling 831-413-81-16. You can also call Watch Technique at 831-245-15-98. Even by telephone, the client will be able to obtain objective information about the collateral value of his property. Those who wish can also go to the site of pawnshops in Nizhny Novgorod. In the Leninsky district there are such credit organizations that have a resource on the Internet (for example, information about the Zarechye pawnshop can be found on websites on the network). On the resource, customers will find contact details of the organization, loan conditions, customer reviews and much more.
Pawnshops in the Moscow region of the city
To date, 7 pawnshops operate in the Moscow region of Nizhny Novgorod. I would like to give their addresses and phone numbers for the convenience of potential customers:
1) Moscow highway, 126 (phone 831 218 02 35).
2) Moscow highway, 122 (phone 800 333 12 20).
3) st. Berezovskaya, 110 (831 224 18 77).
4) st. Berezovskaya, 111 (915 952 88 10).
5) st. Gaidara, 40 (8313 34 33 87).
6) Gaidara, 51a (800 100 05 09).
7) Gaidara, 59 (800 333 12 20).
Paying attention to these addresses, we see the concentration of pawnshops in certain streets. You should not attach particular importance to this fact, because, in principle, organizations of this kind are opening closer to a larger array of customers.
What customers say about pawn shops in Nizhny Novgorod
Customer reviews are mostly positive, because they work here for the benefit of people. Of course, some customers complain that they received too little loan amount, although they counted on more, but in this case they will have to return less later!
In their reviews, customers note the convenient working time for most pawnshops (around the clock or until late).